CHANCE
ActiveFrom the official registers: KBO 8 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
The computed 12-month bankruptcy probability of CHANCE is 2.2% (moderate). The annual accounts of CHANCE for financial year 2025 show a net loss of 73% of the equity at the start of that year. The 2025 annual accounts show equity of €16,649 and a net result of -€44,888. Equity has been shrinking by about 5.2% per year since 2019. Its solvency ranks better than 18% of 5,036 sector peers (NACE 47, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Official details
KBO- Status
- Active since 29-08-2016 Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
- Establishment unit
- 2.256.957.792 1160 Oudergem, since 05-09-2016
- Financial year end
- 30 June
- Peppol
- Reachable since 27-10-2025
Board and ownership
- Vanbel Christophe Jacques JeanDirector
- Vanbel PatrickDirector
- Vanbeylen DanielDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 2.2%
- Gross margin
- €130,324
- ▼ 35.7%
- Turnover
- ≈ €1.1m
- estimated
- Loss
- €44,888
- ▲ 286%
- Equity
- €16,649
- ▼ 72.9%
- Total assets
- €229,538
- ▼ 3.4%
- Staff
- 3.7 FTE
- ▼ 50.0%
Score breakdownraises riskLoss of €44,888, the second in a row (financial year 2025)Equity €16,649 (7.3% of total assets)Sector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 0.92, cash €58,851Show the evidence
Checked score
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 29% on liquidity, 6% on profitability and 8% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 34 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
Comparable companies
These companies have the same main activity as CHANCE: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €177,000 and €355,000, founded between 2014 and 2019.
| Company | Total assets | Gross margin |
|---|---|---|
| CHANCE Liedekerke | €229,538 | €130,324 |
| KIKOTEC Tienen | €296,470 | €135,050 |
| GLACARWAT Waterloo | €217,099 | €165,602 |
| DBGB Gent | €281,507 | €96,964 |
| RS Station 47 Antwerpen | €176,699 | €69,761 |
| VLIMAR Aalter | €186,180 | €257,449 |
| NATURE ET SPORT Quévy | €355,484 | €106,247 |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 03-02-2026
- Annual accounts 2024filed on 31-01-2025
- Annual accounts 2023filed on 01-02-2024
- Annual accounts 2022filed on 01-02-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about CHANCE
- What is the company number of CHANCE?
- The company number of CHANCE is 0661.775.966. The VAT number is the same number with BE in front: BE 0661.775.966.
- Where is CHANCE based?
- The registered office is at Pioenenlaan 6, 1770 Liedekerke.Company details
- What does CHANCE do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of CHANCE?
- The legal form of CHANCE is Private limited company (BV).
- When was CHANCE founded?
- CHANCE was founded on 29-08-2016.
- Is CHANCE still active?
- Yes, CHANCE is an active enterprise in the KBO register.
- How many employees does CHANCE have?
- CHANCE had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of CHANCE?
- The turnover in financial year 2025 is ≈ €1.1m. This figure is estimated from the gross margin of €130,324 and 32 comparable companies (NACE 47110). It probably lies between €850,000 and €1.5m.
- Is CHANCE profitable?
- In financial year 2025, CHANCE made a loss of €44,888.
- Where can I find the annual accounts of CHANCE?
- CHANCE filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
- When are the next annual accounts of CHANCE due?
- CHANCE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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