Result
€35,397 €35,397
Back in profit in 2025, after a loss of €50,717 in 2024.
CHARENTOS
Lifetime
20 annual accounts with figures on one time axispeak €96,934 (2008)
€69,289▲ €93,389
lowest -€86,555 (2011)
€35,397▲ €86,114
peak €223,662 (2022)
€201,810▲ 21.3%
€29,040▼ 83.5%
Board1 name since 2006
1 directorAvermaete Stefan
Documentsfilings and deeds
20-08-202620 days late
2025micro format
Gross margin from -€24,099 to €69,289Back to profit: €35,397Registered office moved from Antwerp to Bruges 12-06Equity from €166,413 to €201,810Debts from €176,041 to €29,040Cash from €28,706 to €224,687
Key points
from the 2025 annual accountsChecked score
88
Excellent
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: < 0.1%lowest value
01-2025: < 0.1%● unchanged vs 12-2024lowest value
02-2025: < 0.1%● unchanged vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: 0.2%▲ +0.2 percentage points vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025
09-2025: 0.7%▲ +0.4 percentage points vs 08-2025
10-2025: 0.7%● unchanged vs 09-2025
11-2025: 0.7%● unchanged vs 10-2025
12-2025: 0.7%● unchanged vs 11-2025
01-2026: 0.7%● unchanged vs 12-2025
02-2026: 0.7%● unchanged vs 01-2026
03-2026: 2.2%▲ +1.5 percentage points vs 02-2026
04-2026: 2.3%▲ +0.1 percentage points vs 03-2026
05-2026: 2.3%● unchanged vs 04-2026
06-2026: 2.2%▼ -0.1 percentage points vs 05-2026
07-2026: 2.4%▲ +0.2 percentage points vs 06-2026
08-2026: 3.1%▲ +0.7 percentage points vs 07-2026highest value
09-2026: 0.3%▼ -2.8 percentage points vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
2 changes of registered office in 24 months
lowers risk
Liquidity: current ratio 8.44, cash €224,687
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €201,810 (87.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 93% on liquidity, 57% on profitability and 67% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as CHARENTOS has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHARENTOS itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CHARENTOS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 8.44 (0.73 in 2024), above the usual 1.5. Short-term debt is 11.8% and cash 97.3% of total assets. 12.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 20 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
20 days late
2024
12 days late
2023
1 day late
2022
16 days late
2021
10 days late
2020
4 days early
2019
21 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered office moved from Bruges to Antwerpen-Berchem
New registered office: Coveliersstraat 8 bus 601, 2600 Antwerpen-Berchem · Previous registered office: Komvest 116 bus A205, 8000 Brugge · Board meeting of 29-12-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0880177406
Registered office moved from Antwerp to Bruges
New registered office: Komvest 116 Bus A205, 8000 Brugge · Previous registered office: Oostenstraat 50 bus 18, 2018 Antwerpen · Board meeting of 05-05-2025 · Gazette deed
First establishment
Coveliersstraat 8, Antwerp
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHARENTOS Antwerp | €230,850 | €69,289 | 87.4% | - |
| DDP Antwerp | €242,461 | €65,705 | 38.9% | - |
| B2B Kasterlee | €255,873 | €66,938 | 91.5% | - |
| ROELS Bonheiden | €264,264 | €67,676 | 50.7% | - |
| PALTES Boechout | €222,405 | €63,728 | 91.2% | - |
| ALITUM Lier | €206,009 | €65,715 | 96.5% | - |
| BART TRUCK & TRAILER SERVICE Nijlen | €253,348 | €61,486 | 67.4% | - |
These companies have the same main activity as CHARENTOS: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €206,000 and €264,000, founded between 2005 and 2007.
Official details
Source: KBO- Status
- Active since 23-03-2006Normal situation
- Activity
- Business and other management consultancyNACE 70200and 3 others
- Establishment unit
- 2.153.819.1772600 Antwerp, since 01-06-2006
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Insights on CHARENTOS
CHARENTOS files the micro format. That format states no turnover. The gross margin rose from €55,649 in 2006 to €69,289 in 2025.
The balance sheet grew most from 2007 to 2009 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about CHARENTOS
- What is the company number of CHARENTOS?
- The company number of CHARENTOS is 0880.177.406. The VAT number is the same number with BE in front: BE 0880.177.406.
- Where is CHARENTOS based?
- The registered office is at Coveliersstraat 8, 2600 Antwerp.Company details
- What does CHARENTOS do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CHARENTOS?
- CHARENTOS is a private limited company (pre-2019) (BVBA).
- When was CHARENTOS founded?
- CHARENTOS was founded on 23-03-2006.
- Is CHARENTOS still active?
- Yes, CHARENTOS is an active enterprise in the KBO register.
- What is the turnover of CHARENTOS?
- The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €69,289 and 120 comparable companies (NACE 70200). It probably lies between €110,000 and €180,000.Financials
- Is CHARENTOS profitable?
- In financial year 2025, CHARENTOS made a profit of €35,397.
- Where can I find the annual accounts of CHARENTOS?
- CHARENTOS filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHARENTOS due?
- CHARENTOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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