Skip to content

CHARLES COMIJN

Active
Private limited company· 4 yrs active
Voie du Jointy(VER) 26 ·4537 Verlaine, Belgium
KBO/BCE: BE 0785.490.855
Watch Print / PDF
Full dossier in preparation

Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.

Process with priority Sign in free to move this company to the front.
Age4 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of CHARLES COMIJN is 3.3% (moderate). The 2024 annual accounts show equity of €43k and a net result of €17k. Equity is growing by ~53.4% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

2 signals · with evidence
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
3.3% Moderate
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€17k+19.5%
Working capital€326

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 18-07-2025 with the NBB · fiscal year 2024 · micro
€0€10k€20kOperating result 2022: €16k€16kNet result 2022: €10k€10kOperating result 2023: €23k€23kNet result 2023: €14k€14kOperating result 2024: €25k€25kNet result 2024: €17k€17k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~53.4%/year over 3 fiscal years, indicative, assuming unchanged policy.
€0€20k€40k€60k€80k€100k2025: €58k (€55k - €62k)2026: €73k (€69k - €76k)2027: €87k (€84k - €91k)2022: €14k2023: €27k2024: €43k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA
€44k
+17.9% 22-24
Net profit
€17k
+19.5% 22-24
Cash flow
€36k
+27.8% 22-24
Total assets
€102k
+66.9% 22-24
Equity
€43k
+58.4% 22-24
Working capital
€326
- 22-24
Income taxes
€6k
-28.8% 22-24
Dividends
€833
0.0% 22-24
Debt
€59k
+73.8% 22-24
Debt ≤ 1y
€28k
-18.0% 22-24
Debt > 1y
€31k
- 22-24
Current ratio
1.01
+42.8% 22-24
Quick ratio
1.01
+42.8% 22-24
Solvency
42.4%
-5.1% 22-24
Debt / equity
1.36
+9.7% 22-24
ROE
38.8%
-24.6% 22-24
ROA
16.5%
-28.4% 22-24
Interest coverage
23.73
-59.5% 22-24
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€44k
Net profit€17k
Cash flow€36k
Staff costs-
Income taxes€6k
Dividends€833
Total assets€102k
Equity€43k
Debt€59k
of which ≤ 1y€28k
of which > 1y€31k
Working capital€326
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.01
Quick ratio1.01
Working capital ratio0.3%
Solvency42.4%
Debt / equity1.36
Long-term debt ratio0.72
Interest coverage23.73
Gross margin-
Net margin-
ROA16.5%
ROE38.8%
EBITDA margin-
Days sales outstanding-
Days payable outstanding1d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€102k
Fixed assets 21/28€74k
Tangible fixed assets 22/27€74k
Current assets 29/58€28k
Amounts receivable within one year 40/41€9k
Cash & bank 54/58€19k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€102k
Equity 10/15€43k
Contributions / capital 10/11€5k
Reserves 13€19k
Accumulated profits (losses) 14€19k
Amounts payable 17/49€59k
Amounts payable after one year 17€31k
Amounts payable within one year 42/48€28k
Trade debts payable within one year 44€148
Income statement
Gross operating margin 9900€45k
Operating result 9901€25k
Financial income 75€14
Financial charges 65€2k
Result before taxes 9903€23k
Income taxes 67/77€6k
Net result for the period 9904€17k
Result to be appropriated 9905€17k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
89 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Registered office

on the map · from the address register
seat.Municipality exact location from the address register

Establishment units

1 location
CHARLES COMIJN
Voie du Jointy(VER) 26, 4537 VerlaineActiviteiten van huisartspraktijken
since 20222.331.006.604
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area1,404 m²
Buildings1
Building footprint165 m²
Volume (LiDAR)1,119 m³
Tallest building8.9 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61063A0672/00F000 Wallonia 1,404 m² 1 · 165 m² 8.9 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health89Profitability100Solvency65Growth78Stability94
85 / 100

Exceptional profile, strong across almost every axis.

Health 89
Profitability 100
Solvency 65
Growth 78
Stability 94

Ask AI about this company

Checked AI

Soon: ask questions about this dossier, risks, curator, sector comparison, answered from the official data on this page.

TryWhat are the main risks?Any recent red flags?Compare to sector peers
Coming soon

AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Company registry

Company registry (CBE)

Crossroads Bank
Names & trade names
Legal nameFR CHARLES COMIJN
Registered office
Voie du Jointy(VER) 26
4537 Verlaine, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.