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Chapewerken Niva

Active
Private limited companyfounded 2014active for 11 yearsSteenweg op Turnhout 15, 2330 Merksplas, BelgiumKBO/BCE: BE 0506.927.938
Summary

Chapewerken Niva has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135,461 and a net result of €16,942. Equity has been growing by about 8.4% per year since 2018. Its solvency ranks better than 53% of 34,954 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 17-12-2014 Normal situation
Activity
Insulation installation NACE 43230and 1 other
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2022
Establishment unit
2.237.580.855 2330 Merksplas, since 01-01-2015
Financial year end
31 December
Peppol
Reachable since 23-12-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€33,415
▲ 6.8%
Turnover
≈ €180,000
estimated
Profit
€16,942
▲ 20.2%
Equity
€135,461
▲ 12.7%
Total assets
€276,044
▲ 64.4%
Score breakdownraises riskSector: Specialised construction activities (NACE 43)Liquidity: current ratio 1.90, cash €7,901, halvedlowers riskFounded in 2014Equity €135,461 (49.1% of total assets)Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 45% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Average
Solvency 74-23
equity 49.1% of total assets
Liquidity 28-29
short-term debt 50.9% · cash 2.9%
Profitability 76-3
return on assets 6.1%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.2%▼ -0.1 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.2%▼ -0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.3%▲ +0.1 percentage points vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.5%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.4%▼ -0.1 percentage points vs 09-2026 11-2026: 0.4%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.9 (3.17 in 2024), above the usual 1.5. Short-term debt is 50.9% and cash 2.9% of total assets. However, 50.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 53% of them on solvency, 17% on liquidity, 52% on profitability and 59% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2014
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 1.90, cash €7,901, halved
NBB · annual accounts
lowers risk · Equity €135,461 (49.1% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
31 days early
2023
33 days early
2022
31 days early
2021
37 days early
2020
3 days late
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 27 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Registered office moved from Rijkevorsel to MerksplasNew seat: 2330 Merksplas, Steenweg op Turnhout 15 · Previous seat: Merksplassesteenweg 57, 2310 Rijkevorsel · Resignation: LAENEN Nick (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as Chapewerken Niva: insulation installation (NACE 43230). They are comparable in size and age: total assets between €187,000 and €315,000, founded between 2013 and 2016.

CompanyTotal assetsGross margin
Chapewerken Niva Merksplas€276,044€33,415
BK Foam Merksplas€284,388€40,922
E.S.C.G. Fosses-la-Ville€264,929€35,022
ABATILISS Charleroi€306,109€46,146
SKOROWSKI ECO Schaarbeek€315,475€51,049
THERMO+ Ichtegem€256,312€49,532
CIELLO CONCEPT Koekelberg€187,186€39,129
Full comparison

Key facts about Chapewerken Niva

What is the company number of Chapewerken Niva?
The company number of Chapewerken Niva is 0506.927.938. The VAT number is the same number with BE in front: BE 0506.927.938.
Where is Chapewerken Niva based?
The registered office is at Steenweg op Turnhout 15, 2330 Merksplas.Company details
What does Chapewerken Niva do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of Chapewerken Niva?
The legal form of Chapewerken Niva is Private limited company (BV).
When was Chapewerken Niva founded?
Chapewerken Niva was founded on 17-12-2014.
Is Chapewerken Niva still active?
Yes, Chapewerken Niva is an active enterprise in the KBO register.
How many employees does Chapewerken Niva have?
Chapewerken Niva had an average of 1 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
Which joint committee does Chapewerken Niva fall under?
In its 2022 annual accounts, Chapewerken Niva states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Chapewerken Niva?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €33,415 and 120 comparable companies (NACE 432). It probably lies between €120,000 and €240,000.
Is Chapewerken Niva profitable?
In financial year 2025, Chapewerken Niva made a profit of €16,942.
Where can I find the annual accounts of Chapewerken Niva?
Chapewerken Niva filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chapewerken Niva due?
Chapewerken Niva must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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