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Chanteclair

Active
Non-profit associationfounded 1971active for 55 yearsRue de Bièvre, Carlsbourg 2, 6850 Paliseul, BelgiumKBO/BCE: BE 0411.523.092
Summary

Chanteclair has been active since 1971 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €275,606 and a net result of -€2,643. Equity is growing by about 6.7% per year across the filed financial years. Its solvency ranks better than 49% of 692 sector peers (NACE 87, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Financials · financial year 2025, full format

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€2,643
2024 · €6,542
Working capital
€255,594▲ 36.3%
2024 · €187,540
Trend over the years

2021 to 2025, 5 financial years 2018 to 2025, 8 financial years

The operating result turns negative in 2025: a loss of €2,314 after €6,768 in 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€2,314 2025 Net result-€2,643 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 87, Residential care activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line20182019202020212022202320242025
Operating result€5,883--€11,148€15,633€19,215▲ 22.9%€22,193▲ 15.5%-€4,500€6,768-€2,314
Net result€12,882-€1,913▼ 85.1%€15,436within the sector's middle half▲ 707%€19,003within the sector's middle half▲ 23.1%€21,985within the sector's middle half▲ 15.7%-€4,690within the sector's middle half€6,542within the sector's middle half-€2,643within the sector's middle half
Equity€177,384-€186,202▲ 5.0%€196,044within the sector's middle half▲ 5.3%€209,453within the sector's middle half▲ 6.8%€227,027within the sector's middle half▲ 8.4%€222,925within the sector's middle half▼ 1.8%€280,557within the sector's middle half▲ 25.9%€275,606within the sector's middle half▼ 1.8%
Total assets€344,182-€348,979▲ 1.4%€371,467below the sector's middle half▲ 6.4%€386,668below the sector's middle half▲ 4.1%€394,566below the sector's middle half▲ 2.0%€399,851below the sector's middle half▲ 1.3%€584,234below the sector's middle half▲ 46.1%€619,837below the sector's middle half▲ 6.1%
Debt€166,798-€162,777▼ 2.4%€175,423▲ 7.8%€177,215▲ 1.0%€167,539▼ 5.5%€176,926▲ 5.6%€303,677▲ 71.6%€344,231▲ 13.4%
Working capital€114,906-€102,199▼ 11.1%€129,578within the sector's middle half▲ 26.8%€146,830within the sector's middle half▲ 13.3%€186,498within the sector's middle half▲ 27.0%€166,875within the sector's middle half▼ 10.5%€187,540within the sector's middle half▲ 12.4%€255,594within the sector's middle half▲ 36.3%
Solvency51.5%-53.4%▲ 1.8pp52.8%within the sector's middle half▼ 0.6pp54.2%within the sector's middle half▲ 1.4pp57.5%within the sector's middle half▲ 3.4pp55.8%within the sector's middle half▼ 1.8pp48.0%within the sector's middle half▼ 7.7pp44.5%within the sector's middle half▼ 3.6pp
Current ratio1.79-1.71▼ 0.091.82within the sector's middle half▲ 0.111.94within the sector's middle half▲ 0.132.40above the sector's middle half▲ 0.461.96within the sector's middle half▼ 0.441.91within the sector's middle half▼ 0.052.46within the sector's middle half▲ 0.54
Return on assets (ROA)3.7%-0.5%▼ 3.2pp4.2%within the sector's middle half▲ 3.6pp4.9%within the sector's middle half▲ 0.8pp5.6%above the sector's middle half▲ 0.7pp-1.2%within the sector's middle half▼ 6.7pp1.1%within the sector's middle half▲ 2.3pp-0.4%within the sector's middle half▼ 1.5pp
Staff (FTE)11-11=11below the sector's middle half=11.3below the sector's middle half▲ 2.7%10.8below the sector's middle half▼ 4.4%11.3below the sector's middle half▲ 4.6%11.2below the sector's middle half▼ 0.9%11.3below the sector's middle half▲ 0.9%
above within below the middle half of NACE 87, Residential care activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €619,837
Fixed assets €188,690 ▼ 1.4%
Current assets €431,147 ▲ 9.7%
Equity and liabilities €619,837
Equity €275,606 ▼ 1.8%
Debt €344,231 ▲ 13.4%
Debt's share of the balance-sheet total rises from 52.0% to 55.5%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€16,034▼
2024 · €25,433
Cash flow
€15,705▼
2024 · €25,207
Debt to equity
1.25▲
2024 · 1.08
ROE
-1.0%▼
2024 · 2.3%
Interest coverage
48.74▼
2024 · over 100
Debt ≤ 1 year
€175,553▼
2024 · €205,406
Staff costs
€864,510▲
2024 · €816,008
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,617 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94.2% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.2% stopped otherwise
94.2% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of < 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,617 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€584,234€619,837▲
Fixed assets21/28€191,288€188,690▼
Tangible fixed assets22/27€191,288€188,690▼
Plant, machinery and equipment23€189,308€185,055▼
Furniture and vehicles24€1,980€3,635▲
Current assets29/58€392,946€431,147▲
Amounts receivable within one year40/41€75,801€70,640▼
Trade receivables40€158€2,100▲
Other amounts receivable41€75,643€68,540▼
Cash at bank and in hand54/58€306,979€353,410▲
Deferred charges and accrued income490/1€10,166€7,097▼
Equity and liabilities
Total equity and liabilities10/49€584,234€619,837▲
Equity10/15€280,557€275,606▼
Contributions10/11€221,227€221,228=
Capital10€221,227€221,228=
Profit (loss) carried forward14-€24,312-€26,955▼
Investment grants15€83,642€81,333▼
Amounts payable17/49€303,677€344,231▲
Amounts payable within one year42/48€205,406€175,553▼
Financial debts43-€564
Credit institutions430/8-€564
Trade debts44€43,358€10,309▼
Suppliers440/4€43,358€10,309▼
Taxes, remuneration and social security45€133,035€137,400▲
Taxes450/3€22,937€18,215▼
Remuneration and social security454/9€110,098€119,185▲
Accrued charges and deferred income492/3€98,271€168,678▲
Income statement Code20242025
Non-recurring operating income76A€46-
Remuneration, social security and pensions62€816,008€864,510▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18,665€18,348▼
Other operating charges640/8€1,162€27,630▲
Non-recurring operating charges66A€86€17▼
Gross operating margin9900€842,689€908,191▲
Operating profit (loss)9901€6,768-€2,314▼
Financial charges65/66B€226€329▲
Recurring financial charges65€226€329▲
Profit (loss) for the period before taxes9903€6,542-€2,643▼
Profit (loss) for the period9904€6,542-€2,643▼
Profit (loss) for the period to be appropriated9905€6,542-€2,643▼
Appropriation of the result
Profit (loss) to be appropriated9906-€24,312-€26,955▼
Profit (loss) brought forward from the previous period14P-€30,854-€24,312▲
Social balance sheet
Average headcount (FTE)908711.211.3▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20182019202020212022202320242025Change
Membership fees, donations, legacies and grants73---€866,541-----
Non-recurring operating income76A----€1€2€46--
Goods, raw materials, services and sundry goods60/61---€135,550-----
Remuneration, social security and pensions62---€703,046€742,256€832,897€816,008€864,510▲ 5.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,568€19,534€18,191€20,599€18,461€19,134€18,665€18,348▼ 1.7%
Other operating charges640/8---€1,088€1,290€2,184€1,162€27,630▲ 24×
Non-recurring operating charges66A---€1€7€9,942€86€17▼ 80.2%
Gross operating margin9900€660,340€695,070€723,606€743,949€784,207€859,657€842,689€908,191▲ 7.8%
Operating profit (loss)9901€5,883-€11,148€15,633€19,215€22,193-€4,500€6,768-€2,314-
Recurring financial income75€7,184€5,594-------
Financial charges65/66B---€212€208€190€226€329▲ 45.6%
Recurring financial charges65€185€183€197€212€208€190€226€329▲ 45.6%
Profit (loss) for the period before taxes9903€12,882-€5,737€15,436€19,003€21,985-€4,690€6,542-€2,643-
Profit (loss) for the period9904€12,882€1,913€15,436€19,003€21,985-€4,690€6,542-€2,643-
Profit (loss) for the period to be appropriated9905€12,882€1,913€15,436€19,003€21,985-€4,690€6,542-€2,643-
Line20182019202020212022202320242025Change
Assets
Total assets20/58€344,182€348,979€371,467€386,668€394,566€399,851€584,234€619,837▲ 6.1%
Fixed assets21/28€84,536€101,905€82,917€83,677€75,319€59,212€191,288€188,690▼ 1.4%
Tangible fixed assets22/27€83,664€101,108€82,917€83,677€75,319€59,212€191,288€188,690▼ 1.4%
Plant, machinery and equipment23---€70,355€68,114€55,892€189,308€185,055▼ 2.2%
Furniture and vehicles24---€13,322€7,205€3,320€1,980€3,635▲ 83.6%
Financial fixed assets28€872€797-------
Current assets29/58€259,646€247,074€288,550€302,991€319,247€340,639€392,946€431,147▲ 9.7%
Amounts receivable within one year40/41€46,740€37,542€38,005€54,724€69,409€48,708€75,801€70,640▼ 6.8%
Trade receivables40------€158€2,100▲ 13×
Other amounts receivable41---€54,724€69,409€48,708€75,643€68,540▼ 9.4%
Cash at bank and in hand54/58€208,078€203,322€243,973€237,105€244,456€285,594€306,979€353,410▲ 15.1%
Deferred charges and accrued income490/1---€11,162€5,382€6,337€10,166€7,097▼ 30.2%
Equity and liabilities
Total equity and liabilities10/49€344,182€348,979€371,467€386,668€394,566€399,851€584,234€619,837▲ 6.1%
Equity10/15€177,384€186,202€196,044€209,453€227,027€222,925€280,557€275,606▼ 1.8%
Contributions10/11----€221,228€221,228€221,227€221,228=
Capital10----€221,228€221,228€221,227€221,228=
Profit (loss) carried forward14-€84,501-€82,588-€67,152-€48,149-€26,164-€30,854-€24,312-€26,955▼ 10.9%
Investment grants15---€36,374€31,963€32,551€83,642€81,333▼ 2.8%
Amounts payable17/49€166,798€162,777€175,423€177,215€167,539€176,926€303,677€344,231▲ 13.4%
Amounts payable after more than one year17€15,000€12,500€10,000€7,500€5,000€2,500---
Financial debts170/4---€7,500€5,000€2,500---
Amounts payable within one year42/48€144,740€144,875€158,972€156,161€132,749€173,764€205,406€175,553▼ 14.5%
Current portion of amounts payable after more than one year42---€2,500€5,000€5,000---
Financial debts43-------€564-
Credit institutions430/8-------€564-
Trade debts44€4,277€2,832€2,249€10,034€4,170€6,341€43,358€10,309▼ 76.2%
Suppliers440/4---€10,034€4,170€6,341€43,358€10,309▼ 76.2%
Taxes, remuneration and social security45---€107,267€115,226€134,375€133,035€137,400▲ 3.3%
Taxes450/3---€17,452€21,833€21,997€22,937€18,215▼ 20.6%
Remuneration and social security454/9---€89,815€93,393€112,378€110,098€119,185▲ 8.3%
Accrued charges and deferred income492/3---€13,554€29,790€662€98,271€168,678▲ 71.6%
Line20182019202020212022202320242025Change
Profit (loss) for the period9904€12,882€1,913€15,436€19,003€21,985-€4,690€6,542-€2,643-
+ Depreciation and write-downs630€21,568€19,534€18,191€20,599€18,461€19,134€18,665€18,348▼ 1.7%
Operating cash flow (approximation)€34,450€21,447€33,627€39,602€40,446€14,444€25,207€15,705▼ 37.7%
Investment in fixed assets (approximation)--€36,903€797-€21,359-€10,103-€3,027-€150,741-€15,750▲ 89.6%
Change in cash--€4,756€40,651-€6,868€7,351€41,138€21,385€46,431▲ 117%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 19 filings with the National Bank
Financial year Type Filed Reference
31-12-2025 full format 29-06-2026 2026-00229342
31-12-2024 full format 20-06-2025 2025-00164602
31-12-2023 full format 26-06-2024 2024-00164376
31-12-2022 full format 29-06-2023 2023-00211499
31-12-2021 full format 06-07-2022 2022-20161002
31-12-2020 full format 16-07-2021 2021-36700338
31-12-2019 full format 23-06-2020 2020-19800238
31-12-2018 full format 26-06-2019 2019-23400510
31-12-2017 full format 30-07-2018 2018-39900132
31-12-2016 full format 10-07-2017 2017-29500105

Show all 19 filings

Subsidies and aid

Wallonia-Brussels Federation

2021 to 2025 · 45 entries · €2.6m in total

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.