Parent and group
- Fulcrum100%
Charlie's Secondhand
ActiveFrom the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
Charlie's Secondhand has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,475) and a net result of -€656. Equity has been shrinking by about 74% per year since 2022. Its solvency ranks better than 9% of 12,757 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Overview
Official details
KBO- Status
- Active since 26-09-2022 Normal situation
- Legal form
- Private limited company
- Registered office
- Hallebaan 109, 2390 Malle
- Activity
- Other non-specialised retail sale NACE 47120and 5 others
- Establishment unit
- 2.335.882.041 2970 Schilde, since 26-09-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
Board
- FulcrumDirector · since 26-09-2022 · permanent representative Steenvoorden, Delano Joannes Mathijs Theodorus
- Steenvoorden JanDirector · since 26-09-2022
- van Mersbergen, Wilhelmina JohannaDirector · since 26-09-2022
Shareholders
Financial position
- Bankruptcy probabilitywithin 12 months
- 1.2%
Annual accounts 2025
- Gross margin
- €3,952
- Turnover
- ≈ €42,000
- estimated
- Loss
- €656
- ▼ 97.2%
- Equity
- -€8,475
- ▼ 8.4%
- Total assets
- €36,772
- ▲ 13.3%
2025 accounts filed on time
Filed on 31-07-2026at the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€8,4751 of the last 3 accounts lateFounded in 2022lowers riskLiquidity: current ratio 0.74, cash €31,355Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 29% of micro companies in retail trade (NACE 47)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency
2+1
equity -23.0% of total assets
Liquidity
50=
short-term debt 123.0% · cash 85.3%
Profitability
24+24
return on assets -1.8%
Bankruptcy probability within 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.2%
12-2024: 1.2%● unchanged vs 11-2024
01-2025: 1.2%● unchanged vs 12-2024
02-2025: 1.1%▼ -0.1 percentage points vs 01-2025lowest value
03-2025: 1.2%▲ +0.1 percentage points vs 02-2025
04-2025: 1.2%● unchanged vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.3%▲ +0.1 percentage points vs 05-2025
07-2025: 1.3%● unchanged vs 06-2025
08-2025: 1.8%▲ +0.5 percentage points vs 07-2025
09-2025: 1.9%▲ +0.1 percentage points vs 08-2025highest value
10-2025: 1.9%● unchanged vs 09-2025highest value
11-2025: 1.9%● unchanged vs 10-2025highest value
12-2025: 1.9%● unchanged vs 11-2025highest value
01-2026: 1.8%▼ -0.1 percentage points vs 12-2025
02-2026: 1.8%● unchanged vs 01-2026
03-2026: 1.8%● unchanged vs 02-2026
04-2026: 1.8%● unchanged vs 03-2026
05-2026: 1.9%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -0.3 percentage points vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 1.3%▼ -0.3 percentage points vs 07-2026
09-2026: 1.2%▼ -0.1 percentage points vs 08-2026
10-2026: 1.2%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.74 (0.77 in 2024), below 1. Short-term debt is 123% and cash 85.3% of total assets. Equity is negative.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 13% of them on solvency, 52% on liquidity, 23% on profitability and 28% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year -€8,475
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
70 days late
2022
133 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 51 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 5 September (3 of the last 4 filed years within 36 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
Key points
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 31-07-2026
- Annual accounts 2024filed on 31-07-2025
- Annual accounts 2023filed on 09-10-2024
- Annual accounts 2022filed on 11-12-2023
Acts in the Belgian Official Gazette
- Incorporationact of 28-09-2022
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about Charlie's Secondhand
- What is the company number of Charlie's Secondhand?
- The company number of Charlie's Secondhand is 0791.421.416. The VAT number is the same number with BE in front: BE 0791.421.416.
- Where is Charlie's Secondhand based?
- The registered office is at Hallebaan 109, 2390 Malle.Company details
- What does Charlie's Secondhand do?
- According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
- What is the legal form of Charlie's Secondhand?
- The legal form of Charlie's Secondhand is Private limited company (BV).
- When was Charlie's Secondhand founded?
- Charlie's Secondhand was founded on 26-09-2022.
- Is Charlie's Secondhand still active?
- Yes, Charlie's Secondhand is an active enterprise in the KBO register.
- What is the turnover of Charlie's Secondhand?
- The turnover in financial year 2025 is ≈ €42,000. This figure is estimated from the gross margin of €3,952 and 33 comparable companies (NACE 47120). It probably lies between €20,000 and €89,000. It is a rough estimate.Financials
- Is Charlie's Secondhand profitable?
- In financial year 2025, Charlie's Secondhand made a loss of €656.
- Where can I find the annual accounts of Charlie's Secondhand?
- Charlie's Secondhand filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of Charlie's Secondhand due?
- Charlie's Secondhand must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Companies linked to Charlie's Secondhand
Comparable companies
These companies have the same main activity as Charlie's Secondhand: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €33,300 and €52,500, founded between 2021 and 2023.
| Company | Total assets | Gross margin |
|---|---|---|
| Charlie's Secondhand Malle | €36,772 | €3,952 |
| Isac Designs Antwerpen | €38,037 | €5,183 |
| LJ Trading Heuvelland | €36,970 | €4,368 |
| Plukke Herentals | €47,451 | €4,553 |
| 2K Dept Antwerpen | €35,115 | €2,848 |
| THE VAIN COMPANY Herentals | €33,265 | €2,654 |
| ENCHERES FLAMANDE Antwerpen | €52,477 | €7,121 |
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