Financials
- Financial year
- 2025
- Total assets
- €63,424
- Loss
- -€5,187
- Solvency
- 62.8%
CHAPITRE NEUF
ActiveSummary
CHAPITRE NEUF has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39,813 and a net result of -€5,187. Its solvency ranks better than 75% of 22,260 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Retail trade
NACE 47610
1 site
Size
€63,424total assets 2025
- Staff
- 1 FTE
- Equity
- €39,813
- Loss
- -€5,187
Turnover not published (micro format)
Structure
Accounts filed 24 days late
Why 84raises riskFounded in 2025Loss of €5,187 (financial year 2025)lowers riskLiquidity: current ratio 2.48, cash €28,672Equity €39,813 (62.8% of total assets)Show the evidence
Checked score
Score 2025
84
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 59% of its sector peers (NACE 47, micro)
Financial strength
Strong
Solvency
88
equity 62.8% of total assets
Liquidity
83
short-term debt 37.2% · cash 45.2%
Profitability
9
return on assets -8.2%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 1.8%highest value
09-2026: 0.4%▼ -1.4 percentage points vs 08-2026lowest value
10-2026: 0.5%▲ +0.1 percentage points vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.48, above the usual 1.5; short-term debt: 37.2% and cash: 45.2% of total assets), and 37.2% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 75% on solvency, 86% on liquidity and 16% on profitability.
The bankruptcy probability was computed on 16-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
24 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointments: GODEFROID, David Marie Dany…
Key points
By topic
Timeline
- Events
- 2
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Retail tradeNACE 47610
- Founded
- 02-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 36
- Who signs
- Each director alone
- Annual meeting
- Last Friday of June at 18:00
- Purpose
- “L’achat et la vente de livres, sur support papier ou numérique, de magazines, d’articles…” (deed in French)
- Statutory auditor
- No statutory auditor
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