CHANTERIVE
ActiveSummary
CHANTERIVE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €126,489 and a net result of €7,912. Equity is shrinking by ~3.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▼-2
Solvency100=
Growth50=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
Liquidity ample (current ratio 3.36 against 30.67 in 2024; short-term debt: 2.3% and cash: 7.5% of total assets), and 2.3% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
6.1%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 19-02-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
76 d early
2023
47 d early
2022
69 d early
2021
80 d early
2020
66 d early
2019
78 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 69 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 19 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 close01-10-2026 today30-04-2027 deadline
History
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Financials · fiscal year 2025, full schema
Turnover
€28,014▼ 1.7%
2024 · €28,502
EBIT margin
28.4%▼ 17.1pp
2024 · 45.5%
Net result
€7,912▼ 38.8%
2024 · €12,929
Working capital
€7,019▼ 82.8%
2024 · €40,704
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€28,730▲ 31.6%€29,550▲ 2.9%€28,407▼ 3.9%€28,502▲ 0.3%€28,014▼ 1.7%
Operating result€16,024▲ 137%€14,158▼ 11.6%€13,207▼ 6.7%€12,956▼ 1.9%€7,942▼ 38.7%
Net result€16,000▲ 138%€14,132▼ 11.7%€13,180▼ 6.7%€12,929▼ 1.9%€7,912▼ 38.8%
EBIT margin55.8%▲ 24.9pp47.9%▼ 7.9pp46.5%▼ 1.4pp45.5%▼ 1.0pp28.4%▼ 17.1pp
Equity€168,337▼ 7.7%€182,468▲ 8.4%€155,648▼ 14.7%€168,577▲ 8.3%€126,489▼ 25.0%
Total assets€170,660▼ 8.4%€186,603▲ 9.3%€157,854▼ 15.4%€169,949▲ 7.7%€129,468▼ 23.8%
Debt€2,323▼ 42.4%€4,135▲ 78.0%€2,206▼ 46.7%€1,372▼ 37.8%€2,979▲ 117%
Working capital€15,255▼ 26.8%€37,789▲ 148%€19,372▼ 48.7%€40,704▲ 110%€7,019▼ 82.8%
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 39% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129,468
Fixed assets
€119,470 ▼ 6.6%
Current assets
€9,998 ▼ 76.2%
Equity and liabilities €129,468
Equity
€126,489 ▼ 25.0%
Debt
€2,979 ▲ 117%
Debt's share of the balance-sheet total rises from 0.8% to 2.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€16,345▼
2024 · €21,359
Cash flow
€16,315▼
2024 · €21,332
Current ratio
3.36▼
2024 · 30.67
Debt to equity
0.02▲
2024 · 0.01
ROE
6.3%▼
2024 · 7.7%
ROA
6.1%▼
2024 · 7.6%
Interest coverage
544.83▼
2024 · 791.07
Debt ≤ 1 year
€2,979▲
2024 · €1,372
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €28,730 | €29,550 | €28,407 | €28,502 | €28,014 | ▼ 1.7% |
| Goods, raw materials, services and sundry goods60/61 | - | €3,755 | €3,646 | €3,685 | €4,786 | ▲ 29.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,403 | €8,403 | €8,403 | €8,403 | €8,403 | = |
| Other operating charges640/8 | - | €3,234 | €3,151 | €3,458 | €6,883 | ▲ 99.0% |
| Gross operating margin9900 | €24,775 | €25,795 | €24,761 | €24,817 | €23,228 | ▼ 6.4% |
| Operating profit (loss)9901 | €16,024 | €14,158 | €13,207 | €12,956 | €7,942 | ▼ 38.7% |
| Financial charges65/66B | - | €26 | €27 | €27 | €30 | ▲ 11.1% |
| Recurring financial charges65 | €24 | €26 | €27 | €27 | €30 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €16,000 | €14,132 | €13,180 | €12,929 | €7,912 | ▼ 38.8% |
| Profit (loss) for the period9904 | €16,000 | €14,132 | €13,180 | €12,929 | €7,912 | ▼ 38.8% |
| Profit (loss) for the period to be appropriated9905 | €16,000 | €14,132 | €13,180 | €12,929 | €7,912 | ▼ 38.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €170,660 | €186,603 | €157,854 | €169,949 | €129,468 | ▼ 23.8% |
| Fixed assets21/28 | €153,082 | €144,679 | €136,276 | €127,873 | €119,470 | ▼ 6.6% |
| Tangible fixed assets22/27 | €152,832 | €144,429 | €136,026 | €127,623 | €119,220 | ▼ 6.6% |
| Land and buildings22 | - | €144,429 | €136,026 | €127,623 | €119,220 | ▼ 6.6% |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €17,578 | €41,924 | €21,578 | €42,076 | €9,998 | ▼ 76.2% |
| Amounts receivable within one year40/41 | €620 | - | - | - | - | - |
| Cash at bank and in hand54/58 | €16,753 | €41,704 | €21,330 | €41,813 | €9,721 | ▼ 76.8% |
| Deferred charges and accrued income490/1 | - | €220 | €248 | €263 | €277 | ▲ 5.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €170,660 | €186,603 | €157,854 | €169,949 | €129,468 | ▼ 23.8% |
| Equity10/15 | €168,337 | €182,468 | €155,648 | €168,577 | €126,489 | ▼ 25.0% |
| Contributions10/11 | €270,000 | €270,000 | €230,000 | €230,000 | €180,000 | ▼ 21.7% |
| Capital10 | - | €270,000 | €230,000 | €230,000 | €180,000 | ▼ 21.7% |
| Issued capital100 | - | €270,000 | €230,000 | €230,000 | €180,000 | ▼ 21.7% |
| Reserves13 | €1,137 | €1,843 | €1,843 | €1,843 | €1,843 | = |
| Non-distributable reserves130/1 | - | €1,843 | €1,843 | €1,843 | €1,843 | = |
| Legal reserve130 | - | €1,843 | €1,843 | €1,843 | €1,843 | = |
| Profit (loss) carried forward14 | -€102,800 | -€89,375 | -€76,195 | -€63,266 | -€55,354 | ▲ 12.5% |
| Amounts payable17/49 | €2,323 | €4,135 | €2,206 | €1,372 | €2,979 | ▲ 117% |
| Amounts payable within one year42/48 | €2,323 | €4,135 | €2,206 | €1,372 | €2,979 | ▲ 117% |
| Current portion of amounts payable after more than one year42 | - | €3,180 | €2,100 | €1,300 | €2,880 | ▲ 122% |
| Trade debts44 | €524 | €955 | €106 | €72 | €99 | ▲ 37.5% |
| Suppliers440/4 | - | €955 | €106 | €72 | €99 | ▲ 37.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,000 | €14,132 | €13,180 | €12,929 | €7,912 | ▼ 38.8% |
| + Depreciation and write-downs630 | €8,403 | €8,403 | €8,403 | €8,403 | €8,403 | = |
| Operating cash flow (approximation) | €24,403 | €22,535 | €21,583 | €21,332 | €16,315 | ▼ 23.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €24,951 | -€20,374 | €20,483 | -€32,092 | ▼ 257% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
13-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Liquidity triplescurrent ratio 30.67
Current ratio from 9.78 to 30.67; short-term debt falls from €2,206 to €1,372.
14-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Highest result since 2019net €16,000 ▲138%
Operating result €16,024, net result €16,000, both a record.
23-02
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €6,732
Net result €6,732 after one loss-making year.
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
18-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
15-02
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Celles (lez-Tournai) · 1 establishment unit since 2006
Ground area
1,627 m²
Building footprint
163 m²
Parcel 57083C0344/00E000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CHANTERIVE
since 20062.156.304.357
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57083C0344/00E000 | Wallonia | 1,627 m² | 1 · 163 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company details
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded21-09-2006
Fiscal year end30-09
Contact
Phone
0494/632922Celles (lez-Tournai)
E-invoicing
Reachable via Peppol
Peppol ID
0208:0883752845
Registered
21-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.