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CHANVRE&CO

Active
Private limited companyfounded 2016active for 10 yearsRue de Berleur 2c, 4550 Nandrin, BelgiumKBO/BCE: BE 0649.629.388
Summary

CHANVRE&CO has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,655 and a net result of €8,997. Equity has been growing by about 43% per year since 2018. Its solvency ranks better than 82% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-03-2016 Normal situation
Activity
Insulation installation NACE 43230and 4 others
Establishment unit
2.251.018.721 4550 Nandrin, since 04-03-2016
Financial year end
31 December
Peppol
Reachable since 16-12-2025

Board and ownership

Board

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€22,263
▼ 38.8%
Turnover
≈ €220,000
estimated
Profit
€8,997
▼ 51.0%
Equity
€51,655
▲ 16.5%
Total assets
€67,173
▲ 21.7%
  • 2025 accounts filed 24 days after the deadline
Score breakdownraises riskSize: total assets €67,173Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 3.92, cash €34,101Equity €51,655 (76.9% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 100=
equity 76.9% of total assets
Liquidity 92-2
short-term debt 23.1% · cash 50.8%
Profitability 85-15
return on assets 13.4%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.1%▼ -0.1 percentage points vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value 09-2026: 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 3.92 (3.75 in 2024), above the usual 1.5. Short-term debt is 23.1% and cash 50.8% of total assets. 23.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 90% of them on solvency, 89% on liquidity, 69% on profitability and 64% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 3.92, cash €34,101
NBB · annual accounts
lowers risk · Equity €51,655 (76.9% of total assets)
NBB · annual accounts
raises risk · Size: total assets €67,173
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2025
24 days late
2024
12 days late
2023
27 days late
2022
on the day
2021
26 days late
2020
11 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 82% of companies in specialised constructionsector median 46.7% · 34,946 companies 76.9% View
  • Caution: A director leftlatest change 13-07-2026 · 1 in office 1 left View

Recent changes

  1. · Gazette deed Resignation: Gérald HAUGLUSTAINE (director)
  2. · Gazette deed Resignations & appointments · Miscellaneous
  3. · Gazette deed Resignations: DEMOITIE Philippe (manager and director) and CIMONETTI Laurent (manager)Reappointment: CIMONETTI Laurent (director) · Appointment: HAUGLUSTAINE Gérald (director)
All 17 events

Comparable companies

These companies have the same main activity as CHANVRE&CO: insulation installation (NACE 43230). They are comparable in size and age: total assets between €49,500 and €84,600, founded between 2016 and 2018.

CompanyTotal assetsGross margin
CHANVRE&CO Nandrin€67,173€22,263
AQUAPROEF Deinze€73,150€23,826
N. DEWERT Aywaille€49,488€25,225
ISO STAN Schaarbeek€79,770€16,450
LVA Vloerwerken Genk€83,842€16,651
ALEX CONCEPT Brussel€84,637€16,067
L2 réfrigération et climatisation Silly€77,557€17,826
Full comparison

Key facts about CHANVRE&CO

What is the company number of CHANVRE&CO?
The company number of CHANVRE&CO is 0649.629.388. The VAT number is the same number with BE in front: BE 0649.629.388.
Where is CHANVRE&CO based?
The registered office is at Rue de Berleur 2c, 4550 Nandrin.Company details
What does CHANVRE&CO do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of CHANVRE&CO?
The legal form of CHANVRE&CO is Private limited company (BV).
When was CHANVRE&CO founded?
CHANVRE&CO was founded on 04-03-2016.
Is CHANVRE&CO still active?
Yes, CHANVRE&CO is an active enterprise in the KBO register.
What is the turnover of CHANVRE&CO?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €22,263 and 31 comparable companies (NACE 43230). It probably lies between €120,000 and €500,000. It is a rough estimate.Financials
Is CHANVRE&CO profitable?
In financial year 2025, CHANVRE&CO made a profit of €8,997.
Where can I find the annual accounts of CHANVRE&CO?
CHANVRE&CO filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHANVRE&CO due?
CHANVRE&CO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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