Charlet
ActiveSummary
Charlet has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €87k. Equity is growing by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 63% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency94▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 3.02 against 2.95 in 2024; short-term debt: 30.9% and cash: 47.7% of total assets), and 30.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
27%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-04-2026, 106 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
106 d early
2024
115 d early
2023
117 d early
2022
59 d early
2021
41 d early
2020
66 d early
2019
63 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k=
2024 · €223k
2018: €174klowest in 8 years
2019: €174k● 0.0% vs 2018lowest in 8 years
2020: €231k▲ +32.6% vs 2019
2021: €343k▲ +48.6% vs 2020highest in 8 years
2022: €341k▼ -0.8% vs 2021
2023: €289k▼ -15.1% vs 2022
2024: €223k▼ -22.9% vs 2023
2025: €223k● 0.0% vs 2024
2018 → 2025
Total assets
€323k▼ 1.7%
2024 · €329k
2018: €442k
2019: €426k▼ -3.4% vs 2018
2020: €478k▲ +12.2% vs 2019
2021: €650k▲ +35.8% vs 2020
2022: €588k▼ -9.5% vs 2021
2023: €1.68M▲ +186% vs 2022highest in 8 years
2024: €329k▼ -80.5% vs 2023
2025: €323k▼ -1.7% vs 2024lowest in 8 years
2018 → 2025
Net result
€87k▼ 1.2%
2024 · €88k
2018: €66k
2019: €66k▼ -0.5% vs 2018lowest in 8 years
2020: €119k▲ +80.7% vs 2019
2021: €226k▲ +89.9% vs 2020
2022: €187k▼ -17.6% vs 2021
2023: €1.42M▲ +660% vs 2022highest in 8 years
2024: €88k▼ -93.8% vs 2023
2025: €87k▼ -1.2% vs 2024
2018 → 2025
Working capital
€202k▼ 1.8%
2024 · €205k
2018: €-92k
2019: €-121k▼ -32.0% vs 2018lowest in 8 years
2020: €-97k▲ +20.3% vs 2019
2021: €454▲ +100% vs 2020
2022: €10k▲ +2033% vs 2021
2023: €265k▲ +2643% vs 2022highest in 8 years
2024: €205k▼ -22.7% vs 2023
2025: €202k▼ -1.8% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€343k-€341k▼ 0.8%€289k▼ 15.1%€223k▼ 22.9%€223k=
2021: €343khighest in 5 years
2022: €341k▼ -0.8% vs 2021
2023: €289k▼ -15.1% vs 2022
2024: €223k▼ -22.9% vs 2023lowest in 5 years
2025: €223k● 0.0% vs 2024lowest in 5 years
Operating result€319k-€251k▼ 21.4%€68k▼ 73.0%€90k▲ 33.1%€99k▲ 10.3%
2021: €319khighest in 5 years
2022: €251k▼ -21.4% vs 2021
2023: €68k▼ -73.0% vs 2022lowest in 5 years
2024: €90k▲ +33.1% vs 2023
2025: €99k▲ +10.3% vs 2024
Net result€226k-€187k▼ 17.6%€1.42M▲ 660%€88k▼ 93.8%€87k▼ 1.2%
2021: €226k
2022: €187k▼ -17.6% vs 2021
2023: €1.42M▲ +660% vs 2022highest in 5 years
2024: €88k▼ -93.8% vs 2023
2025: €87k▼ -1.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 10% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €323k
Fixed assets
€21k ▲ 16.3%
Current assets
€302k ▼ 2.8%
Equity and liabilities €323k
Equity
€223k =
Debt
€100k ▼ 5.4%
Debt's share of the balance-sheet total falls from 32.1% to 30.9%. Debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €96k
Cash flow
€91k▼
2024 · €94k
Current ratio
3.02▲
2024 · 2.95
Debt to equity
0.45▼
2024 · 0.47
ROE
39.1%▼
2024 · 39.5%
ROA
27.0%▲
2024 · 26.8%
Interest coverage
537.01▲
2024 · 65.01
Debt ≤ 1 year
€100k▼
2024 · €105k
Income taxes
€20k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€329k€323k▼
Fixed assets21/28€18k€21k▲
Tangible fixed assets22/27€18k€21k▲
Furniture and vehicles24€18k€21k▲
Current assets29/58€310k€302k▼
Amounts receivable after more than one year29€125k€125k=
Other amounts receivable291€125k€125k=
Amounts receivable within one year40/41€37k€22k▼
Trade receivables40€20k€20k=
Other amounts receivable41€17k€2k▼
Current investments50/53€100k-
Cash at bank and in hand54/58€48k€154k▲
Deferred charges and accrued income490/1-€125
Equity and liabilities
Total equity and liabilities10/49€329k€323k▼
Equity10/15€223k€223k=
Contributions10/11€19k€19k=
Reserves13€204k€204k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€203k€203k=
Amounts payable17/49€106k€100k▼
Amounts payable within one year42/48€105k€100k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€26k€23k▼
Taxes450/3€26k€23k▼
Other amounts payable47/48€78k€75k▼
Accrued charges and deferred income492/3€619-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€724€5k▲
Gross operating margin9900€96k€108k▲
Operating profit (loss)9901€90k€99k▲
Financial income75/76B€21k€8k▼
Recurring financial income75€21k€8k▼
Financial charges65/66B€1k€192▼
Recurring financial charges65€1k€192▼
Profit (loss) for the period before taxes9903€109k€107k▼
Income taxes67/77€21k€20k▼
Profit (loss) for the period9904€88k€87k▼
Profit (loss) for the period to be appropriated9905€88k€87k▼
Appropriation of the result
Profit (loss) to be appropriated9906€88k€87k▼
Transfer from equity791/2€66k-
Profit to be distributed694/7€154k€87k▼
Return on contributions (dividend)694€154k€87k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €10k | €6k | €3k | €6k | €3k | ▼ 38.7% |
| Other operating charges640/8 | €2k | €1k | €1k | €724 | €5k | ▲ 544% |
| Gross operating margin9900 | €330k | €258k | €72k | €96k | €108k | ▲ 11.5% |
| Operating profit (loss)9901 | €319k | €251k | €68k | €90k | €99k | ▲ 10.3% |
| Financial income75/76B | - | - | €1.37M | €21k | €8k | ▼ 62.0% |
| Recurring financial income75 | - | - | €1.37M | €21k | €8k | ▼ 62.0% |
| Financial charges65/66B | €5k | €2k | €2k | €1k | €192 | ▼ 87.0% |
| Recurring financial charges65 | €5k | €2k | €2k | €1k | €192 | ▼ 87.0% |
| Profit (loss) for the period before taxes9903 | €314k | €249k | €1.44M | €109k | €107k | ▼ 2.0% |
| Income taxes67/77 | €88k | €63k | €22k | €21k | €20k | ▼ 5.1% |
| Profit (loss) for the period9904 | €226k | €187k | €1.42M | €88k | €87k | ▼ 1.2% |
| Profit (loss) for the period to be appropriated9905 | €226k | €187k | €1.42M | €88k | €87k | ▼ 1.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €650k | €588k | €1.68M | €329k | €323k | ▼ 1.7% |
| Fixed assets21/28 | €365k | €337k | €24k | €18k | €21k | ▲ 16.3% |
| Tangible fixed assets22/27 | €45k | €17k | €24k | €18k | €21k | ▲ 16.3% |
| Furniture and vehicles24 | €3k | €4k | €24k | €18k | €21k | ▲ 16.3% |
| Leasing and similar rights25 | €43k | €13k | - | - | - | - |
| Financial fixed assets28 | €320k | €320k | - | - | - | - |
| Current assets29/58 | €285k | €251k | €1.66M | €310k | €302k | ▼ 2.8% |
| Amounts receivable after more than one year29 | - | - | €125k | €125k | €125k | = |
| Other amounts receivable291 | - | - | €125k | €125k | €125k | = |
| Amounts receivable within one year40/41 | €10k | €10k | €48k | €37k | €22k | ▼ 40.2% |
| Trade receivables40 | - | - | €20k | €20k | €20k | = |
| Other amounts receivable41 | €10k | €10k | €28k | €17k | €2k | ▼ 87.6% |
| Current investments50/53 | - | - | €1.40M | €100k | - | - |
| Cash at bank and in hand54/58 | €275k | €242k | €83k | €48k | €154k | ▲ 222% |
| Deferred charges and accrued income490/1 | - | - | €125 | - | €125 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €650k | €588k | €1.68M | €329k | €323k | ▼ 1.7% |
| Equity10/15 | €343k | €341k | €289k | €223k | €223k | = |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €322k | €322k | €271k | €204k | €204k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €320k | €320k | €269k | €203k | €203k | = |
| Profit (loss) carried forward14 | €3k | - | - | - | - | - |
| Amounts payable17/49 | €306k | €248k | €1.39M | €106k | €100k | ▼ 5.4% |
| Amounts payable after more than one year17 | €22k | €6k | - | - | - | - |
| Financial debts170/4 | €22k | €6k | - | - | - | - |
| Amounts payable within one year42/48 | €284k | €242k | €1.39M | €105k | €100k | ▼ 4.9% |
| Current portion of amounts payable after more than one year42 | €18k | €3k | - | - | - | - |
| Trade debts44 | €2k | €2k | €2k | €1k | €2k | ▲ 69.9% |
| Suppliers440/4 | €2k | €2k | €2k | €1k | €2k | ▲ 69.9% |
| Taxes, remuneration and social security45 | €86k | €72k | €19k | €26k | €23k | ▼ 11.6% |
| Taxes450/3 | €86k | €72k | €19k | €26k | €23k | ▼ 11.6% |
| Other amounts payable47/48 | €178k | €164k | €1.37M | €78k | €75k | ▼ 3.7% |
| Accrued charges and deferred income492/3 | - | - | €191 | €619 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €226k | €187k | €1.42M | €88k | €87k | ▼ 1.2% |
| + Depreciation and write-downs630 | €10k | €6k | €3k | €6k | €3k | ▼ 38.7% |
| Operating cash flow (approximation) | €236k | €192k | €1.42M | €94k | €91k | ▼ 3.5% |
| Investment in fixed assets (approximation) | - | €22k | €310k | €0 | €-6k | - |
| Change in cash | - | €-34k | €-159k | €-35k | €106k | ▲ 404% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 2.95
Current ratio from 1.19 to 2.95; short-term debt falls from €1.39M to €105k.
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €1.42M ▲660%
Net result €1.42M, the highest in the series.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €231k ▲32.6%
3 profitable years in a row build equity to €231k.
29-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €66k ▼0.5%
Net result drops to €66k, the lowest in the series; recovery starts the following year.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lievens-Houtem · 1 establishment unit since 2015
Ground area
339 m²
Building footprint
88 m²
Parcel 41007C0214/00R000, Flanders. Linked by address, not a title deed.
1 establishment unit
Charlet
since 20152.237.967.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41007C0214/00R000 | Flanders | 339 m² | 1 · 87 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,400 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2015
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
59201Sound recording
73110Advertising agencies
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.