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CHARBEL INVEST
ActiveFrom the official registers: KBO 1 annual account at the National Bank publications in the Belgian Official Gazette
Summary
CHARBEL INVEST has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,624 and a net result of €4,624. Its solvency ranks better than 13% of 39,218 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Overview
Official details
KBO- Status
- Active since 28-01-2025 Normal situation
- Legal form
- Private limited company
- Registered office
- Rue de Herve 309, 4030 Liège
- Activity
- Business and other management consultancy NACE 70200
- Establishment unit
- 2.369.745.632 4030 Liège, since 01-03-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 21-06-2025
How it is doing
- Bankruptcy probabilitywithin 12 months
- 0.3%
Annual accounts 2025
- Gross margin
- €9,830
- Turnover
- ≈ €45,000
- estimated
- Profit
- €4,624
- Equity
- €7,624
- Total assets
- €128,290
2025 accounts filed 31 days late
Filed on 31-08-2026at the National Bank
Why 81raises riskFounded in 2025Last filed accounts filed 31 days late; 1 of the last 3 latelowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €128,290Show the evidence
Checked score
Score 2025
81
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 21% of its sector peers (NACE 70, micro)
Financial strength
Weak
Solvency
31
equity 5.9% of total assets
Liquidity
47
short-term debt 29.5% · cash 7.3%
Profitability
48
return on assets 3.6%
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
02-2026: 0.4%
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026highest value
08-2026: 0.4%● unchanged vs 07-2026highest value
09-2026: 0.3%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: 0.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.25, below 1; short-term debt: 29.5% and cash: 7.3% of total assets), and 94.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 14% on solvency, 27% on liquidity and 22% on profitability.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 39218 sector peers (2025).
NBB · sector comparisonPosition among 39218 sector peers
Solvency
better than 13%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Key points
- Caution: Among the weakest 14% on solvencysector median 55.6% · 39,218 companies 5.9% View
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 31-08-2026
Acts in the Belgian Official Gazette
- Incorporationact of 30-01-2025
Articles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about CHARBEL INVEST
- What is the company number of CHARBEL INVEST?
- 1019.308.860. In Belgium the VAT number is the company number with BE in front: BE 1019.308.860.
- Where is CHARBEL INVEST based?
- The registered office is at Rue de Herve 309, 4030 Liège.Company details
- What does CHARBEL INVEST do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of CHARBEL INVEST?
- Private limited company (BV).
- When was CHARBEL INVEST founded?
- On 28-01-2025.
- Is CHARBEL INVEST still active?
- Yes, CHARBEL INVEST is an active enterprise in the KBO register.
- What is the turnover of CHARBEL INVEST?
- ≈ €45,000 in financial year 2025. Estimated from the gross margin of €9,830: probably between €21,000 and €92,000, based on 205 comparable companies, NACE 70200. A rough estimate.Financials
- Is CHARBEL INVEST profitable?
- In financial year 2025, CHARBEL INVEST made a profit of €4,624.
- Where can I find the annual accounts of CHARBEL INVEST?
- CHARBEL INVEST filed 1 annual account with the National Bank of Belgium, for financial year 2025.Annual accounts at the National Bank
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