Turnover
≈ €140,000 estimated
The micro format states no turnover.
CHARLES A
Lifetime
1 annual account with figurespeak €26,908 (2025)
€26,908
peak €1,414 (2025)
€1,414
peak €4,414 (2025)
€4,414
€37,847
Board1 name since 2025
1 directorBEXE
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Incorporation 03-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€37,847 90% of the balance sheet
Suppliers 53%Taxes and wages 41%Other 5%
Starting capital
€3,000 3,000 shares
2025 accounts filed 31 days after the deadline
Checked score
51
Fair
Financially stronger than 45% of micro companies in food and beverage service (NACE 56)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
3.0% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.8% across 23,791 companies (NACE 56, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 3.9%
03-2026: 3.9%● unchanged vs 02-2026
04-2026: 4.0%▲ +0.1 percentage points vs 03-2026
05-2026: 4.4%▲ +0.4 percentage points vs 04-2026
06-2026: 4.5%▲ +0.1 percentage points vs 05-2026
07-2026: 4.8%▲ +0.3 percentage points vs 06-2026highest value
08-2026: 4.8%● unchanged vs 07-2026highest value
09-2026: 3.0%▼ -1.8 percentage points vs 08-2026
10-2026: 3.0%● unchanged vs 09-2026lowest value
11-2026: 3.0%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Sector: Food and beverage service activities (NACE 56)
Founded in 2025
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Liquidity: current ratio 0.90, cash €23,876
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 34% of them on solvency, 52% on liquidity and 49% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 294 companies had the same profile as CHARLES A has now. Each dot is one company, two years later.
95.6%
were still trading
2.0%
stopped another way
2.4%
went bankrupt
That fits the bankruptcy probability of CHARLES A itself: 3.0% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 294 companies, not a prediction for CHARLES A. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1019385173
Incorporation
Founding capital of €3,000, 3,000 shares · Founder: BEXE · Appointment: BEXE (director) · published on 03-02-2025 · Gazette deed
First establishment
Place Cockerill 2, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHARLES A Liège | €42,261 | €26,908 | 10.4% | - |
| THI BAN Liège | €39,304 | €21,217 | 43.1% | - |
| MYAK Verviers | €37,821 | €31,404 | 85.7% | - |
| ALPACA FARM Koksijde | €42,136 | €29,625 | 54.8% | - |
| TASTY CLOUD Schaerbeek | €44,724 | €24,797 | 36.0% | - |
| OMB LEUZE Leuze-en-Hainaut | €40,659 | €32,689 | 9.9% | - |
| Poke Garden Antwerp | €41,095 | €21,796 | 36.3% | - |
These companies have the same main activity as CHARLES A: limited-service restaurants, excluding mobile food services (NACE 56112). They are comparable in size and age: total assets between €37,800 and €44,700, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 30-01-2025Normal situation
- Activity
- Limited-service restaurants, excluding mobile food servicesNACE 56112and 1 other
- Establishment unit
- 2.371.432.8384000 Liège, since 30-01-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 07-01-2026
Insights on CHARLES A
The computed 12-month bankruptcy probability of CHARLES A is 3.0% (moderate). The 2025 annual accounts show equity of €4,414 and a net result of €1,414.
Its solvency ranks better than 34% of 17,158 sector peers (NACE 56, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARLES A
- What is the company number of CHARLES A?
- The company number of CHARLES A is 1019.385.173. The VAT number is the same number with BE in front: BE 1019.385.173.
- Where is CHARLES A based?
- The registered office is at Place Cockerill 2, 4000 Liège.Company details
- What does CHARLES A do?
- According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
- What is the legal form of CHARLES A?
- CHARLES A is a private limited company (BV).
- When was CHARLES A founded?
- CHARLES A was founded on 30-01-2025.
- Is CHARLES A still active?
- Yes, CHARLES A is an active enterprise in the KBO register.
- How many employees does CHARLES A have?
- CHARLES A had an average of 2.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CHARLES A?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €26,908 and 67 comparable companies (NACE 56112). It probably lies between €110,000 and €200,000.
- Is CHARLES A profitable?
- In financial year 2025, CHARLES A made a profit of €1,414.
- Where can I find the annual accounts of CHARLES A?
- CHARLES A filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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