Chance 2 change
Open bankruptcyA bankruptcy procedure is open for Chance 2 change according to publications in the Belgian State Gazette; curator: QUENTIN LAMBEAU. The 2024 annual accounts show negative equity (€-7k) and a net result of €-3k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-05-2024 was due by 31-12-2024 and was filed on 24-02-2025, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not filed
2024
55 d late
2023
58 d late
2022
11 d early
2021
66 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€172▼ 50.9%
2023 · €351
2022: €1k
2023: €351
2022 → 2024
EBIT margin
-1417.3%▼ 836.2pp
2023 · -581.1%
2022: -113.9%
2023: -581.1%
2022 → 2024
Net result
€-3k▼ 19.1%
2023 · €-2k
2021: €-3k
2022: €-2k
2023: €-2k
2021 → 2024
Working capital
€-8k▼ 40.0%
2023 · €-6k
2021: €-980
2022: €-4k
2023: €-6k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Turnover€1k€351▼ 72.2%€172▼ 50.9%
Equity€-980-€-2k▼ 153%€-5k▼ 85.0%€-7k▼ 54.7%
Operating result€-3k-€-1k▲ 51.8%€-2k▼ 42.0%€-2k▼ 19.8%
Net result€-3k-€-2k▲ 49.6%€-2k▼ 40.4%€-3k▼ 19.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €2k in 2023; the loss grows.
Key figures and ratios
EBITDA
€-2k▼
2023 · €-2k
Cash flow
€-2k▼
2023 · €-2k
Interest coverage
-29.65▼
2023 · -24.05
Debt
€9k▲
2023 · €7k
Debt ≤ 1 year
€9k▲
2023 · €7k
Ratios withheld: a balance sheet total of €2k is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2k€2k▼
Formation expenses20€920€613▼
Current assets29/58€1k€1k▲
Amounts receivable within one year40/41€903€1k▲
Trade receivables40€743€890▲
Other amounts receivable41€160€401▲
Cash at bank and in hand54/58€312€5▼
Equity and liabilities
Total equity and liabilities10/49€2k€2k▼
Equity10/15€-5k€-7k▼
Contributions10/11€2k€2k=
Capital10€2k€2k=
Issued capital100€2k€2k=
Profit (loss) carried forward14€-7k€-9k▼
Amounts payable17/49€7k€9k▲
Amounts payable within one year42/48€7k€9k▲
Trade debts44€350€829▲
Suppliers440/4€350€829▲
Other amounts payable47/48€6k€8k▲
Income statement
Code20232024
Turnover70€351€172▼
Goods, raw materials, services and sundry goods60/61€2k€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€307€307=
Other operating charges640/8€348€384▲
Gross operating margin9900€-1k€-2k▼
Operating profit (loss)9901€-2k€-2k▼
Financial charges65/66B€72€72=
Recurring financial charges65€72€72=
Profit (loss) for the period before taxes9903€-2k€-3k▼
Profit (loss) for the period9904€-2k€-3k▼
Profit (loss) for the period to be appropriated9905€-2k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-7k€-9k▼
Profit (loss) brought forward from the previous period14P€-4k€-7k▼
Timeline · acts, filings and financial milestones
2026
21-08
Bankruptcy
Opening
Tribunal de l’entreprise francophone de Bruxelles · SRL CHANCE 2 CHANGE RUE DE LA COLONNE 1A, 1080 MOLENBEEK-SAINT-JEAN · event 12-08-2026
2025
24-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 55 days late
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2022
20-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
SignalNBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kolomstraat 1A1080 Sint-Jans-MolenbeekGround area
2,695 m²
Building footprint
531 m²
Volume, LiDAR
3,423 m³
2 parcels, Brussels, Wallonia · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chance 2 Change
since 20202.303.942.614
2 parcels
Wallonia
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0623/00L000 | Brussels | 2,442 m² | 1 · 406 m² | 19.8 m · 2 fl. |
| 55026B0418/00K000 | Wallonia | 253 m² | 1 · 125 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | QUENTIN LAMBEAU AVENUE DE FRE 229,
1180 UCCLE |
12-08-2026 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.303.942.614
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,015 companies in sector 85592 we hold annual accounts for 987.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-06-2020
Fiscal year end31-05
Activities, NACEBEL
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@chance2change.be
Phone:+32468525722
Phone:0468525722