CHARDATA
ActiveCHARDATA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €83k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 40% of 8636 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency66▲+63
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 0.82 in 2024; short-term debt: 58.9% and cash: 1.5% of total assets), and 58.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.1%
Return on assets
89.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
21 d early
2024
8 d early
2023
97 d late
2022
24 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€83k
2024 · €-47k
2021: €10k
2022: €-251
2023: €-10k
2024: €-47k
2021 → 2025
Working capital
€26k
2024 · €-45k
2021: €10k
2022: €-14k
2023: €1k
2024: €-45k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€12k▼ 2.1%€2k▼ 81.4%€-45k€38k
Operating result€15k-€3k▼ 83.2%€-10k€-47k▼ 391%€94k
Net result€10k-€-251€-10k▼ 3,771%€-47k▼ 385%€83k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €94k after a loss of €47k in 2024, the highest result in the available series.
Balance-sheet composition
Assets €92k
Fixed assets
€12k
Current assets
€80k
Equity and liabilities €92k
Equity
€38k
Debt
€54k
Debt finances 58.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€98k▲
2024 · €-46k
Cash flow
€86k▲
2024 · €-46k
Solvency
41.1%▲
2024 · -21.7%
Current ratio
1.47▲
2024 · 0.82
Quick ratio
1.47▲
2024 · 0.82
Debt / equity
1.43▲
2024 · -5.61
ROE
218.1%
ROA
89.7%▲
2024 · -22.8%
Interest coverage
52.51▲
2024 · -1258.19
Debt
€54k▼
2024 · €251k
Debt ≤ 1 year
€54k▼
2024 · €251k
Income taxes
€10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€207k€92k▼
Fixed assets21/28-€12k
Tangible fixed assets22/27-€12k
Land and buildings22-€12k
Current assets29/58€207k€80k▼
Amounts receivable within one year40/41€206k€79k▼
Trade receivables40€194k€2k▼
Other amounts receivable41€13k€77k▲
Cash at bank and in hand54/58€287€1k▲
Equity and liabilities
Total equity and liabilities10/49€207k€92k▼
Equity10/15€-45k€38k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€-47k€35k▲
Amounts payable17/49€251k€54k▼
Amounts payable within one year42/48€251k€54k▼
Financial debts43€8€8=
Credit institutions430/8€8€8=
Trade debts44€47k€15k▼
Suppliers440/4€47k€15k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Other amounts payable47/48€200k€34k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€821€4k▲
Gross operating margin9900€-46k€98k▲
Operating profit (loss)9901€-47k€94k▲
Financial charges65/66B€37€2k▲
Recurring financial charges65€37€2k▲
Profit (loss) for the period before taxes9903€-47k€93k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€-47k€83k▲
Profit (loss) for the period to be appropriated9905€-47k€83k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€35k▲
Profit (loss) brought forward from the previous period14P€-281€-47k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €83k
Net result €83k after 3 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
05-11
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 97 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kersbeeklaan 3081180 UkkelGround area
1,335 m²
Building footprint
161 m²
Volume, LiDAR
1,144 m³
2 parcels, Brussels, Wallonia · tallest building 13.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHARDATA
since 20242.361.128.567
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25763I0851/00E002 | Wallonia | 993 m² | 1 · 62 m² | 7.1 m · 2 fl. |
| 21616G0030/00T016 | Brussels | 342 m² | 1 · 99 m² | 13.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,343 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.