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CHAMOO

Active
Private limited companyfounded 2011active for 15 yearsBalei 78, 9520 Sint-Lievens-Houtem, BelgiumKBO/BCE: BE 0839.855.296
Summary

CHAMOO has been active since 2011 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €260,958 and a net result of €63,612. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 57% of 37,586 sector peers (NACE 70, financial year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).

Financials · financial year 2024, micro format

2025 annual accounts not yet filed, deadline passed on 31 July 2026 Financial year closed on 31 December 2025; filing due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 21 October 2026.

Equity
€260,958▲ 10.4%
2023 · €236,381
Total assets
€403,037▲ 18.4%
2023 · €340,350
Net result
€63,612▼ 1.7%
2023 · €64,744
Working capital
€21,419▼ 87.1%
2023 · €166,287
Trend over the years

2020 to 2024, 5 financial years 2018 to 2024, 7 financial years

The operating result falls in 2024; 2024 is 1% below 2023.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€90,247 2024 Net result€63,612 2024

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2018201920202021202220232024
Operating result€57,214-€59,892▲ 4.7%€46,684▼ 22.1%€35,706▼ 23.5%€40,058▲ 12.2%€90,719▲ 126%€90,247▼ 0.5%
Net result€39,035-€42,316▲ 8.4%€29,005within the sector's middle half▼ 31.5%€24,183within the sector's middle half▼ 16.6%€24,699within the sector's middle half▲ 2.1%€64,744above the sector's middle half▲ 162%€63,612within the sector's middle half▼ 1.7%
Equity€196,972-€239,287▲ 21.5%€245,851above the sector's middle half▲ 2.7%€214,515within the sector's middle half▼ 12.7%€239,214within the sector's middle half▲ 11.5%€236,381within the sector's middle half▼ 1.2%€260,958above the sector's middle half▲ 10.4%
Total assets€257,545-€308,450▲ 19.8%€329,943within the sector's middle half▲ 7.0%€299,077within the sector's middle half▼ 9.4%€330,643within the sector's middle half▲ 10.6%€340,350within the sector's middle half▲ 2.9%€403,037within the sector's middle half▲ 18.4%
Debt€60,574-€69,163▲ 14.2%€84,092▲ 21.6%€84,562▲ 0.6%€91,430▲ 8.1%€103,969▲ 13.7%€142,079▲ 36.7%
Working capital€135,891-€197,078▲ 45.0%€208,996above the sector's middle half▲ 6.0%€185,763above the sector's middle half▼ 11.1%€183,895above the sector's middle half▼ 1.0%€166,287above the sector's middle half▼ 9.6%€21,419within the sector's middle half▼ 87.1%
Solvency76.5%-77.6%▲ 1.1pp74.5%within the sector's middle half▼ 3.1pp71.7%within the sector's middle half▼ 2.8pp72.3%within the sector's middle half▲ 0.6pp69.5%within the sector's middle half▼ 2.9pp64.7%within the sector's middle half▼ 4.7pp
Current ratio3.33-3.94▲ 0.613.58within the sector's middle half▼ 0.363.34within the sector's middle half▼ 0.253.10within the sector's middle half▼ 0.242.70within the sector's middle half▼ 0.401.16within the sector's middle half▼ 1.54
Return on assets (ROA)15.2%-13.7%▼ 1.4pp8.8%within the sector's middle half▼ 4.9pp8.1%within the sector's middle half▼ 0.7pp7.5%within the sector's middle half▼ 0.6pp19.0%within the sector's middle half▲ 11.6pp15.8%within the sector's middle half▼ 3.2pp
above within below the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €403,037
Fixed assets €246,209 ▲ 224%
Current assets €156,828 ▼ 40.7%
Equity and liabilities €403,037
Equity €260,958 ▲ 10.4%
Debt €142,079 ▲ 36.7%
Debt's share of the balance-sheet total rises from 30.5% to 35.3%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€93,918▼
2023 · €94,961
Cash flow
€67,282▼
2023 · €68,986
Debt to equity
0.54▲
2023 · 0.44
ROE
24.4%▼
2023 · 27.4%
Interest coverage
13.86▼
2023 · 20.81
Debt ≤ 1 year
€135,409▲
2023 · €97,970
Income taxes
€25,214▼
2023 · €25,417
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 34,695 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95.3% are still going.

  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
3.9% stopped otherwise
95.3% still going

For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 34,695 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 45 lines
Balance sheet Code20232024
Assets
Total assets20/58€340,350€403,037▲
Fixed assets21/28€76,094€246,209▲
Tangible fixed assets22/27€76,094€246,209▲
Land and buildings22€55,943€218,566▲
Furniture and vehicles24€140€0▼
Other tangible fixed assets26€20,010€27,643▲
Current assets29/58€264,257€156,828▼
Amounts receivable within one year40/41€17,193€17,859▲
Trade receivables40€17,002€17,668▲
Other amounts receivable41€191€191=
Current investments50/53€180,000€0▼
Cash at bank and in hand54/58€61,731€138,969▲
Deferred charges and accrued income490/1€5,333€0▼
Equity and liabilities
Total equity and liabilities10/49€340,350€403,037▲
Equity10/15€236,381€260,958▲
Contributions10/11€12,400€12,400=
Reserves13€223,981€248,558▲
Distributable reserves133€223,981€248,558▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€103,969€142,079▲
Amounts payable within one year42/48€97,970€135,409▲
Trade debts44€1,522€32,031▲
Suppliers440/4€1,522€32,031▲
Taxes, remuneration and social security45€18,442€18,181▼
Taxes450/3€18,442€18,181▼
Other amounts payable47/48€78,006€85,197▲
Accrued charges and deferred income492/3€6,000€6,669▲
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,242€3,671▼
Other operating charges640/8€1,377€1,510▲
Gross operating margin9900€96,338€95,428▼
Operating profit (loss)9901€90,719€90,247▼
Financial income75/76B€4,005€5,353▲
Recurring financial income75€4,005€5,353▲
Financial charges65/66B€4,563€6,774▲
Recurring financial charges65€4,563€6,774▲
Profit (loss) for the period before taxes9903€90,160€88,826▼
Income taxes67/77€25,417€25,214▼
Profit (loss) for the period9904€64,744€63,612▼
Profit (loss) for the period to be appropriated9905€64,744€63,612▼
Appropriation of the result
Profit (loss) to be appropriated9906€64,744€63,612▼
Transfer from equity791/2€67,577€39,035▼
Transfer to equity691/2€64,744€63,612▼
To other reserves6921€64,744€63,612▼
Profit to be distributed694/7€67,577€39,035▼
Return on contributions (dividend)694€67,577€39,035▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2018201920202021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,572€18,898€19,287€21,889€10,786€4,242€3,671▼ 13.5%
Other operating charges640/8---€1,068€1,241€1,377€1,510▲ 9.7%
Non-recurring operating charges66A---€64€0---
Gross operating margin9900€77,719€79,689€67,401€58,727€52,085€96,338€95,428▼ 0.9%
Operating profit (loss)9901€57,214€59,892€46,684€35,706€40,058€90,719€90,247▼ 0.5%
Financial income75/76B---€2,482€0€4,005€5,353▲ 33.7%
Recurring financial income75-€1,914€0€2,482€0€4,005€5,353▲ 33.7%
Financial charges65/66B---€2,890€4,583€4,563€6,774▲ 48.5%
Recurring financial charges65€2,552€2,329€4,678€2,890€4,583€4,563€6,774▲ 48.5%
Profit (loss) for the period before taxes9903€54,661€59,477€42,007€35,297€35,475€90,160€88,826▼ 1.5%
Income taxes67/77€15,627€17,161€13,001€11,115€10,776€25,417€25,214▼ 0.8%
Profit (loss) for the period9904€39,035€42,316€29,005€24,183€24,699€64,744€63,612▼ 1.7%
Profit (loss) for the period to be appropriated9905€39,035€42,316€29,005€24,183€24,699€64,744€63,612▼ 1.7%
Line2018201920202021202220232024Change
Assets
Total assets20/58€257,545€308,450€329,943€299,077€330,643€340,350€403,037▲ 18.4%
Fixed assets21/28€63,342€44,444€40,049€33,759€59,020€76,094€246,209▲ 224%
Tangible fixed assets22/27€63,342€44,444€40,049€33,759€59,020€76,094€246,209▲ 224%
Land and buildings22---€11,899€35,195€55,943€218,566▲ 291%
Furniture and vehicles24---€1,968€1,054€140€0▼ 100%
Other tangible fixed assets26---€19,892€22,771€20,010€27,643▲ 38.1%
Current assets29/58€194,203€264,006€289,893€265,318€271,624€264,257€156,828▼ 40.7%
Amounts receivable within one year40/41€15,603€13,735€15,884€19,023€21,038€17,193€17,859▲ 3.9%
Trade receivables40---€14,946€16,623€17,002€17,668▲ 3.9%
Other amounts receivable41---€4,076€4,415€191€191=
Current investments50/53-----€180,000€0▼ 100%
Cash at bank and in hand54/58€177,021€250,270€272,540€244,745€246,876€61,731€138,969▲ 125%
Deferred charges and accrued income490/1---€1,550€3,710€5,333€0▼ 100%
Equity and liabilities
Total equity and liabilities10/49€257,545€308,450€329,943€299,077€330,643€340,350€403,037▲ 18.4%
Equity10/15€196,972€239,287€245,851€214,515€239,214€236,381€260,958▲ 10.4%
Contributions10/11€12,400€12,400-€12,400€12,400€12,400€12,400=
Reserves13€184,572€226,887€233,451€202,115€226,814€223,981€248,558▲ 11.0%
Non-distributable reserves130/1---€1,860€0---
Reserves not available under the articles1311---€1,860€0---
Distributable reserves133---€200,255€226,814€223,981€248,558▲ 11.0%
Profit (loss) carried forward14---€0€0€0€0-
Amounts payable17/49€60,574€69,163€84,092€84,562€91,430€103,969€142,079▲ 36.7%
Amounts payable within one year42/48€58,313€66,927€80,897€79,555€87,729€97,970€135,409▲ 38.2%
Trade debts44€1,850€846€4,060€888€976€1,522€32,031▲ 2,005%
Suppliers440/4---€888€976€1,522€32,031▲ 2,005%
Taxes, remuneration and social security45---€7,324€8,641€18,442€18,181▼ 1.4%
Taxes450/3---€7,324€8,641€18,442€18,181▼ 1.4%
Remuneration and social security454/9---€0----
Other amounts payable47/48---€71,343€78,112€78,006€85,197▲ 9.2%
Accrued charges and deferred income492/3---€5,007€3,701€6,000€6,669▲ 11.2%
Line2018201920202021202220232024Change
Profit (loss) for the period9904€39,035€42,316€29,005€24,183€24,699€64,744€63,612▼ 1.7%
+ Depreciation and write-downs630€19,572€18,898€19,287€21,889€10,786€4,242€3,671▼ 13.5%
Operating cash flow (approximation)€58,607€61,213€48,293€46,072€35,485€68,986€67,282▼ 2.5%
Investment in fixed assets (approximation)-€0-€14,893-€15,598-€36,047-€21,316-€173,786▼ 715%
Change in cash-€73,250€22,269-€27,795€2,131-€185,145€77,238-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Latest 10 of 13 filings with the National Bank
Financial year Type Filed Reference
31-12-2024 micro format 10-07-2025 2025-00261194
31-12-2023 micro format 12-06-2024 2024-00129886
31-12-2022 micro format 12-06-2023 2023-00123605
31-12-2021 micro format 23-06-2022 2022-20083692
31-12-2020 micro format 03-06-2021 2021-17500137
31-12-2019 micro format 10-06-2020 2020-15900009
31-12-2018 micro format 06-07-2019 2019-29900524
31-12-2017 micro format 08-07-2018 2018-30900448
31-12-2016 micro format 30-06-2017 2017-25900103
31-12-2015 abbreviated format 02-06-2016 2016-15200107

Show all 13 filings

Similar companies · same sector, comparable size

Of the 82,290 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 53,878. 39,474 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Subsidies and aid

Flemish government

2022 · 1 entry · €1,178 awarded · €1,178 paid
Schemes
1 entry · €1,178 · €1,178 paid · Fonds voor Innoveren en Ondernemen

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.