CHARAA

Active

Private limited companyfounded 2020active for 6 yearsRue de la Banque 10, 4100 Seraing, BelgiumKBO/BCE: BE 0746.915.242

Summary

CHARAA has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €124,161 and a net result of €35,318. Equity is growing by about 47% per year across the filed financial years. Its solvency ranks better than 74% of 25,567 sector peers (NACE 47, financial year 2024). The computed 12-month bankruptcy probability is 1.3% (low).

Risk analysisFollow Report Compare

CHARAAActiveChecked score 58/100

Risk analysis Report Compare

Activity

Retail sale of meat and meat products, excluding game and poultry

NACE 47221

1 site

Size

€204,372total assets 2024

Equity: €124,161
Profit: €35,318

Turnover not published (micro format)

Financial health

58 Fair Checked score 2024

Bankruptcy probabilitywithin 12 months: 1.3%

Structure

2025 accounts not filed, 88 days past the deadline1 of 3 deeds summarised

Why 58raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 02-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 29 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 1.98, cash €116,708Equity €124,161 (60.8% of total assets)Show the evidence

Checked score

Score 2024

58 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 82% of its sector peers (NACE 47, micro)

A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2023

Strong

Solvency 86+10

equity 60.8% of total assets

Liquidity 82+6

short-term debt 39.2% · cash 57.1%

Profitability 90+2

return on assets 17.3%

Bankruptcy probability, 12 months

1.3% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,246 companies, NACE 47, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.4 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.6 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026lowest value 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.6%▲ +0.3 percentage points vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.7 percentage points vs 09-2026highest value

Credit of up to €7,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance

Liquidity ample (current ratio 1.98, compared with 1.76 in 2023, above the usual 1.5; short-term debt: 39.2% and cash: 57.1% of total assets), and 39.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 73% on solvency, 85% on liquidity, 85% on profitability and 83% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises risk

Figures for financial year 2024 (filed 02-09-2025)

NBB · annual accounts

Liquidity: current ratio 1.98, cash €116,708

NBB · annual accounts

1 financial year not filed after the legal deadline; last filed accounts filed 29 days late; 1 of the last 3 late

NBB · filings

Equity €124,161 (60.8% of total assets)

NBB · annual accounts

Annual accounts not filed

The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 88 days later.

NBB · 5 filings

Position against the passed deadline

31-12-2025 year end31-07-2026 deadline27-10-2026 today

2024 accounts filed 29 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 5 filings

Deviation from the deadline

2025

not filed

2024

29 days late

2023

54 days late

2022

29 days late

2021

53 days late

2020

248 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 83 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-08-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Equity above €100,000equity €124,161 ▲39.8%
23-09-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Caution: 2025 accounts not fileddeadline was 31-07-2026 88 days past the deadline View
Positive: Among the best 16% on net resultsector median €4,563 · 25,543 companies €35,318 View
Positive: 5 profitable years in a rowprofit 2024: €35,318 5 years View

By topic

Financials

Financial year: 2024
Total assets: €204,372
Profit: €35,318
Solvency: 60.8%

Turnover▲ 35.4%

Net result

20212023

Go to Financials

Timeline

Events: 8
Since: 2022

31-12-2023Highest result from 2020 to 2024
23-11-2023Resignation: Yasser El Karouni (director)
29-08-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of meat and meat products, excluding…NACE 47221
Founded: 14-05-2020
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CHARAA

What is the company number of CHARAA?: 0746.915.242. In Belgium the VAT number is the company number with BE in front: BE 0746.915.242.
Where is CHARAA based?: The registered office is at Rue de la Banque 10, 4100 Seraing.Company details
What does CHARAA do?: According to the KBO register, the main activity is retail sale of meat and meat products, excluding game and poultry (NACE 47221).
What is the legal form of CHARAA?: Private limited company (BV).
When was CHARAA founded?: On 14-05-2020.
Is CHARAA still active?: Yes, CHARAA is an active enterprise in the KBO register.
What is the turnover of CHARAA?: €723,880 in financial year 2023, according to the filed annual accounts.Financials
Is CHARAA profitable?: In financial year 2024, CHARAA made a profit of €35,318.
Where can I find the annual accounts of CHARAA?: CHARAA filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.