CHAMROVA
ActiveSummary
CHAMROVA has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €128,128. Equity has been growing by about 8.2% per year since 2018. Its solvency ranks better than 89% of 2,073 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 16-10-2001 Normal situation
- Activity
- Growing of vegetables, melons, roots and tubers NACE 01130
- Joint committee
- 145 Paritair Comité voor het tuinbouwbedrijf · annual accounts 2025
- Establishment unit
- 2.095.286.112 8770 Ingelmunster, since 23-10-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 17-03-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- < 0.1%
Annual accounts 2025
- Gross margin
- €519,054
- ▼ 17.0%
- Turnover
- ≈ €1.3m
- estimated
- Profit
- €128,128
- ▼ 43.3%
- Equity
- €1.0m
- ▲ 9.1%
- Total assets
- €1.2m
- ▼ 13.1%
- Employees on 31-12-2025
- 7
- ▼ 22.2%
- 2025 accounts filed 31 days after the deadline
Score breakdownraises riskLast filed accounts filed 31 days late; 1 of the last 3 accounts latelowers riskLiquidity: current ratio 4.04, cash €268,935Equity €1.0m (84.2% of total assets)Profit of €128,128 (financial year 2025)Show the evidence
Checked score
Score 2025
97
/ 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 77% of micro companies in crop and animal production (NACE 01)
Financial strength · tick: 2024
Strong
Solvency
100+8
equity 84.2% of total assets
Liquidity
74+4
short-term debt 15.7% · cash 21.9%
Profitability
82-7
return on assets 10.4%
Bankruptcy probability within 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025highest value
08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: 0.1%▲ +0.1 percentage points vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: < 0.1%▼ -0.1 percentage points vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Credit of up to €100,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.04 (2.01 in 2024), above the usual 1.5. Short-term debt is 15.7% and cash 21.9% of total assets. 15.8% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 92% of them on solvency, 81% on liquidity, 78% on profitability and 58% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
13 days early
2023
30 days late
2022
88 days late
2021
60 days late
2020
122 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 50 days after the deadline. In the sector (NACE 01), the median for financial year 2024 was 3 days before the deadline, and 37% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 accounts filed within 44 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, abbreviated format
2025 annual accounts filed 31 days after the deadline Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00464542.
Annual accounts 2025 filed on 31-08-2026 at the NBB all 24 filings
Turnover
≈ €1.3m
Estimated: probably between €950,000 and €1.6m
Total assets
€1.2m▼ 13.1%
2024 · €1.4m
Net result
€128,128▼ 43.3%
2024 · €225,845
Working capital
€587,263▲ 24.7%
2024 · €471,031
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€167,362
▼ 47.3%
2025
20182025
Net result
€128,128
▼ 43.3%
2025
middle half of the sector
20182025
Equity
€1.0m
▲ 9.1%
2025
middle half of the sector
20182025
Total assets
€1.2m
▼ 13.1%
2025
middle half of the sector
20182025
Debt
€193,900
▼ 58.3%
2025
20182025
Working capital
€587,263
▲ 24.7%
2025
middle half of the sector
20182025
Solvency
84.2%
▲ 17.1pp
2025
highest quarter of the sector
20182025
Current ratio
4.04
▲ 2.03
2025
highest quarter of the sector
20182025
Return on assets (ROA)
10.4%
▼ 5.6pp
2025
highest quarter of the sector
20182025
Staff (FTE)
7.7
=
2025
highest quarter of the sector
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.2m-€0.06m▼ 62.2%€0.1m▲ 67.5%€0.2m▲ 93.4%€0.3m▲ 35.7%€0.2m▼ 28.2%€0.3m▲ 76.5%€0.2m▼ 47.3%
Net result€0.1m-€0.04m▼ 63.8%€0.07mwithin the sector's middle half▲ 66.6%€0.1mwithin the sector's middle half▲ 79.8%€0.2mabove the sector's middle half▲ 39.9%€0.1mwithin the sector's middle half▼ 26.3%€0.2mwithin the sector's middle half▲ 74.0%€0.1mwithin the sector's middle half▼ 43.3%
Equity€0.6m-€0.6m▲ 2.8%€0.7mwithin the sector's middle half▲ 11.3%€0.8mwithin the sector's middle half▲ 18.3%€0.8mwithin the sector's middle half▼ 0.1%€0.7mwithin the sector's middle half▼ 11.3%€0.9mwithin the sector's middle half▲ 31.3%€1.0mwithin the sector's middle half▲ 9.1%
Total assets€0.9m-€0.8m▼ 9.9%€0.9mwithin the sector's middle half▲ 12.0%€1.0mwithin the sector's middle half▲ 12.4%€1.3mwithin the sector's middle half▲ 23.1%€1.2mwithin the sector's middle half▼ 6.4%€1.4mwithin the sector's middle half▲ 18.0%€1.2mwithin the sector's middle half▼ 13.1%
Debt€0.3m-€0.2m▼ 34.3%€0.2m▲ 14.1%€0.2m▼ 4.7%€0.5m▲ 108%€0.5m▲ 2.1%€0.5m▼ 2.1%€0.2m▼ 58.3%
Working capital€0.4m-€0.4m▲ 13.0%€0.5mabove the sector's middle half▲ 19.4%€0.6mabove the sector's middle half▲ 22.0%€0.5mwithin the sector's middle half▼ 21.2%€0.2mwithin the sector's middle half▼ 47.8%€0.5mwithin the sector's middle half▲ 90.1%€0.6mwithin the sector's middle half▲ 24.7%
Solvency65.7%-75.0%▲ 9.3pp74.6%above the sector's middle half▼ 0.5pp78.4%above the sector's middle half▲ 3.9pp63.6%above the sector's middle half▼ 14.8pp60.3%within the sector's middle half▼ 3.3pp67.1%above the sector's middle half▲ 6.8pp84.2%above the sector's middle half▲ 17.1pp
Current ratio2.35-3.35▲ 0.993.26above the sector's middle half▼ 0.083.70above the sector's middle half▲ 0.442.02within the sector's middle half▼ 1.681.52within the sector's middle half▼ 0.502.01within the sector's middle half▲ 0.494.04above the sector's middle half▲ 2.03
Return on assets (ROA)12.7%-5.1%▼ 7.6pp7.6%above the sector's middle half▲ 2.5pp12.1%above the sector's middle half▲ 4.5pp13.8%above the sector's middle half▲ 1.7pp10.8%within the sector's middle half▼ 2.9pp16.0%above the sector's middle half▲ 5.1pp10.4%above the sector's middle half▼ 5.6pp
Staff (FTE)6.6-7.7▲ 16.7%7.5within the sector's middle half▼ 2.6%6.1within the sector's middle half▼ 18.7%7within the sector's middle half▲ 14.8%6.6within the sector's middle half▼ 5.7%7.7within the sector's middle half▲ 16.7%7.7above the sector's middle half=
above
within
below
The sector band is the middle half of the companies in Crop and animal production, hunting and related service activities (NACE 01). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 47% lower than in 2024 and the lowest since 2021.
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.2m
Fixed assets
€447,113 ▼ 6.1%
Current assets
€780,165 ▼ 16.7%
Equity and liabilities €1.2m
Equity
€1.0m ▲ 9.1%
Debt
€193,900 ▼ 58.3%
Debt's share of the balance-sheet total falls from 32.9% to 15.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€226,818▼
2024 · €384,474
Cash flow
€187,585▼
2024 · €292,733
Quick ratio
3.81▲
2024 · 1.89
Debt to equity
0.19▼
2024 · 0.49
ROE
12.4%▼
2024 · 23.8%
Interest coverage
over 100
2024 · over 100
Debt ≤ 1 year
€192,902▼
2024 · €465,149
Income taxes
€50,604▼
2024 · €100,256
Staff costs
€245,831▲
2024 · €233,126
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Staff
| Item | 31-12-2021 | 31-12-2022 | 31-12-2023 | 31-12-2024 | 31-12-2025 |
|---|---|---|---|---|---|
| Employees at the balance-sheet date | 7 | 8 | 7 | 9 | 7 |
| full-time | 3 | 3 | 4 | 7 | 4 |
| part-time | 4 | 5 | 3 | 2 | 3 |
| in full-time equivalents | 6.1 | 6.8 | 6.3 | 8.4 | 6.3 |
| Average over the year, in full-time equivalents | 6.1 | 7 | 6.6 | 7.7 | 7.7 |
| On a permanent contract | 7 | 8 | 7 | 8 | 7 |
| Joined | 248 | - | 119 | 98 | 133 |
| Left | 246 | - | 120 | 96 | 135 |
| Training hours | - | - | - | 0 | - |
Source: social balance sheet in the 2021 to 2025 annual accounts
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | €53,580 | €156,312 | €196,215 | €69,599 | €30,339 |
| Financial fixed assets | - | €135 | - | - | - |
| Depreciation and write-downs of the year | €52,060 | €31,150 | €53,839 | €66,888 | €59,457 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Subsidies and aid
Flemish government
2024 to 2025 · 2 entries · €810 awarded · €810 paid| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 1 | €410 | €410 |
| 2024 | 1 | €400 | €400 |
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €750 | €500 | €0 | - | - |
| Remuneration, social security and pensions62 | - | - | - | €204,553 | €188,576 | €188,189 | €233,126 | €245,831 | ▲ 5.4% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €95,656 | €69,937 | €58,069 | €52,060 | €31,150 | €53,839 | €66,888 | €59,457 | ▼ 11.1% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | - | - | - | €38,726 | - |
| Other operating charges640/8 | - | - | - | €6,551 | €7,402 | €6,558 | €8,132 | €7,679 | ▼ 5.6% |
| Non-recurring operating charges66A | - | - | - | - | - | €7,149 | €0 | - | - |
| Gross operating margin9900 | €440,765 | €329,950 | €403,304 | €447,938 | €477,904 | €435,698 | €625,732 | €519,054 | ▼ 17.0% |
| Operating profit (loss)9901 | €150,990 | €57,029 | €95,541 | €184,773 | €250,776 | €179,963 | €317,586 | €167,362 | ▼ 47.3% |
| Financial income75/76B | - | - | - | €194 | €302 | €4,232 | €9,799 | €12,295 | ▲ 25.5% |
| Recurring financial income75 | €268 | €3,179 | €2,273 | €194 | €302 | €4,232 | €9,799 | €12,295 | ▲ 25.5% |
| Financial charges65/66B | - | - | - | €5,434 | €238 | €191 | €1,284 | €925 | ▼ 28.0% |
| Recurring financial charges65 | €795 | €583 | €1,620 | €3,095 | €238 | €191 | €1,284 | €925 | ▼ 28.0% |
| Non-recurring financial charges66B | - | - | - | €2,339 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €150,464 | €59,625 | €96,194 | €179,534 | €250,840 | €184,004 | €326,101 | €178,732 | ▼ 45.2% |
| Income taxes67/77 | €34,308 | €17,612 | €26,191 | €53,648 | €74,721 | €54,196 | €100,256 | €50,604 | ▼ 49.5% |
| Profit (loss) for the period9904 | €116,156 | €42,013 | €70,003 | €125,885 | €176,119 | €129,808 | €225,845 | €128,128 | ▼ 43.3% |
| Profit (loss) for the period to be appropriated9905 | €116,156 | €42,013 | €70,003 | €125,885 | €176,119 | €129,808 | €225,845 | €128,128 | ▼ 43.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €0.9m | €0.8m | €0.9m | €1.0m | €1.3m | €1.2m | €1.4m | €1.2m | ▼ 13.1% |
| Fixed assets21/28 | €0.3m | €0.2m | €0.2m | €0.2m | €0.3m | €0.5m | €0.5m | €0.4m | ▼ 6.1% |
| Tangible fixed assets22/27 | €0.3m | €0.2m | €0.2m | €0.2m | €0.3m | €0.5m | €0.5m | €0.4m | ▼ 6.1% |
| Land and buildings22 | - | - | - | €0.2m | €0.3m | €0.4m | €0.4m | €0.4m | ▼ 4.3% |
| Plant, machinery and equipment23 | - | - | - | €0.02m | €0.02m | €0.03m | €0.08m | €0.08m | ▼ 7.6% |
| Furniture and vehicles24 | - | - | - | - | - | €0.03m | €0.02m | €0.02m | ▼ 29.4% |
| Financial fixed assets28 | €385 | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Current assets29/58 | €0.6m | €0.6m | €0.7m | €0.8m | €0.9m | €0.7m | €0.9m | €0.8m | ▼ 16.7% |
| Stocks and contracts in progress3 | €0.04m | €0.04m | €0.04m | €0.06m | €0.05m | €0.06m | €0.05m | €0.05m | ▼ 17.8% |
| Stocks30/36 | - | - | - | €0.06m | €0.05m | €0.06m | €0.05m | €0.05m | ▼ 17.8% |
| Amounts receivable within one year40/41 | €0.1m | €0.1m | €0.1m | €0.05m | €0.3m | €0.2m | €0.1m | €0.1m | ▼ 19.0% |
| Trade receivables40 | - | - | - | €0.02m | €0.3m | €0.2m | €0.1m | €0.09m | ▼ 34.9% |
| Other amounts receivable41 | - | - | - | €0.03m | €0.002m | €0.002m | €290 | €0.02m | ▲ 76× |
| Current investments50/53 | €0.3m | €0.3m | €0.4m | €0.3m | €0.3m | €0.3m | €0.4m | €0.4m | ▼ 0.4% |
| Cash at bank and in hand54/58 | €0.2m | €0.2m | €0.2m | €0.4m | €0.3m | €0.1m | €0.4m | €0.3m | ▼ 30.1% |
| Deferred charges and accrued income490/1 | - | - | - | €0.008m | €0.007m | €0.007m | €0.003m | €310 | ▼ 90.6% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €0.9m | €0.8m | €0.9m | €1.0m | €1.3m | €1.2m | €1.4m | €1.2m | ▼ 13.1% |
| Equity10/15 | €0.6m | €0.6m | €0.7m | €0.8m | €0.8m | €0.7m | €0.9m | €1.0m | ▲ 9.1% |
| Contributions10/11 | €0.02m | €0.02m | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Reserves13 | €0.6m | €0.6m | €0.7m | €0.8m | €0.8m | €0.7m | €0.9m | €1.0m | ▲ 9.3% |
| Non-distributable reserves130/1 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Reserves not available under the articles1311 | - | - | - | €0.002m | €0.002m | €0.002m | €0.002m | €0.002m | = |
| Tax-exempt reserves132 | - | - | - | €0.001m | €0.001m | €0.001m | €0.001m | €0.001m | = |
| Distributable reserves133 | - | - | - | €0.8m | €0.8m | €0.7m | €0.9m | €1.0m | ▲ 9.3% |
| Profit (loss) carried forward14 | - | - | - | - | - | €0 | €0 | €0 | - |
| Amounts payable17/49 | €0.3m | €0.2m | €0.2m | €0.2m | €0.5m | €0.5m | €0.5m | €0.2m | ▼ 58.3% |
| Amounts payable after more than one year17 | €0.04m | €0.03m | €0.02m | €0.001m | - | - | - | - | - |
| Financial debts170/4 | - | - | - | €0.001m | - | - | - | - | - |
| Amounts payable within one year42/48 | €0.3m | €0.2m | €0.2m | €0.2m | €0.5m | €0.5m | €0.5m | €0.2m | ▼ 58.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.02m | €0.005m | €0 | - | - | - |
| Trade debts44 | €0.2m | €0.1m | €0.1m | €0.08m | €0.2m | €0.1m | €0.1m | €0.08m | ▼ 46.4% |
| Suppliers440/4 | - | - | - | €0.08m | €0.2m | €0.1m | €0.1m | €0.08m | ▼ 46.4% |
| Taxes, remuneration and social security45 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | ▼ 10.4% |
| Taxes450/3 | - | - | - | €0.09m | €0.09m | €0.08m | €0.06m | €0.06m | ▼ 9.0% |
| Remuneration and social security454/9 | - | - | - | €0.02m | €0.03m | €0.03m | €0.05m | €0.04m | ▼ 12.4% |
| Other amounts payable47/48 | - | - | - | €0.01m | €0.2m | €0.2m | €0.2m | €0.02m | ▼ 91.0% |
| Accrued charges and deferred income492/3 | - | - | - | - | - | - | - | €0.001m | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €116,156 | €42,013 | €70,003 | €125,885 | €176,119 | €129,808 | €225,845 | €128,128 | ▼ 43.3% |
| + Depreciation and write-downs630 | €95,656 | €69,937 | €58,069 | €52,060 | €31,150 | €53,839 | €66,888 | €59,457 | ▼ 11.1% |
| Operating cash flow (approximation) | €211,811 | €111,950 | €128,072 | €177,945 | €207,269 | €183,647 | €292,733 | €187,585 | ▼ 35.9% |
| Investment in fixed assets (approximation) | - | -€26,621 | -€35,000 | -€53,580 | -€156,448 | -€189,066 | -€69,464 | -€30,339 | ▲ 56.3% |
| Change in cash | - | -€28,005 | €13,779 | €188,344 | -€84,886 | -€133,025 | €243,283 | -€115,746 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 31,368 companies had the same profile as CHAMROVA has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
93.5%
was still going
5.9%
stopped otherwise
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of CHAMROVA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for CHAMROVA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Latest 10 of 24 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00464542 | |
| 31-12-2024 | abbreviated format | 18-07-2025 | 2025-00284762 | |
| 31-12-2023 | abbreviated format | 30-08-2024 | 2024-00449908 | |
| 31-12-2022 | abbreviated format | 27-10-2023 | 2023-00503355 | |
| 31-12-2021 | abbreviated format | 29-09-2022 | 2022-20448692 | |
| 31-12-2020 | abbreviated format | 30-11-2021 | 2021-79000275 | |
| 31-12-2019 | abbreviated format | 31-08-2020 | 2020-48300136 | |
| 31-12-2018 | abbreviated format | 30-08-2019 | 2019-57900571 | |
| 31-12-2017 | abbreviated format | 28-08-2018 | 2018-50600331 | |
| 31-12-2016 | abbreviated format | 28-07-2017 | 2017-37600335 |
Board & ownership
Directors
Directors
1 director
Van Steenkiste Christine
Current
Owners and capital
Owners
Network & group
CHAMROVA shares no director with another company.
Companies at the same address
1 other companyConnections & network
1 current directorThe network starts from the directors of CHAMROVA. Every other company they run is a node.
This company
Company
Director
Shareholding
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Click a node to look further, drag to arrange, zoom with the mouse wheel.
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
31-08
abbreviated format · 31 days late
2025
31-12
Financial
Liquidity doublescurrent ratio 4.04
The current ratio rises from 2.01 to 4.04. Short-term debt falls from €465,149 to €192,902.
31-12
Financial
Equity above €1mequity €1.0m ▲9.1%
With a profit in every financial year since 2018, equity grows to €1.0m.
18-07
abbreviated format · 13 days before the deadline
2024
31-12
Financial
Highest result from 2018 to 2025net €225,845 ▲74%
The operating result of €317,586 and the net result of €225,845 are both a record.
30-08
abbreviated format · 30 days late
2023
27-10
abbreviated format · 88 days late
2022
29-09
abbreviated format · 60 days late
2021
30-11
abbreviated format · 122 days late
2020
31-08
abbreviated format · 31 days late
2019
31-12
Financial
Weakest financial yearnet €42,013 ▼63.8%
The net result drops to €42,013, the lowest from 2018 to 2025. It recovers the following year.
30-08
abbreviated format · 30 days late
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
CHAMROVA in Dutch
Enterprise number
0475.873.783
LEI code
875500UU0CK0J56VUY09
no longer live in the LEI register
Legal form
Private limited company (pre-2019)
Status
Active, normale toestand
Founded
16-10-2001
Entity type
Legal entity
Registered office and establishments
Registered office
Zuidstraat 1, 8770 Ingelmunster, Belgium
Establishment unit
Zuidstraat 1, 8770 Ingelmunster since 23-10-2001 · unit number 2.095.286.112
Activities
NACEBEL 2025VAT activities
01130
Growing of vegetables, melons, roots and tubers main activity
Social security (RSZ) activities
01130
Growing of vegetables, melons, roots and tubers main activity
Codes under NACEBEL 2008
VAT activities
01130
Growing of vegetables, melons, roots and tubers main activity
Social security (RSZ) activities
01130
Growing of vegetables, melons, roots and tubers main activity
Codes under NACEBEL 2003
VAT activities
01121
main activity
Social security (RSZ) activities
01121
main activity
Joint committee
145 Paritair Comité voor het tuinbouwbedrijf annual accounts 2025
Invoicing and payment
VAT number
BE 0475.873.783
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Recognitions · licences · registrations
Food safety, FASFC
1 siteIngelmunsterunit number 2.095.286.112
Environmental permits
1 application in Flanders since 2020 · 1 granted
Bouwen of herbouwen; Verwijderen van vrijstaande gebouwen
Source: Omgevingsloket Vlaanderen.
Sites & property
Location
Buildings and parcels at the address
Ground area
2,548 m²
Building footprint
278 m²
Building volume
1,476 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 36007C0526/00P000 | Flanders | 2,548 m² | 1 · 278 m² | 8.0 m · 2 |