CHANTE-MUR · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

A bankruptcy procedure is open for CHANTE-MUR according to publications in the Belgian State Gazette. The 2021 annual accounts show negative equity (€-1k) and a net result of €44k.

Based on the State Gazette, CBE and 4 annual accounts.

Bankruptcy probability (12 mo)

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Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Insolvency timeline

1 events

12-03-2026

Bankruptcy Opening

Date: 05-03-2026 · Tribunal de l’entreprise de Liège, division Namur · CHANTE-MUR SRL BOULEVARD DE LA MEUSE 8/14, 5100 JAMBES (NAMUR) · Publications in State Gazette ↗

Full timeline and publications

Signals

Insufficient current data: the most recent filed accounts (financial year 2021) are too old to derive current signals.

Filing behaviour

From the deposit records, complete market-wide

Filing behaviour not assessed

The register records an open bankruptcy. From that point the trustee files and the ordinary seven-month rhythm no longer governs. The register carries no start date, so we cannot tell which filings fall before it: we show the facts and do not assess the behaviour.

Filed after the deadline

The financial year that closed on 31-12-2021 was due by 31-07-2022 and was filed on 29-08-2022, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2021, that is 31-07-2022.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	nothing on record	not filed	-
31-12-2024	31-07-2025	nothing on record	not filed	-
31-12-2023	31-07-2024	nothing on record	not filed	-
31-12-2022	31-07-2023	nothing on record	not filed	-
31-12-2021	31-07-2022	29-08-2022	29 d late	2022-20358028
31-12-2020	31-07-2021	31-08-2021	31 d late	2021-62600410
31-12-2019	31-07-2020	28-08-2020	28 d late	2020-50100425
31-12-2018	31-07-2019	27-08-2019	27 d late	2019-52500550
31-12-2017	31-07-2018	23-08-2018	23 d late	2018-49300034
31-12-2016	31-07-2017	21-08-2017	21 d late	2017-45300460
31-12-2015	31-07-2016	25-08-2016	25 d late	2016-48500040
31-12-2014	31-07-2015	31-08-2015	31 d late	2015-55500458

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€44k

Working capital€-1k+97.5%

Directors1

CSV export

Annual accounts & ratios

Source: NBB · 2021

Annual accounts filed on 29-08-2022 with the NBB · fiscal year 2021 · micro

Operating resultNet result

Net profit

€44k

- 18-21

Total assets

€69k

+51409.8% 18-21

Equity

€-1k

+97.5% 18-21

Working capital

€-1k

+97.5% 18-21

Employees (FTE)

4

- 18-21

Debt

€70k

+53.4% 18-21

Debt ≤ 1y

€70k

+53.4% 18-21

Current ratio

0.98

+33473.6% 18-21

Quick ratio

0.98

+33473.6% 18-21

Solvency

-1.7%

+100.0% 18-21

Debt / equity

-61.50

- 18-21

ROE

-3896.6%

- 18-21

ROA

64.4%

- 18-21

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2021
Deposit	micro
Revenue	-
EBITDA	-
Net profit	€44k
Cash flow	-
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€69k
Equity	€-1k
Debt	€70k
of which ≤ 1y	€70k
of which > 1y	-
Working capital	€-1k
Employees (FTE)	-

Ratios (computed)

	2021
Current ratio	0.98
Quick ratio	0.98
Working capital ratio	-1.7%
Solvency	-1.7%
Debt / equity	-61.50
Long-term debt ratio	-
Interest coverage	-
Gross margin	-
Net margin	-
ROA	64.4%
ROE	-3896.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2021
Balance sheet, Assets
TOTAL ASSETS	20/58	€69k
Tangible fixed assets	22/27	€0
Current assets	29/58	€69k
Amounts receivable within one year	40/41	€67k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€69k
Equity	10/15	€-1k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-20k
Amounts payable	17/49	€70k
Amounts payable within one year	42/48	€70k
Trade debts payable within one year	44	€70k
Income statement
Gross operating margin	9900	€44k
Operating result	9901	€44k
Financial charges	65	€86
Result before taxes	9903	€44k
Net result for the period	9904	€44k
Result to be appropriated	9905	€44k

You're seeing the latest fiscal year only. Unlock 3 prior years (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2021 · computed

0 / 100 Critical

050100

Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

Unlock the full score breakdown, per-year score history and the indicative credit limit from Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2021 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Directors

Directors & mandates

Not yet read from the acts

6 acts for this company are in the Belgian State Gazette, of which we have read 0. This is therefore not a statement about the company: we have not extracted its directors from those acts yet.

Insolvency mandates

1 mandate

Role	Name	Tenure	Source
Curator	DAMIEN PHILIPPOT CHAUSSEE DE DINANT 776, 5100 04 WEPION- . 14415 BELGISCH STAATSBLAD — 12.03.2026 — MONITEUR BELGE ↔ Also on 14 other cases	05-03-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	-
Legal form	Private limited company (pre-2019)(015)
Incorporation	27-01-2010
Status	Active
Postal code	5100
First BS signal	12-03-2026
Latest BS signal	12-03-2026

Structure & network

Ownership & control

No ownership or control structure found in the sources.

For this we read shareholding and parent/subsidiary relations from the acts in the Belgian State Gazette, plus the board seats that legal entities hold in one another. Nothing of the sort is published for this company, which is common: most Belgian companies do not publish a shareholding structure.

1 court or liquidation mandate is on record for this company. Such a mandate is a fact about the company itself, not about a tie to another one: two bankruptcies handled by the same receiver are two separate cases. They are listed under Directors & mandates.

Locations & real estate

Registered office

from the Crossroads Bank

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Boulevard de la Meuse(JB) 85100 Namur

Establishment units

1 location

Place de la Gare 11, 1420 Braine-l'Alleud

Ontwikkeling van residentiële bouwprojecten

since 20102.184.849.774

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels2

Ground area871 m²

Buildings2

Building footprint301 m²

Volume (LiDAR)5,467 m³

Tallest building28.0 m · ±8 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
92322G0051/00_000	Wallonia	594 m²	1 · 223 m²	28.0 m · 8 fl.
25742H0247/00_000	Wallonia	277 m²	1 · 79 m²	-

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Publications

Lifecycle & Insolvency Signals

1 event from the State Gazette

12-03-2026

Bankruptcy Opening

Date: 05-03-2026 · Tribunal de l’entreprise de Liège, division Namur · CHANTE-MUR SRL BOULEVARD DE LA MEUSE 8/14, 5100 JAMBES (NAMUR) · Publications in State Gazette ↗

Time machine: BS events + macro context

2021-2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgian State Gazette · acts

No structured acts for this company yet

That means one of two things: the company has published no company deeds, or its deeds are still queued for reading. The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.

Analysis

Snowflake analysis

financial profile on 5 axes

24 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 44

Growth 78

Stability 0

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Credit advice

verdict per customer and amount

Company registry

Company registry (CBE)

Crossroads Bank

Names & trade names

Legal nameFR

CHANTE-MUR

Registered office

Boulevard de la Meuse(JB) 8 bus 14

5100 Namur, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.