CHAMPLES
ActiveSummary
CHAMPLES has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282,102 and a net result of -€1,180. Equity remains stable across the filed fiscal years (±2.1% per year). The computed 12-month bankruptcy probability is 0.6% (low).
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result stays negative: a loss of €1,034 in 2025 against €1,355 in 2024; the loss shrinks.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 12,322 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 90% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,471 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 12,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €67,346 | - | - | - | - | - | - | - | - |
| Other operating charges640/8 | - | - | - | €348 | €348 | €394 | €387 | - | - |
| Gross operating margin9900 | €67,163 | €596,707 | -€62 | -€4,642 | €3,545 | €1,033 | -€968 | -€1,034 | ▼ 6.8% |
| Operating profit (loss)9901 | -€4,429 | €594,354 | -€3,510 | -€4,990 | €3,198 | €638 | -€1,355 | -€1,034 | ▲ 23.7% |
| Financial income75/76B | - | - | - | €13,833 | €13,833 | €17 | - | - | - |
| Recurring financial income75 | - | - | €13,484 | €13,833 | €13,833 | €17 | - | - | - |
| Financial charges65/66B | - | - | - | €94 | €209 | €88 | €145 | €146 | ▲ 0.6% |
| Recurring financial charges65 | €25,542 | €62,711 | €85 | €94 | €209 | €88 | €145 | €146 | ▲ 0.6% |
| Profit (loss) for the period before taxes9903 | -€29,971 | €531,643 | €9,890 | €8,750 | €16,822 | €568 | -€1,501 | -€1,180 | ▲ 21.4% |
| Income taxes67/77 | - | €133,000 | €2,796 | €2,334 | €5,610 | €816 | - | - | - |
| Profit (loss) for the period9904 | -€26,667 | €452,776 | €7,094 | €6,416 | €11,212 | -€248 | -€1,501 | -€1,180 | ▲ 21.4% |
| Profit (loss) for the period to be appropriated9905 | -€20,249 | €557,905 | €7,094 | €6,416 | €11,212 | -€248 | -€1,501 | -€1,180 | ▲ 21.4% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €759,954 | €594,332 | €608,812 | €623,516 | €647,787 | €290,786 | €284,637 | €282,102 | ▼ 0.9% |
| Formation expenses20 | - | - | - | - | - | - | €0 | €0 | - |
| Fixed assets21/28 | €758,208 | €6,300 | €6,300 | €6,300 | €6,300 | - | - | - | - |
| Tangible fixed assets22/27 | €758,208 | - | - | - | - | - | - | - | - |
| Financial fixed assets28 | - | €6,300 | €6,300 | €6,300 | €6,300 | - | - | - | - |
| Current assets29/58 | €1,746 | €588,032 | €602,512 | €617,216 | €641,487 | €290,786 | €284,637 | €282,102 | ▼ 0.9% |
| Amounts receivable within one year40/41 | - | €545,000 | €574,000 | €574,000 | €574,000 | €283,614 | €283,614 | €281,814 | ▼ 0.6% |
| Other amounts receivable41 | - | - | - | €574,000 | €574,000 | €283,614 | €283,614 | €281,814 | ▼ 0.6% |
| Cash at bank and in hand54/58 | €261 | €40,082 | €12,078 | €3,739 | €1,897 | €7,172 | €1,023 | €288 | ▼ 71.9% |
| Deferred charges and accrued income490/1 | - | - | - | €39,477 | €65,591 | - | - | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €759,954 | €594,332 | €608,812 | €623,516 | €647,787 | €290,786 | €284,637 | €282,102 | ▼ 0.9% |
| Equity10/15 | -€192,467 | €260,309 | €267,402 | €273,818 | €285,030 | €284,782 | €283,282 | €282,102 | ▼ 0.4% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €124,989 | €252,860 | €252,860 | €252,860 | €264,060 | €264,060 | €264,060 | €264,060 | = |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €251,000 | €262,200 | €262,200 | €262,200 | €262,200 | = |
| Profit (loss) carried forward14 | -€323,656 | €1,249 | €8,342 | €14,758 | €14,770 | €14,522 | €13,022 | €11,842 | ▼ 9.1% |
| Provisions and deferred taxes16 | €54,133 | - | - | - | - | - | - | - | - |
| Amounts payable17/49 | €898,288 | €334,024 | €341,409 | €349,698 | €362,757 | €6,004 | €1,355 | €0 | ▼ 100% |
| Amounts payable after more than one year17 | €336,031 | - | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €562,257 | €334,024 | €341,409 | €341,641 | €354,376 | €6,004 | €1,355 | €0 | ▼ 100% |
| Trade debts44 | €1,598 | €2,384 | €7,130 | €5,027 | €1,291 | €394 | €1,355 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €5,027 | €1,291 | €394 | €1,355 | €0 | ▼ 100% |
| Taxes, remuneration and social security45 | - | - | - | €4,974 | €7,945 | €5,609 | €0 | - | - |
| Taxes450/3 | - | - | - | €4,974 | €7,945 | €5,609 | €0 | - | - |
| Other amounts payable47/48 | - | - | - | €331,640 | €345,140 | - | - | €0 | - |
| Accrued charges and deferred income492/3 | - | - | - | €8,057 | €8,381 | - | - | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€26,667 | €452,776 | €7,094 | €6,416 | €11,212 | -€248 | -€1,501 | -€1,180 | ▲ 21.4% |
| + Depreciation and write-downs630 | €67,346 | - | - | - | - | - | - | - | - |
| Operating cash flow (approximation) | €40,679 | €452,776 | €7,094 | €6,416 | €11,212 | -€248 | -€1,501 | -€1,180 | ▲ 21.4% |
| Investment in fixed assets (approximation) | - | €751,908 | €0 | €0 | €0 | - | - | - | - |
| Change in cash | - | €39,822 | -€28,004 | -€8,339 | -€1,842 | €5,276 | -€6,149 | -€735 | ▲ 88.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.