Skip to content

CHARBEL INVEST

Active
Private limited companyfounded 2025active for 1 yearRue de Herve 309, 4030 Liège, BelgiumKBO/BCE: BE 1019.308.860
Summary

CHARBEL INVEST has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,624 and a net result of €4,624. Its solvency ranks better than 13% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

Source: KBO
Status
Active since 28-01-2025 Normal situation
Activity
Business and other management consultancy NACE 70200
Establishment unit
2.369.745.632 4030 Liège, since 01-03-2025
Financial year end
31 December
Peppol
Reachable since 21-06-2025

Board and ownership

Board

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€9,830
Turnover
≈ €45,000
estimated
Profit
€4,624
Equity
€7,624
Total assets
€128,290
  • 2025 accounts filed 31 days after the deadline
Filed on 31-08-2026
Score breakdownraises riskFounded in 2025Last filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €128,290Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 21% of micro companies in head offices and management consultancy (NACE 70)
Financial strength
Weak
Solvency 31
equity 5.9% of total assets
Liquidity 47
short-term debt 29.5% · cash 7.3%
Profitability 48
return on assets 3.6%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,528 companies, NACE 70, micro)
Last 24 months 02-2026: 0.4% 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.3%▼ -0.1 percentage points vs 08-2026lowest value 10-2026: 0.3%● unchanged vs 09-2026 11-2026: 0.3%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.25, below 1. Short-term debt is 29.5% and cash 7.3% of total assets. 94.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 14% of them on solvency, 27% on liquidity and 22% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €128,290
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2025
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 39272 sector peers (2025).
NBB · sector comparison
Position among 39272 sector peers
Solvency
better than 13%
← weakest strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
31 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2025.
KBO publications

Key points

  • Caution: Lower solvency than 86% of companies in head offices and management consultancysector median 55.5% · 39,272 companies 5.9% View

Recent changes

  1. · Gazette deed IncorporationStarting capital €3,000 · Appointment: CHARBEL Richard (director)
All 2 events

Comparable companies

These companies have the same main activity as CHARBEL INVEST: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €93,300 and €168,000, founded between 2024 and 2025.

CompanyTotal assetsGross margin
CHARBEL INVEST Liège€128,290€9,830
ELROM MANAGEMENT Ferrières€106,508€10,603
Marshall Organization Hannut€138,501€14,267
BOUL & CO Theux€93,277€10,714
MANAGEO Herve€168,455€13,092
PINASTER MANAGEMENT Sint-Pieters-Woluwe€143,302€12,191
SALAAM COMPANY Schaarbeek€103,738€8,443
Full comparison

Key facts about CHARBEL INVEST

What is the company number of CHARBEL INVEST?
The company number of CHARBEL INVEST is 1019.308.860. The VAT number is the same number with BE in front: BE 1019.308.860.
Where is CHARBEL INVEST based?
The registered office is at Rue de Herve 309, 4030 Liège.Company details
What does CHARBEL INVEST do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of CHARBEL INVEST?
The legal form of CHARBEL INVEST is Private limited company (BV).
When was CHARBEL INVEST founded?
CHARBEL INVEST was founded on 28-01-2025.
Is CHARBEL INVEST still active?
Yes, CHARBEL INVEST is an active enterprise in the KBO register.
What is the turnover of CHARBEL INVEST?
The turnover in financial year 2025 is ≈ €45,000. This figure is estimated from the gross margin of €9,830 and 205 comparable companies (NACE 70200). It probably lies between €21,000 and €92,000. It is a rough estimate.Financials
Is CHARBEL INVEST profitable?
In financial year 2025, CHARBEL INVEST made a profit of €4,624.
Where can I find the annual accounts of CHARBEL INVEST?
CHARBEL INVEST filed 1 annual account with the National Bank of Belgium, for financial year 2025.

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.