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CHARIMPEX

Active
Private limited company (pre-2019)founded 199234 yrs activeChaussée de Charleroi 24, 1400 Nivelles, BelgiumKBO/BCE: BE 0447.965.103
Summary

The computed 12-month bankruptcy probability of CHARIMPEX is 2.5% (moderate). The 2024 annual accounts show negative equity (-€286,269) and a net result of -€10,374. Equity is shrinking by ~25.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 98 sector peers (fiscal year 2024). The company has been active since 1992 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability0=
Solvency0=
Growth38▼-19
Track record92
Bankruptcy probability, 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.05 against 0.05 in 2023; cash: 15.8% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 61
Relative position
BE, all sectors
reference
Telecommunications (NACE 61)
about 159% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Return on assets
-62.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€286,269
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-02-2026, 194 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
194 d late
2023
482 d late
2022
518 d late
2021
344 d late
2020
703 d late
2019
1062 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 551 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Strikeout withdrawn

History

CHARIMPEX was incorporated on 7 August 1992.1 Revenue fell from EUR 4,269 in 2018 to EUR 1,404 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2024

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Financials · fiscal year 2024, full schema

Turnover
€1,404▼ 76.6%
2023 · €5,995
EBIT margin
-656.6%▼ 451.2pp
2023 · -205.4%
Net result
-€10,374▲ 24.4%
2023 · -€13,721
Working capital
-€286,962▼ 3.9%
2023 · -€276,177
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€904▼ 82.9%€886▼ 2.0%€5,995€1,404▼ 76.6%
Operating result-€14,759▲ 4.1%-€26,137▼ 77.1%-€8,821▲ 66.3%-€12,311▼ 39.6%-€9,218▲ 25.1%
Net result-€17,387below the sector's middle half▼ 3.7%-€43,018below the sector's middle half▼ 147%-€107,773below the sector's middle half▼ 151%-€13,721below the sector's middle half▲ 87.3%-€10,374within the sector's middle half▲ 24.4%
EBIT margin-1633.3%▼ 1341.4pp-2950.1%▼ 1316.8pp-205.4%-656.6%▼ 451.2pp
Equity-€111,382below the sector's middle half▼ 18.5%-€154,401below the sector's middle half▼ 38.6%-€262,174below the sector's middle half▼ 69.8%-€275,895below the sector's middle half▼ 5.2%-€286,269below the sector's middle half▼ 3.8%
Total assets€131,903below the sector's middle half▼ 7.1%€118,925below the sector's middle half▼ 9.8%€22,269below the sector's middle half▼ 81.3%€15,345below the sector's middle half▼ 31.1%€16,630below the sector's middle half▲ 8.4%
Debt€243,285▲ 3.1%€273,326▲ 12.3%€284,443▲ 4.1%€291,240▲ 2.4%€302,899▲ 4.0%
Working capital-€112,068below the sector's middle half▼ 17.6%-€154,914below the sector's middle half▼ 38.2%-€262,514below the sector's middle half▼ 69.5%-€276,177below the sector's middle half▼ 5.2%-€286,962below the sector's middle half▼ 3.9%
Solvency-84.4%below the sector's middle half▼ 18.2pp-129.8%below the sector's middle half▼ 45.4pp
Current ratio0.54below the sector's middle half▼ 0.060.43below the sector's middle half▼ 0.110.08below the sector's middle half▼ 0.360.05below the sector's middle half▼ 0.030.05below the sector's middle half=
Return on assets (ROA)-13.2%below the sector's middle half▼ 1.4pp-36.2%below the sector's middle half▼ 23.0pp-484.0%below the sector's middle half▼ 447.8pp-89.4%below the sector's middle half▲ 394.5pp-62.4%below the sector's middle half▲ 27.0pp
above within below the middle half (P25 to P75) of NACE 61, Telecommunications, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2020: -€14,759-€14,759Net result 2020: -€17,387-€17,387Operating result 2021: -€26,137-€26,137Net result 2021: -€43,018-€43,018Operating result 2022: -€8,821-€8,821Net result 2022: -€107,773-€107,773Operating result 2023: -€12,311-€12,311Net result 2023: -€13,721-€13,721Operating result 2024: -€9,218-€9,218Net result 2024: -€10,374-€10,37420202021202220232024-€150,000-€100,000-€50,000€0Operating result 2022: -€8,821-€8,820Net result 2022: -€107,773-€108,000Operating result 2023: -€12,311-€12,300Net result 2023: -€13,721-€13,700Operating result 2024: -€9,218-€9,220Net result 2024: -€10,374-€10,400202220232024
The operating result stays negative: a loss of €9,218 in 2024 against €12,311 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €16,630
Fixed assets €693 ▲ 145%
Current assets €15,937 ▲ 5.8%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€8,927▲
2023 · -€12,254
Cash flow
-€10,082▲
2023 · -€13,664
Quick ratio
0.05▲
2023 · 0.05
Debt to equity
-1.06▼
2023 · -1.06
Interest coverage
-7.72▲
2023 · -76.68
Debt ≤ 1 year
€302,899▲
2023 · €291,240
A ratio outside any meaningful range has been withheld (balance sheet total €16,630, equity -€286,269).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,621 companies that looked in July 2024 the way this one looks now, 4.5% went bankrupt within 24 months and 84% are still going.

  • Micro
  • 20 years or older
  • negative equity
  • a loss of 10% of the balance sheet or more
4.5% went bankrupt
10.0% stopped otherwise
84% still going

A further 1.0% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.5% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,621 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 38 lines
Balance sheet Code20232024
Assets
Total assets20/58€15,345€16,630▲
Fixed assets21/28€282€693▲
Tangible fixed assets22/27€173€583▲
Land and buildings22€173€115▼
Furniture and vehicles24-€468
Financial fixed assets28€110€110=
Current assets29/58€15,062€15,937▲
Stocks and contracts in progress3€230€115▼
Stocks30/36€230€115▼
Amounts receivable within one year40/41€13,187€13,187=
Trade receivables40€3,519€3,519=
Other amounts receivable41€9,668€9,668=
Cash at bank and in hand54/58€1,645€2,635▲
Equity and liabilities
Total equity and liabilities10/49€15,345€16,630▲
Equity10/15-€275,895-€286,269▼
Contributions10/11€500,000€500,000=
Capital10€500,000-
Issued capital100€500,000-
Profit (loss) carried forward14-€775,895-€786,269▼
Amounts payable17/49€291,240€302,899▲
Amounts payable within one year42/48€291,240€302,899▲
Trade debts44€716€684▼
Suppliers440/4€716€684▼
Other amounts payable47/48€290,523€302,215▲
Income statement Code20232024
Turnover70€5,995€1,404▼
Goods, raw materials, services and sundry goods60/61€16,447€10,244▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€58€291▲
Other operating charges640/8€1,801€87▼
Gross operating margin9900-€10,453-€8,840▲
Operating profit (loss)9901-€12,311-€9,218▲
Financial charges65/66B€1,410€1,156▼
Recurring financial charges65€160€1,156▲
Non-recurring financial charges66B€1,250-
Profit (loss) for the period before taxes9903-€13,721-€10,374▲
Profit (loss) for the period9904-€13,721-€10,374▲
Profit (loss) for the period to be appropriated9905-€13,721-€10,374▲
Appropriation of the result
Profit (loss) to be appropriated9906-€775,895-€786,269▼
Profit (loss) brought forward from the previous period14P-€762,174-€775,895▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€904€886-€5,995€1,404▼ 76.6%
Goods, raw materials, services and sundry goods60/61€13,507€12,644-€16,447€10,244▼ 37.7%
Remuneration, social security and pensions62-€348----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€626€173€173€58€291▲ 407%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12,512----
Other operating charges640/8€1,530€1,347€607€1,801€87▼ 95.2%
Gross operating margin9900-€12,603-€11,758-€8,041-€10,453-€8,840▲ 15.4%
Operating profit (loss)9901-€14,759-€26,137-€8,821-€12,311-€9,218▲ 25.1%
Financial charges65/66B€2,628€187€98,952€1,410€1,156▼ 18.0%
Recurring financial charges65€128€134€97,702€160€1,156▲ 623%
Non-recurring financial charges66B€2,500€53€1,250€1,250--
Profit (loss) for the period before taxes9903-€17,387-€26,324-€107,773-€13,721-€10,374▲ 24.4%
Income taxes67/77-€16,694----
Profit (loss) for the period9904-€17,387-€43,018-€107,773-€13,721-€10,374▲ 24.4%
Profit (loss) for the period to be appropriated9905-€17,387-€43,018-€107,773-€13,721-€10,374▲ 24.4%
Line20202021202220232024Change
Assets
Total assets20/58€131,903€118,925€22,269€15,345€16,630▲ 8.4%
Fixed assets21/28€686€513€340€282€693▲ 145%
Tangible fixed assets22/27€576€403€230€173€583▲ 238%
Land and buildings22€345€288€230€173€115▼ 33.3%
Furniture and vehicles24€231€116--€468-
Financial fixed assets28€110€110€110€110€110=
Current assets29/58€131,217€118,412€21,929€15,062€15,937▲ 5.8%
Amounts receivable after more than one year29€97,484€97,484----
Trade receivables290€97,484€97,484----
Stocks and contracts in progress3€16,785€4,444€4,011€230€115▼ 50.0%
Stocks30/36€16,785€4,444€4,011€230€115▼ 50.0%
Amounts receivable within one year40/41€12,764€13,126€14,309€13,187€13,187=
Trade receivables40€4,729€4,729€4,979€3,519€3,519=
Other amounts receivable41€8,035€8,397€9,330€9,668€9,668=
Cash at bank and in hand54/58€4,183€3,358€3,609€1,645€2,635▲ 60.2%
Equity and liabilities
Total equity and liabilities10/49€131,903€118,925€22,269€15,345€16,630▲ 8.4%
Equity10/15-€111,382-€154,401-€262,174-€275,895-€286,269▼ 3.8%
Contributions10/11€500,000€500,000€500,000€500,000€500,000=
Capital10€500,000-€500,000€500,000--
Issued capital100€500,000-€500,000€500,000--
Profit (loss) carried forward14-€611,382-€654,401-€762,174-€775,895-€786,269▼ 1.3%
Amounts payable17/49€243,285€273,326€284,443€291,240€302,899▲ 4.0%
Amounts payable within one year42/48€243,285€273,326€284,443€291,240€302,899▲ 4.0%
Trade debts44€3,363€1,720€4,947€716€684▼ 4.5%
Suppliers440/4€3,363€1,720€4,947€716€684▼ 4.5%
Other amounts payable47/48€239,922€271,606€279,496€290,523€302,215▲ 4.0%
Line20202021202220232024Change
Profit (loss) for the period9904-€17,387-€43,018-€107,773-€13,721-€10,374▲ 24.4%
+ Depreciation and write-downs630€626€173€173€58€291▲ 407%
Operating cash flow (approximation)-€16,762-€42,845-€107,600-€13,664-€10,082▲ 26.2%
Investment in fixed assets (approximation)-€0€0€0-€702-
Change in cash--€826€252-€1,964€990▲ 150%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
10-02
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 194 days late
2025
25-11
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 482 days late
2024
30-12
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 518 days late
2023
25-07
KBO administration Strikeout withdrawn
event 10-07-2023
10-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 344 days late
04-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 703 days late
28-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 1062 days late
08-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 1257 days late
03-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 1617 days late
2022
31-12
Financial Weakest financial yearnet -€107,773
Net result drops to -€107,773, the lowest in the series; recovery starts the following year.
2018
12-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 196 days late
07-02
NBB filing Annual accounts filed
fiscal year 2015 · full schema · 556 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1992
seat establishment The establishment unit on the map
Ground area
1,060 m²
Building footprint
108 m²
Volume, LiDAR
896 m³
Parcel 25783F0604/00B000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Chaussée de Charleroi 24, 1400 Nivelles
NACE 5141001
since 19922.058.624.565
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
25783F0604/00B000 Wallonia 1,060 m² 1 · 108 m² 10.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,372 companies in sector 61100 we hold annual accounts for 590. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded07-08-1992
Fiscal year end31-12
Activities, NACEBEL 2025
61100Wired, wireless and satellite telecommunications
E-invoicing
Not found in the Peppol register

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