CHARIS
ActiveSummary
CHARIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5.3m and a net result of €1.3m. Equity remains stable across the filed fiscal years (±1.6% per year). Its solvency ranks better than 95% of 172 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability94▲+73
Solvency100▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €450,000 at 30 days acceptable
Liquidity ample (current ratio 28.03 against 3.49 in 2023; short-term debt: 3.6% and cash: 0.2% of total assets), and 3.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 50
Relative position
BE, all sectors
reference
Water transport (NACE 50)
about 39% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
96.4%
Return on assets
22.8%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €5.3m
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
81 d late
2022
32 d late
2021
32 d late
2020
38 d early
2019
3 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
In the rankings
#3 company by equity in Wijnegem, Transport and storage sector#7 company by total assets in Wijnegem, Transport and storage sector
Equity
€5.3m▲ 30.9%
2023 · €4.1m
Total assets
€5.5m▼ 1.8%
2023 · €5.6m
Net result
€1.3m▲ 1,023%
2023 · €112,462
Working capital
€5.3m▲ 37.7%
2023 · €3.9m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 50, Water transport, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€56,446▼ 93.3%€123,965▲ 120%€1.1m▲ 764%-€37,126€127,263
Net result€23,337within the sector's middle half▼ 95.4%€70,207above the sector's middle half▲ 201%-€487,595below the sector's middle half€112,462above the sector's middle half€1.3mabove the sector's middle half▲ 1,023%
Equity€4.4mabove the sector's middle half▲ 0.1%€4.5mabove the sector's middle half▲ 1.6%€4.0mabove the sector's middle half▼ 10.9%€4.1mabove the sector's middle half▲ 2.8%€5.3mabove the sector's middle half▲ 30.9%
Total assets€6.1mabove the sector's middle half▼ 2.6%€5.8mabove the sector's middle half▼ 5.5%€5.6mabove the sector's middle half▼ 3.7%€5.6mabove the sector's middle half▲ 1.5%€5.5mabove the sector's middle half▼ 1.8%
Debt€1.7m▼ 8.8%€1.3m▼ 23.5%€1.6m▲ 20.5%€1.6m▼ 2.0%€197,743▼ 87.4%
Working capital€3.2mabove the sector's middle half▲ 3.2%€3.3mabove the sector's middle half▲ 5.3%€3.8mabove the sector's middle half▲ 13.1%€3.9mabove the sector's middle half▲ 3.1%€5.3mabove the sector's middle half▲ 37.7%
Solvency71.7%above the sector's middle half▲ 1.9pp77.1%above the sector's middle half▲ 5.4pp71.3%above the sector's middle half▼ 5.8pp72.3%within the sector's middle half▲ 1.0pp96.4%above the sector's middle half▲ 24.1pp
Current ratio8.14above the sector's middle half▼ 0.1515.99above the sector's middle half▲ 7.843.37above the sector's middle half▼ 12.613.49within the sector's middle half▲ 0.1128.03above the sector's middle half▲ 24.55
Return on assets (ROA)0.4%within the sector's middle half▼ 7.7pp1.2%within the sector's middle half▲ 0.8pp-8.8%below the sector's middle half▼ 10.0pp2.0%within the sector's middle half▲ 10.8pp22.8%above the sector's middle half▲ 20.8pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 50, Water transport, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €127,263 after a loss of €37,126 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €5.5m
Equity
€5.3m ▲ 30.9%
Debt
€197,743 ▼ 87.4%
Debt's share of the balance-sheet total falls from 27.7% to 3.6%. Equity is higher and debt is lower.
Key figures and ratios
Debt to equity
0.04▼
2023 · 0.38
ROE
23.6%▲
2023 · 2.8%
Debt ≤ 1 year
€197,743▼
2023 · €1.6m
Income taxes
€199,934▲
2023 · €11,284
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,810 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.1%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,810 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €12,642 | €997,372 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €288,027 | €264,671 | €13,379 | €12,921 | - | - |
| Other operating charges640/8 | - | €2,502 | €1,946 | €9,216 | €1,321 | ▼ 85.7% |
| Gross operating margin9900 | €346,805 | €391,138 | €1.1m | -€14,990 | €128,584 | ▲ 958% |
| Operating profit (loss)9901 | €56,446 | €123,965 | €1.1m | -€37,126 | €127,263 | ▲ 443% |
| Financial income75/76B | - | - | - | €203,281 | €1.3m | ▲ 557% |
| Recurring financial income75 | €8,170 | - | - | €203,281 | €1.3m | ▲ 557% |
| Financial charges65/66B | - | €26,886 | €22,408 | €42,409 | €166 | ▼ 99.6% |
| Recurring financial charges65 | €31,369 | €26,886 | €22,408 | €42,409 | €166 | ▼ 99.6% |
| Profit (loss) for the period before taxes9903 | €33,247 | €97,079 | €1.0m | €123,746 | €1.5m | ▲ 1,082% |
| Income taxes67/77 | €9,910 | €26,872 | €1.5m | €11,284 | €199,934 | ▲ 1,672% |
| Profit (loss) for the period9904 | €23,337 | €70,207 | -€487,595 | €112,462 | €1.3m | ▲ 1,023% |
| Transfer from tax-exempt reserves789 | - | - | €3.6m | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €23,337 | €70,207 | €3.1m | €112,462 | €1.3m | ▲ 1,023% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €6.1m | €5.8m | €5.6m | €5.6m | €5.5m | ▼ 1.8% |
| Fixed assets21/28 | €2.5m | €2.2m | €213,228 | €200,307 | - | - |
| Tangible fixed assets22/27 | €2.5m | €2.2m | €203,228 | €190,307 | - | - |
| Land and buildings22 | - | €197,857 | €188,679 | €179,500 | - | - |
| Plant, machinery and equipment23 | - | €2.0m | €8,195 | €6,146 | - | - |
| Furniture and vehicles24 | - | €8,048 | €6,354 | €4,661 | - | - |
| Financial fixed assets28 | €10,000 | €10,000 | €10,000 | €10,000 | - | - |
| Current assets29/58 | €3.6m | €3.6m | €5.4m | €5.4m | €5.5m | ▲ 1.8% |
| Amounts receivable within one year40/41 | €41,175 | €47,207 | €647 | €32,944 | €5.2m | ▲ 15,606% |
| Trade receivables40 | - | €47,100 | - | - | €5.0m | - |
| Other amounts receivable41 | - | €107 | €647 | €32,944 | €129,890 | ▲ 294% |
| Current investments50/53 | €3.3m | €3.4m | €5.3m | €5.3m | €360,000 | ▼ 93.3% |
| Cash at bank and in hand54/58 | €211,432 | €133,573 | €67,156 | €68,213 | €9,180 | ▼ 86.5% |
| Deferred charges and accrued income490/1 | - | €6,814 | €7,254 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €6.1m | €5.8m | €5.6m | €5.6m | €5.5m | ▼ 1.8% |
| Equity10/15 | €4.4m | €4.5m | €4.0m | €4.1m | €5.3m | ▲ 30.9% |
| Contributions10/11 | €111,036 | €111,036 | €111,036 | €111,036 | €111,036 | = |
| Reserves13 | €4.3m | €4.3m | €3.9m | €4.0m | €5.2m | ▲ 31.8% |
| Non-distributable reserves130/1 | - | €11,104 | €11,104 | €11,104 | €11,104 | = |
| Reserves not available under the articles1311 | - | €11,104 | €11,104 | €11,104 | €11,104 | = |
| Tax-exempt reserves132 | - | €3.6m | - | - | - | - |
| Distributable reserves133 | - | €780,574 | €3.8m | €4.0m | €5.2m | ▲ 31.9% |
| Profit (loss) carried forward14 | €0 | - | - | - | - | - |
| Amounts payable17/49 | €1.7m | €1.3m | €1.6m | €1.6m | €197,743 | ▼ 87.4% |
| Amounts payable after more than one year17 | €1.3m | €1.1m | €7,167 | - | - | - |
| Financial debts170/4 | - | €1.1m | €7,167 | - | - | - |
| Amounts payable within one year42/48 | €442,579 | €222,191 | €1.6m | €1.6m | €197,743 | ▼ 87.3% |
| Current portion of amounts payable after more than one year42 | - | €174,333 | €14,333 | €7,167 | - | - |
| Trade debts44 | €138 | €886 | €26,499 | €9,595 | - | - |
| Suppliers440/4 | - | €886 | €26,499 | €9,595 | - | - |
| Taxes, remuneration and social security45 | - | €38,703 | €1.5m | €1.5m | €197,743 | ▼ 87.1% |
| Taxes450/3 | - | €38,703 | €1.5m | €1.5m | €197,743 | ▼ 87.1% |
| Other amounts payable47/48 | - | €8,268 | €9,590 | €9,590 | - | - |
| Accrued charges and deferred income492/3 | - | - | €900 | €900 | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €23,337 | €70,207 | -€487,595 | €112,462 | €1.3m | ▲ 1,023% |
| + Depreciation and write-downs630 | €288,027 | €264,671 | €13,379 | €12,921 | - | - |
| Operating cash flow (approximation) | €311,364 | €334,878 | -€474,216 | €125,383 | €1.3m | ▲ 907% |
| Investment in fixed assets (approximation) | - | €18,990 | €2.0m | €0 | - | - |
| Change in cash | - | -€77,859 | -€66,417 | €1,057 | -€59,033 | ▼ 5,686% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
31-12
Financial
Highest result since 2018net €1.3m ▲1,023%
Net result €1.3m, the highest in the series.
31-12
Financial
Liquidity times 8current ratio 28.03
Current ratio from 3.49 to 28.03; short-term debt falls from €1.6m to €197,743.
31-12
Financial
Equity above €5mEq €5.3m ▲30.9%
2 profitable years in a row build equity to €5.3m.
20-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 81 days late
2023
31-12
Financial
Back to profitnet €112,462
Net result €112,462 after one loss-making year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Weakest financial yearnet -€487,595
Net result drops to -€487,595, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 32 days late
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 5 days late
Show earlier events
2018
20-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 20 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 17 days late
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2008
Ground area
376 m²
Building footprint
77 m²
Volume, LiDAR
554 m³
Parcel 11050B0015/00S002, Flanders · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Charis
since 20082.171.294.421
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0015/00S002 | Flanders | 376 m² | 1 · 77 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
The accounts to 31-12-2023 list no shareholders, and no other source names one.
Holdings 1
-
50%
According to the 2023 annual accounts of CHARIS and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 1,336 companies in sector 50400 we hold annual accounts for 394. 166 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-04-2008
Fiscal year end31-12
Activities, NACEBEL 2025
50400Inland freight water transport
E-invoicing
Reachable via Peppol
Peppol ID
0208:0897473197
Also
9925:BE0897473197
Registered
26-04-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.