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CHARLI

Active
Private limited company (pre-2019)founded 200719 yrs activeLeuvensesteenweg 124, 3370 Boutersem, BelgiumKBO/BCE: BE 0891.178.491
Summary

CHARLI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€35,125) and a net result of -€1,136. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 12% of 4711 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability27
Solvency0=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.41 in 2024; short-term debt: 228.9% and cash: 3.1% of total assets), and equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-128.9%
Return on assets
-4.2%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 19 years 0 20 y
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€35,125
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
30 d late
2023
91 d late
2022
324 d late
2021
89 d late
2020
61 d late
2019
117 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 106 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 October (4 of the last 5 filed years within 59 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 July 2007, CHARLI was incorporated.1 Total assets went from EUR 20,716 in 2018 to EUR 27,250 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
-€35,125▼ 3.3%
2024 · -€33,989
Total assets
€27,250▲ 13.2%
2024 · €24,067
Net result
-€1,136
2023 · €552
Working capital
-€35,125▼ 3.3%
2024 · -€33,989
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€517€465▼ 10.2%€641▲ 38.0%-€1,136
Net result€377within the sector's middle half▼ 96.6%€465within the sector's middle half▲ 23.3%€552within the sector's middle half▲ 18.9%-€1,136within the sector's middle half
Equity-€35,006below the sector's middle half▲ 1.1%-€34,541below the sector's middle half▲ 1.3%-€33,989below the sector's middle half▲ 1.6%-€33,989below the sector's middle half=-€35,125below the sector's middle half▼ 3.3%
Total assets€29,905within the sector's middle half▲ 12.2%€30,510within the sector's middle half▲ 2.0%€24,067within the sector's middle half▼ 21.1%€24,067within the sector's middle half=€27,250within the sector's middle half▲ 13.2%
Debt€64,911▲ 4.6%€65,051▲ 0.2%€58,055▼ 10.8%€58,055=€62,374▲ 7.4%
Working capital-€35,006below the sector's middle half▲ 7.2%-€34,541below the sector's middle half▲ 1.3%-€33,989below the sector's middle half▲ 1.6%-€33,989below the sector's middle half=-€35,125below the sector's middle half▼ 3.3%
Solvency-117.1%below the sector's middle half▲ 15.7pp-113.2%below the sector's middle half▲ 3.8pp-141.2%below the sector's middle half▼ 28.0pp-141.2%below the sector's middle half=-128.9%below the sector's middle half▲ 12.3pp
Current ratio0.46below the sector's middle half▲ 0.070.47within the sector's middle half▲ 0.010.41below the sector's middle half▼ 0.050.41below the sector's middle half=0.44below the sector's middle half▲ 0.02
Return on assets (ROA)1.3%within the sector's middle half▼ 40.8pp1.5%within the sector's middle half▲ 0.3pp2.3%within the sector's middle half▲ 0.8pp-4.2%within the sector's middle half
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€1,500-€1,000-€500€0€500Operating result 2021: €517€517Net result 2021: €377€377Operating result 2022: €465€465Net result 2022: €465€465Operating result 2023: €641€641Net result 2023: €552€552Operating result 2025: -€1,136-€1,136Net result 2025: -€1,136-€1,13620212022202320242025-€1,500-€1,000-€500€0€500Operating result 2023: €641€641Net result 2023: €552€552Operating result 2025: -€1,136-€1,140Net result 2025: -€1,136-€1,140202320242025
The operating result is -€1,136 in 2025, compared with €641 in 2023. Comparable figures for the intervening years are unavailable.
Key figures and ratios
2025 value · change against 2024
Debt to equity
-1.78▼
2024 · -1.71
Debt ≤ 1 year
€62,374▲
2024 · €58,055
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,338 companies that looked in July 2024 the way this one looks now, 2.5% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a small loss
2.5% went bankrupt
5.6% stopped otherwise
90% still going

A further 1.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,338 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 26 lines
Balance sheet Code20242025
Assets
Total assets20/58€24,067€27,250▲
Current assets29/58€24,067€27,250▲
Amounts receivable within one year40/41€23,064€26,247▲
Trade receivables40€21,764€24,629▲
Other amounts receivable41€1,300€1,618▲
Cash at bank and in hand54/58€850€850=
Deferred charges and accrued income490/1€153€153=
Equity and liabilities
Total equity and liabilities10/49€24,067€27,250▲
Equity10/15-€33,989-€35,125▼
Contributions10/11€18,600€18,600=
Profit (loss) carried forward14-€52,589-€53,725▼
Amounts payable17/49€58,055€62,374▲
Amounts payable within one year42/48€58,055€62,374▲
Trade debts44€7,953€11,775▲
Suppliers440/4€7,953€11,775▲
Taxes, remuneration and social security45€161€658▲
Taxes450/3€161€658▲
Other amounts payable47/48€49,941€49,941=
Income statement Code20242025
Other operating charges640/8-€364
Gross operating margin9900--€771
Operating profit (loss)9901--€1,136
Profit (loss) for the period before taxes9903--€1,136
Profit (loss) for the period9904--€1,136
Profit (loss) for the period to be appropriated9905--€1,136
Appropriation of the result
Profit (loss) to be appropriated9906-€52,589-€53,725▼
Profit (loss) brought forward from the previous period14P-€52,589-€52,589=

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,336-----
Other operating charges640/8€158-€205-€364-
Gross operating margin9900€3,011€465€847--€771-
Operating profit (loss)9901€517€465€641--€1,136-
Financial charges65/66B€141-€89---
Recurring financial charges65€141-€89---
Profit (loss) for the period before taxes9903€377€465€552--€1,136-
Profit (loss) for the period9904€377€465€552--€1,136-
Profit (loss) for the period to be appropriated9905€377€465€552--€1,136-
Line20212022202320242025Change
Assets
Total assets20/58€29,905€30,510€24,067€24,067€27,250▲ 13.2%
Current assets29/58€29,905€30,510€24,067€24,067€27,250▲ 13.2%
Amounts receivable within one year40/41€28,966€29,571€23,064€23,064€26,247▲ 13.8%
Trade receivables40€27,666€28,271€21,764€21,764€24,629▲ 13.2%
Other amounts receivable41€1,300€1,300€1,300€1,300€1,618▲ 24.5%
Cash at bank and in hand54/58€939€939€850€850€850=
Deferred charges and accrued income490/1--€153€153€153=
Equity and liabilities
Total equity and liabilities10/49€29,905€30,510€24,067€24,067€27,250▲ 13.2%
Equity10/15-€35,006-€34,541-€33,989-€33,989-€35,125▼ 3.3%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Profit (loss) carried forward14-€53,606-€53,141-€52,589-€52,589-€53,725▼ 2.2%
Amounts payable17/49€64,911€65,051€58,055€58,055€62,374▲ 7.4%
Amounts payable within one year42/48€64,911€65,051€58,055€58,055€62,374▲ 7.4%
Trade debts44€6,585€8,647€7,953€7,953€11,775▲ 48.0%
Suppliers440/4€6,585€8,647€7,953€7,953€11,775▲ 48.0%
Taxes, remuneration and social security45€683€161€161€161€658▲ 308%
Taxes450/3€683€161€161€161€658▲ 308%
Other amounts payable47/48€57,643€56,243€49,941€49,941€49,941=
Line20212022202320242025Change
Profit (loss) for the period9904€377€465€552--€1,136-
+ Depreciation and write-downs630€2,336-----
Operating cash flow (approximation)€2,713€465€552--€1,136-
Change in cash-€0-€89€0€0-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
19-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 324 days late
2022
28-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 89 days late
2021
30-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial Back to profitnet €11,197
Net result €11,197 after 2 loss-making years.
25-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
29-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boutersem · 1 establishment unit since 2007
seat establishment The establishment unit on the map
Ground area
2,514 m²
Building footprint
225 m²
Volume, LiDAR
1,058 m³
Parcel 24093C0198/00T000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Charli Style
Leuvensesteenweg 124, 3370 BoutersemNACE 70120
since 20072.166.302.285
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24093C0198/00T000 Flanders 2,514 m² 1 · 225 m² 7.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 6,709 companies in sector 96230 we hold annual accounts for 628. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded05-07-2007
Fiscal year end31-12
Activities, NACEBEL 2025
96230Day spas, saunas and steam baths
01620Support activities for animal production
E-invoicing
Not found in the Peppol register

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.