CHARIS CONSULTING
ActiveCHARIS CONSULTING has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €501k and a net result of €-130k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 89% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-18
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.14 against 2.69 in 2024; short-term debt: 8.8% and cash: 0.8% of total assets), and 8.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-130k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 11-03-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
41 d early
2023
131 d early
2022
3 d early
2021
38 d early
2020
22 d early
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€501k▼ 20.7%
2024 · €631k
2018: €662k
2019: €692k
2020: €705k
2021: €780k
2022: €668k
2023: €657k
2024: €631k
2018 → 2025
Total assets
€549k▼ 24.3%
2024 · €725k
2018: €1.62M
2019: €1.60M
2020: €1.58M
2021: €1.56M
2022: €867k
2023: €796k
2024: €725k
2018 → 2025
Net result
€-130k▼ 410%
2024 · €-26k
2018: €38k
2019: €31k
2020: €13k
2021: €75k
2022: €-112k
2023: €-11k
2024: €-26k
2018 → 2025
Working capital
€-41k
2024 · €101k
2018: €-665k
2019: €-657k
2020: €-648k
2021: €-74k
2022: €193k
2023: €155k
2024: €101k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€780k-€668k▼ 14.4%€657k▼ 1.7%€631k▼ 3.9%€501k▼ 20.7%
Operating result€121k-€-493k€-3k▲ 99.4%€-19k▼ 529%€-127k▼ 552%
Net result€75k-€-112k€-11k▲ 89.9%€-26k▼ 125%€-130k▼ 410%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €127k in 2025 against €19k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€542k▼ 3.8%
Current assets
€7k▼ 95.9%
Equity and liabilities €549k
Equity
€501k▼ 20.7%
Debt
€48k▼ 48.8%
The debt ratio falls from 12.9% to 8.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-105k▼
2024 · €2k
Cash flow
€-109k▼
2024 · €-4k
Solvency
91.2%▲
2024 · 87.1%
Current ratio
0.14▼
2024 · 2.69
Quick ratio
0.14▼
2024 · 2.69
Debt / equity
0.10▼
2024 · 0.15
ROE
-26.1%▼
2024 · -4.0%
ROA
-23.8%▼
2024 · -3.5%
Interest coverage
-24.14▼
2024 · 0.41
Debt
€48k▼
2024 · €94k
Debt ≤ 1 year
€48k▼
2024 · €60k
Debt > 1 year
€0▼
2024 · €34k
Income taxes
€180▲
2024 · €179
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€725k€549k▼
Fixed assets21/28€564k€542k▼
Tangible fixed assets22/27€564k€542k▼
Land and buildings22€564k€542k▼
Furniture and vehicles24€181€0▼
Current assets29/58€161k€7k▼
Amounts receivable within one year40/41€7k€599▼
Trade receivables40€2k€65▼
Other amounts receivable41€5k€534▼
Cash at bank and in hand54/58€153k€4k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€725k€549k▼
Equity10/15€631k€501k▼
Contributions10/11€62k€62k=
Reserves13€569k€439k▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€569k€439k▼
Amounts payable17/49€94k€48k▼
Amounts payable after more than one year17€34k€0▼
Financial debts170/4€34k€0▼
Amounts payable within one year42/48€60k€48k▼
Current portion of amounts payable after more than one year42€50k€34k▼
Trade debts44€9k€5k▼
Suppliers440/4€9k€5k▼
Taxes, remuneration and social security45€290€180▼
Taxes450/3€290€180▼
Other amounts payable47/48-€9k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A-€84k
Gross operating margin9900€7k€-17k▼
Operating profit (loss)9901€-19k€-127k▼
Financial income75/76B€119€584▲
Recurring financial income75€119€584▲
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€-25k€-130k▼
Income taxes67/77€179€180▲
Profit (loss) for the period9904€-26k€-130k▼
Profit (loss) for the period to be appropriated9905€-26k€-130k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-26k€-130k▼
Transfer from equity791/2€26k€130k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-130k
Net result drops to €-130k, the lowest in the series.
20-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
21-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Liquidity times 137current ratio 3.93
Current ratio from 0.03 to 3.93; short-term debt falls from €76k to €66k.
23-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Highest result since 2018net €75k ▲492%
Operating result €121k, net result €75k, both a record.
08-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 27 days late
2019
26-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
21-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Buggenhout · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kalkenstraat 569255 BuggenhoutGround area
1,609 m²
Building footprint
190 m²
Volume, LiDAR
1,104 m³
Parcel 42004D0149/52W000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHARIS CONSULTING
since 19992.092.721.055
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42004D0149/52W000 | Flanders | 1,608 m² | 1 · 190 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Logibel en-of Belgische Logistiek
BE 0402.122.606
Boom · Eq €501k
PENTERACT INVEST
BE 0778.411.439
Oudergem · Eq €501k
MISZCO
BE 0888.923.242
Sint-Martens-Latem · Eq €501k
Menapi Capital Advisory
BE 0680.830.825
Maldegem · Eq €501k
MERCANTILE en LEGAL CONSULTANTS INTERNATIONAL
BE 0464.037.211
Schilde · Eq €501k
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 34,602 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-1999
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
74151
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.