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CHANOU

Active Private limited company (pre-2019)founded 1992active for 34 yearsVan Volxemlaan 499, 1190 ForestKBO/BCE: BE 0446.736.864

Lifetime

18 annual accounts with figures on one time axis, 32 filings since 1994
peak €165,303 (2009)
€60,447▼ 34.1%
lowest -€14,073 (2021)
-€13,631▼ €14,217
peak €133,699 (2024)
€120,068▼ 10.2%
€22,919▼ 18.6%
peak 5 FTE (2008)
-not published
Board1 name since 2021
1 directorVan Varenberg Yves
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €91,756 to €60,447Loss of €13,631Debts from €28,151 to €22,919Cash from €19,344 to €1,674

Key points

from the 2025 annual accounts

Staff

2.2 FTE from 5 in 2008

Between 2008 and 2025, 56% of the full-time equivalents disappeared.

Filings

32 annual accounts since 1994
AprilJune31 JulyOctober200020102020

Ten of the last ten came late. The 2019 accounts came latest: 53 days after the end of the period.

Position in the sector

-€13,631

Lower net result than 85% of companies in retail trade. Sector median €5,052 · 22,900 companies.

Checked score

52
Fair
Financially stronger than 45% of micro companies in retail trade (NACE 47)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025lowest value 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025 08-2025: 0.4%▲ +0.1 percentage points vs 07-2025 09-2025: 0.5%▲ +0.1 percentage points vs 08-2025 10-2025: 0.2%▼ -0.3 percentage points vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.3%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▲ +0.5 percentage points vs 05-2026 07-2026: 0.9%▲ +0.1 percentage points vs 06-2026 08-2026: 1.2%▲ +0.3 percentage points vs 07-2026 09-2026: 2.7%▲ +1.5 percentage points vs 08-2026highest value 10-2026: 2.7%● unchanged vs 09-2026highest value 11-2026: 2.7%● unchanged vs 10-2026highest value

Financial strength
Average

100=equity 84.0% of total assets
48-12short-term debt 16.0% · cash 1.2%
7-60return on assets -9.5%

Score breakdown

raises risk
1 change of registered office in 24 months
Loss of €13,631 (financial year 2025)
Sector: Retail trade (NACE 47)
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 92% of them on solvency, 47% on liquidity, 16% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 12,322 companies had the same profile as CHANOU has now. Each dot stands for 31 companies, two years later.

90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of CHANOU itself is higher: 2.7% within 12 months. It rests on far more data about CHANOU than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 12,322 companies, not a prediction for CHANOU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €6,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 6.17 (5.59 in 2024), above the usual 1.5. Short-term debt is 16% and cash 1.2% of total assets. 16% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €13,631 (financial year 2025)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Last filed accounts filed 31 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
31 days late
2024
29 days late
2023
30 days late
2022
31 days late
2021
31 days late
2020
10 days late
2019
53 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 31 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

VV
Van Varenberg Yves
Director
Board & ownership

Recent changes

Registered office moved from Ixelles to Forest New registered office: Avenue Van Volxem 499, 1190 FOREST · Previous registered office: Avenue de la Couronne 469-1050 IXELLES · General meeting of 31-03-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0446736864
First establishment VEGETAL, Van Volxemlaan 499, Forest
Incorporation published on 19-03-1992 · Gazette deed
All 42 events

Comparable companies

same main activity, similar in size and age
Company
CHANOU Forest €142,987 €60,447 84.0% -
DIFFUSION 3000 La Hulpe €131,947 €58,932 36.1% -
BLOEMENHAL STEVE Antwerp €126,611 €57,118 86.5% -
MARIFLOR Hoeilaart €149,695 €55,513 76.1% -
NOULETTE Anderlecht €160,031 €79,436 19.5% -
JOCELYNE ET CHRISTIAN Auderghem €163,810 €66,867 68.9% -
CI-WAY Anderlecht €201,410 €76,380 26.7% -

These companies have the same main activity as CHANOU: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €127,000 and €201,000, founded between 1982 and 1995.

Official details

Source: KBO
Status
Active since 25-02-1992Normal situation
Registered office
14 active companies are registered at this addressSource: KBO register, as of 9 November 2026.
Activity
Retail sale of flowers, plants, seeds and fertilisersNACE 47761and 1 other
Joint committees
119Food trade
201Independent retail · annual accounts 2025
Establishment unit
2.057.298.3381190 Forest, since 28-04-1992
Financial year end
31 December
Peppol
Reachable since 23-12-2025
Company details

Annual accounts 2025

≈ €290,000estimated
€142,987▼ 11.7%
Employeeson 31-12-2025
3=
Filing
Filed on 31-08-2026
Financials

Insights on CHANOU

CHANOU files the micro format. That format states no turnover. The gross margin fell from €119,307 in 2008 to €60,447 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CHANOU

What is the company number of CHANOU?
The company number of CHANOU is 0446.736.864. The VAT number is the same number with BE in front: BE 0446.736.864.
Where is CHANOU based?
The registered office is at Van Volxemlaan 499, 1190 Forest.Company details
What does CHANOU do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of CHANOU?
CHANOU is a private limited company (pre-2019) (BVBA).
When was CHANOU founded?
CHANOU was founded on 25-02-1992.
Is CHANOU still active?
Yes, CHANOU is an active enterprise in the KBO register.
How many employees does CHANOU have?
CHANOU had an average of 2.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CHANOU fall under?
In its 2025 annual accounts, CHANOU states joint committees 119 (Food trade) and 201 (Independent retail).
What is the turnover of CHANOU?
The turnover in financial year 2025 is ≈ €290,000. This figure is estimated from the gross margin of €60,447 and 45 comparable companies (NACE 477). It probably lies between €160,000 and €390,000.
Is CHANOU profitable?
In financial year 2025, CHANOU made a loss of €13,631.
Where can I find the annual accounts of CHANOU?
CHANOU filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHANOU due?
CHANOU must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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