Chapter
ActiveChapter has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €351. Its solvency ranks better than 26% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes
Profitability52
Solvency18
Growth-
Stability67
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.21), and 96.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 24-12-2025, 38 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
38 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€3k
Total assets
€85k
Net result
€351
Working capital
€15k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €85k
Equity
€3k
Debt
€82k
Debt finances 96.1% of the balance-sheet total.
Key figures and ratios
Solvency
3.9%
Current ratio
1.21
Quick ratio
1.21
Debt / equity
24.39
ROE
10.5%
ROA
0.4%
Debt
€82k
Debt ≤ 1 year
€70k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€85k
Current assets29/58€85k
Amounts receivable within one year40/41€81k
Trade receivables40€78k
Other amounts receivable41€3k
Cash at bank and in hand54/58€2k
Deferred charges and accrued income490/1€2k
Equity and liabilities
Total equity and liabilities10/49€85k
Equity10/15€3k
Contributions10/11€3k
Reserves13€351
Distributable reserves133€351
Amounts payable17/49€82k
Amounts payable within one year42/48€70k
Trade debts44€47k
Suppliers440/4€47k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Other amounts payable47/48€20k
Accrued charges and deferred income492/3€11k
Income statement
Code2025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€45k
Other operating charges640/8€211
Gross operating margin9900€47k
Operating profit (loss)9901€2k
Financial charges65/66B€460
Recurring financial charges65€460
Profit (loss) for the period before taxes9903€2k
Income taxes67/77€1k
Profit (loss) for the period9904€351
Profit (loss) for the period to be appropriated9905€351
Appropriation of the result
Profit (loss) to be appropriated9906€351
Transfer to equity691/2€351
To other reserves6921€351
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
State Gazette act
Algemene Vergadering - BoekjaarGeneral meeting · Statutes amendment · Power of attorney3 facts ▸
State Gazette act
Algemene Vergadering - Boekjaar
General meeting · Statutes amendment · Power of attorney3 facts ▸
- General meeting, 30.6.2026
- Statutes amendment
- Power of attorney, Chapter
2025
24-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zedelgem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Torhoutsesteenweg 528210 ZedelgemGround area
3,564 m²
Building footprint
203 m²
Volume, LiDAR
1,102 m³
Parcel 31017E0604/00H000, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chapter
since 20242.363.406.087
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31017E0604/00H000 | Flanders | 3,564 m² | 1 · 203 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ATINA BUILDING
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BE 1016.995.114
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ProJecT
BE 0687.843.826
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MAHORO INVEST
BE 0800.393.124
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ARTIBO
BE 0809.640.390
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Of 11,702 companies in sector 68310 we hold annual accounts for 6,876. 1,597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-07-2024
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.