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CHARLES MENUISERIE

Active
Private limited companyfounded 20233 yrs activeRue de la Tour,Spy 16, 5190 Jemeppe-sur-Sambre, BelgiumKBO/BCE: BE 0798.087.987
Summary

CHARLES MENUISERIE has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,147 and a net result of -€6,380. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 64% of 32341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Activity
Joinery installation
NACE 43320
1 site
Size
€26,912total assets 2025
Equity
€16,147
Loss
-€6,380
Turnover not published (abridged schema)
Financial health
83 Excellent Checked score 2025
Bankruptcy chance 12 m
0.4%
Structure
Accounts 19 d early0 of 1 deed read
Why 83- Founded in 2023+ Liquidity: current ratio 2.16, cash €15,465+ Equity €16,147 (60.0% of total assets)+ Figures for FY 2025 (filed 12-07-2026)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Better than 41% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 85-4
equity 60.0% of total assets
Liquidity 81-1
short-term debt 40.0% · cash 57.5%
Profitability 0-74
return on assets -23.7%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,046 companies)
Last 24 months 11-2024: 1.6% 12-2024: 1.6%▲ +0.6% vs 11-2024 01-2025: 1.6%▲ +3.2% vs 12-2024 02-2025: 1.6%▼ -1.4% vs 01-2025 03-2025: 1.7%▲ +3.9% vs 02-2025 04-2025: 1.7%▲ +5.3% vs 03-2025 05-2025: 1.8%▲ +5.9% vs 04-2025highest value 06-2025: 1.8%▼ -0.3% vs 05-2025 07-2025: 0.8%▼ -58.5% vs 06-2025 08-2025: 0.8%● 0.0% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%▼ -1.7% vs 09-2025 11-2025: 0.7%▼ -1.6% vs 10-2025 12-2025: 0.7%● 0.0% vs 11-2025 01-2026: 0.7%▼ -0.3% vs 12-2025 02-2026: 0.7%▼ -1.5% vs 01-2026 03-2026: 0.7%▲ +2.9% vs 02-2026 04-2026: 0.8%▲ +5.0% vs 03-2026 05-2026: 0.9%▲ +9.8% vs 04-2026 06-2026: 0.9%▲ +0.1% vs 05-2026 07-2026: 0.9%▲ +6.3% vs 06-2026 08-2026: 0.5%▼ -42.5% vs 07-2026 09-2026: 0.5%● 0.0% vs 08-2026 10-2026: 0.4%▼ -30.6% vs 09-2026lowest value
  • Liquidity: current ratio 2.16, cash €15,465 lowers the probability
  • Equity €16,147 (60.0% of total assets) lowers the probability
  • Figures for FY 2025 (filed 12-07-2026) lowers the probability
  • Founded in 2023 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 2.16 against 2.55 in 2024; short-term debt: 40% and cash: 57.5% of total assets), and 40% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 65%, liquidity 79%, profitability 4%, growth against the median 14%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 2.16, cash €15,465
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €16,147 (60.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 12-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2023
In the bankruptcy model this factor raises the probability for this profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-07-2026, 19 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
19 d early
2024
44 d early
2023
55 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€6,380
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 15% on net resultsector median €10,073 · 32,329 companies -€6,380 View
  • Total assets 20253 fiscal years filed €26,912 View
  • Active since 2023founded 03-02-2023 3 years View

By topic

Financials

Fiscal year
2025
Total assets
€26,912
Loss
-€6,380
Solvency
60.0%
Total assets▼ 23.1%
Net result
20232025
Go to Financials

Timeline

Events
4
Since
2024
Next accounts
by 31-07-2027
  1. 12-07-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 17-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Joinery installationNACE 43320
Founded
03-02-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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