Financials
- Financial year
- 2025
- Total assets
- €63,921
- Loss
- -€41,608
- Solvency
- -82.5%
Total assets▲ 202%
Net result
20182025
CHARLETOIT
ActiveThe file of CHARLETOIT contains 2 judicial reorganisation notices and 1 administrative flag, as published in the Belgian Official Gazette.
Summary
The computed 12-month bankruptcy probability is at least 25% (high). The 2025 annual accounts show negative equity (-€52,711) and a net result of -€41,608. Equity is shrinking by about 26% per year across the filed financial years. Its solvency ranks better than 5% of 9,309 sector peers (NACE 41, financial year 2025).
Overview
Activity
General construction of residential buildings
NACE 41001Roofing work NACE 43410
1 site
Size
€63,921total assets 2025
- Staff
- 4.5 FTE
- Equity
- -€52,711
- Loss
- -€41,608
Turnover not published (micro format)
Why 4raises riskReorganisation plan being carried out (approved, Gazette 10-04-2026)Sector: Construction of residential and non-residential buildings (NACE 41)Loss of €41,608, the second in a row (financial year 2025)lowers riskSize: total assets €63,921Show the evidence
Checked score
Score 2025
4
/ 100
Critical
Probability in this band: over 15.0%
Financially better than 4% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency
0=
equity -82.5% of total assets
Liquidity
5+1
short-term debt 182.5% · cash 4.2%
Profitability
0=
return on assets -65.1%
Bankruptcy probability, 12 months
≥ 25%
High
0%0.5%1.5%4%10%≥ 25%
About 1 in 3 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 8.0%
12-2024: 8.0%● unchanged vs 11-2024
01-2025: 7.9%▼ -0.1 percentage points vs 12-2024lowest value
02-2025: 7.9%● unchanged vs 01-2025lowest value
03-2025: 7.9%● unchanged vs 02-2025lowest value
04-2025: 8.2%▲ +0.3 percentage points vs 03-2025
05-2025: 8.2%● unchanged vs 04-2025
06-2025: 8.3%▲ +0.1 percentage points vs 05-2025
07-2025: 8.5%▲ +0.2 percentage points vs 06-2025
08-2025: 10.1%▲ +1.6 percentage points vs 07-2025
09-2025: 12.0%▲ +1.9 percentage points vs 08-2025
10-2025: 16.5%▲ +4.5 percentage points vs 09-2025
11-2025: 22.7%▲ +6.2 percentage points vs 10-2025
12-2025: 22.7%● unchanged vs 11-2025
01-2026: 22.7%● unchanged vs 12-2025
05-2026: ≥ 25%highest value
06-2026: ≥ 25%● unchanged vs 05-2026highest value
07-2026: ≥ 25%● unchanged vs 06-2026highest value
08-2026: ≥ 25%● unchanged vs 07-2026highest value
09-2026: ≥ 25%● unchanged vs 08-2026highest value
10-2026: ≥ 25%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.55, compared with 0.65 in 2024, below 1; short-term debt: 182.5% and cash: 4.2% of total assets), and equity is negative.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 3% on solvency, 6% on liquidity, 5% on profitability and 1% on growth.
The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Seven signals.
lowers riskraises risk
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€52,711
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
60 days late
2024
64 days late
2023
22 days late
2022
42 days late
2021
24 days late
2020
61 days late
2019
126 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 57 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publicationsPublications
Address struckAddress strikeout annulled
Searched, nothing found (1)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Plan homologationFrench-language Enterprise Court of Brussels…
- OpeningFrench-language Enterprise Court of Brussels…
Key points
By topic
Board & ownership
- Board
- 1 member
- TROTTA MatteoDirector
Timeline
- Events
- 39
- Since
- 1995
- Next accounts
- by 31-07-2027
- 31-12-2025Weakest financial year
- 03-10-2025Annual accounts filed
- 27-09-2024Address strikeout annulled
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 04-10-1993
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 23
- Purpose
- “Tous services de conseil pour des sociétés affiliées ou des tierces dans le domaine des…” (deed in French)
Key facts about CHARLETOIT
- What is the company number of CHARLETOIT?
- 0451.053.067. In Belgium the VAT number is the company number with BE in front: BE 0451.053.067.
- Where is CHARLETOIT based?
- The registered office is at Alsembergsesteenweg 842, 1180 Ukkel.Company details
- What does CHARLETOIT do?
- According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
- What is the legal form of CHARLETOIT?
- Private limited company (BV).
- When was CHARLETOIT founded?
- On 04-10-1993.
- Is CHARLETOIT still active?
- Yes, CHARLETOIT is an active enterprise in the KBO register.
- How many employees does CHARLETOIT have?
- On average 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CHARLETOIT?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is CHARLETOIT profitable?
- In financial year 2025, CHARLETOIT made a loss of €41,608.
- Where can I find the annual accounts of CHARLETOIT?
- CHARLETOIT filed 30 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARLETOIT due?
- By 31-07-2027, for financial year 2026.Timeline
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