Financials
- Financial year
- 2025
- Total assets
- €80,744
- Loss
- -€10,050
- Solvency
- 7.2%
Total assets▼ 41.5%
Net result
20192025
CHAPEWERKEN R&S PROJECTS
ActiveSummary
The annual accounts of CHAPEWERKEN R&S PROJECTS for financial year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €5,816 and a net result of -€10,050. Equity is shrinking by about 26% per year across the filed financial years. Its solvency ranks better than 12% of 34,789 sector peers (NACE 43, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Overview
Activity
Insulation installation
NACE 43230
1 site
Size
€80,744total assets 2025
- Equity
- €5,816
- Loss
- -€10,050
Turnover not published (micro format)
Structure
- Board
- 5 members
2025 accounts on time4 of 25 deeds summarised
Why 53raises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearLoss of €10,050 (financial year 2025)Sector: Specialised construction activities (NACE 43)Equity €5,816 (7.2% of total assets)lowers riskSize: total assets €80,744Show the evidence
Checked score
Score 2025
53
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 11% of its sector peers (NACE 43, micro)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency
32-4
equity 7.2% of total assets
Liquidity
25-1
short-term debt 88.8% · cash 19.1%
Profitability
3-18
return on assets -12.4%
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 1.3%
12-2024: 1.3%● unchanged vs 11-2024
01-2025: 1.3%● unchanged vs 12-2024
02-2025: 1.3%● unchanged vs 01-2025
03-2025: 1.2%▼ -0.1 percentage points vs 02-2025
04-2025: 1.5%▲ +0.3 percentage points vs 03-2025
05-2025: 1.9%▲ +0.4 percentage points vs 04-2025highest value
06-2025: 0.4%▼ -1.5 percentage points vs 05-2025
07-2025: 0.4%● unchanged vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.5%▲ +0.1 percentage points vs 12-2025
02-2026: 0.4%▼ -0.1 percentage points vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026lowest value
04-2026: 0.5%▲ +0.1 percentage points vs 03-2026
05-2026: 0.8%▲ +0.3 percentage points vs 04-2026
06-2026: 1.0%▲ +0.2 percentage points vs 05-2026
07-2026: 1.0%● unchanged vs 06-2026
08-2026: 1.0%● unchanged vs 07-2026
09-2026: 1.0%● unchanged vs 08-2026
10-2026: 1.0%● unchanged vs 09-2026
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.12, compared with 1.15 in 2024, below the usual 1.5; short-term debt: 88.8% and cash: 19.1% of total assets), and 92.8% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 12% on solvency, 14% on liquidity, 9% on profitability and 7% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 34789 sector peers (2025).
NBB · sector comparisonPosition among 34789 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
on the day
2023
32 days early
2022
2 days early
2021
2 days early
2020
1 day early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end29-10-2026 today30-04-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Resignation: Grigore Untila (director)Gazette deed
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 5 members
- lon GuzunDirector
- ANDRITCHI ConstantinDirector
- GUZUN IonDirector
- PLESU ValeriuDirector
- SULS FilipDirector
Timeline
- Events
- 21
- Since
- 2014
- Next accounts
- by 30-04-2027
- 30-09-2024Back to profit
- 29-03-2024Annual accounts filed
- 01-02-2024Resignations: SULS Filip, GUZUN Ion and 3…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Insulation installationNACE 43230
- Founded
- 25-04-2012
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 13
- Annual meeting
- First Friday of March at 19:00
- Purpose
- “1.Het plaatsen van chapes en dekvloeren,het plaatsen van isolatie in…” (deed in Dutch)
Key facts about CHAPEWERKEN R&S PROJECTS
- What is the company number of CHAPEWERKEN R&S PROJECTS?
- 0845.504.557. In Belgium the VAT number is the company number with BE in front: BE 0845.504.557.
- Where is CHAPEWERKEN R&S PROJECTS based?
- The registered office is at Pluimhofweg 25, 1745 Opwijk.Company details
- What does CHAPEWERKEN R&S PROJECTS do?
- According to the KBO register, the main activity is insulation installation (NACE 43230).
- What is the legal form of CHAPEWERKEN R&S PROJECTS?
- Private limited company (BV).
- When was CHAPEWERKEN R&S PROJECTS founded?
- On 25-04-2012.
- Is CHAPEWERKEN R&S PROJECTS still active?
- Yes, CHAPEWERKEN R&S PROJECTS is an active enterprise in the KBO register.
- What is the turnover of CHAPEWERKEN R&S PROJECTS?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is CHAPEWERKEN R&S PROJECTS profitable?
- In financial year 2025, CHAPEWERKEN R&S PROJECTS made a loss of €10,050.
- Where can I find the annual accounts of CHAPEWERKEN R&S PROJECTS?
- CHAPEWERKEN R&S PROJECTS filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of CHAPEWERKEN R&S PROJECTS due?
- By 30-04-2027, for financial year 2026.Timeline
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