CHAMCO
ActiveFinancials · financial year 2025, abbreviated format
2025 annual accounts filed 28 days after the deadline Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00440936.
Annual accounts 2025 filed on 28-08-2026 at the NBB all 47 filings
Turnover
≈ €300,000
Estimated: probably between €250,000 and €460,000
EBIT margin
Not included in this filing
Net result
€62,104▼ 69.7%
2024 · €204,804
Working capital
-€40,953▲ 59.7%
2024 · -€101,574
In the rankings
#1 company by equity in Lincent#1 oldest company in Lincent#3 company by total assets in Lincent
Multi-year overview
2018 to 2025, 8 financial yearsOperating result
€86,892
▼ 60.0%
2025
20182025
Net result
€62,104
▼ 69.7%
2025
middle half of the sector
20182025
Equity
€3.0m
▲ 2.1%
2025
highest quarter of the sector
20182025
Total assets
€3.3m
▼ 1.9%
2025
middle half of the sector
20182025
Debt
€261,342
▼ 32.4%
2025
20182025
Working capital
-€40,953
▲ 59.7%
2025
middle half of the sector
20182025
Solvency
92.1%
▲ 3.6pp
2025
highest quarter of the sector
20182025
Current ratio
0.81
▲ 0.16
2025
middle half of the sector
20182025
Return on assets (ROA)
1.9%
▼ 4.2pp
2025
middle half of the sector
20182025
Staff (FTE)
no figure
2025
20182025
Every figure per financial year
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€0.2m-€0.5m▲ 190%-€0.001m€0.1m€0.04m▼ 63.0%€0.06m▲ 60.9%€0.2m▲ 236%€0.09m▼ 60.0%
Net result€0.1m-€0.5m▲ 271%-€0.03mbelow the sector's middle half€0.08mabove the sector's middle half€0.02mwithin the sector's middle half▼ 77.8%€0.04mabove the sector's middle half▲ 133%€0.2mabove the sector's middle half▲ 388%€0.06mwithin the sector's middle half▼ 69.7%
Equity€2.2m-€2.7m▲ 22.3%€2.6mabove the sector's middle half▼ 1.2%€2.7mabove the sector's middle half▲ 3.1%€2.7mabove the sector's middle half▲ 0.7%€2.8mabove the sector's middle half▲ 1.5%€3.0mabove the sector's middle half▲ 7.4%€3.0mabove the sector's middle half▲ 2.1%
Total assets€4.1m-€3.8m▼ 7.1%€3.7mwithin the sector's middle half▼ 2.7%€3.6mabove the sector's middle half▼ 2.0%€3.5mabove the sector's middle half▼ 3.2%€3.4mabove the sector's middle half▼ 2.4%€3.4mabove the sector's middle half▼ 2.4%€3.3mwithin the sector's middle half▼ 1.9%
Debt€1.9m-€1.2m▼ 40.0%€1.1m▼ 6.1%€0.9m▼ 14.2%€0.8m▼ 14.3%€0.7m▼ 15.8%€0.4m▼ 42.7%€0.3m▼ 32.4%
Working capital-€0.9m--€0.3m▲ 69.9%-€0.3mbelow the sector's middle half▼ 14.9%-€0.3mbelow the sector's middle half▲ 16.8%-€0.3mbelow the sector's middle half▼ 23.2%-€0.4mbelow the sector's middle half▼ 13.8%-€0.1mbelow the sector's middle half▲ 72.5%-€0.04mwithin the sector's middle half▲ 59.7%
Solvency52.9%-69.6%▲ 16.7pp70.7%above the sector's middle half▲ 1.1pp74.3%above the sector's middle half▲ 3.7pp77.3%above the sector's middle half▲ 3.0pp80.4%above the sector's middle half▲ 3.1pp88.5%above the sector's middle half▲ 8.1pp92.1%above the sector's middle half▲ 3.6pp
Current ratio0.20-0.46▲ 0.260.38below the sector's middle half▼ 0.080.41below the sector's middle half▲ 0.020.27below the sector's middle half▼ 0.130.21below the sector's middle half▼ 0.070.65within the sector's middle half▲ 0.440.81within the sector's middle half▲ 0.16
Return on assets (ROA)3.2%-12.7%▲ 9.5pp-0.8%within the sector's middle half▼ 13.5pp2.2%within the sector's middle half▲ 3.1pp0.5%within the sector's middle half▼ 1.7pp1.2%within the sector's middle half▲ 0.7pp6.1%within the sector's middle half▲ 4.9pp1.9%within the sector's middle half▼ 4.2pp
Staff (FTE)0.3-
above
within
below
The sector band is the middle half of the companies in Real estate activities (NACE 68). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
The operating result for 2025 is 60% lower than in 2024.
Large changes and their cause
- 2025 Net result -70% on 2024. The accounts now follow the abbreviated format, last year the micro format.
The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.3m
Fixed assets
€3.1m ▼ 1.6%
Current assets
€173,654 ▼ 6.8%
Equity and liabilities €3.3m
Equity
€3.0m ▲ 2.1%
Debt
€261,342 ▼ 32.4%
Debt's share of the balance-sheet total falls from 11.5% to 7.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€137,109▼
2024 · €268,121
Cash flow
€112,321▼
2024 · €255,456
Quick ratio
0.67▲
2024 · 0.55
Debt to equity
0.09▼
2024 · 0.13
ROE
2.0%▼
2024 · 6.9%
Interest coverage
13.19▼
2024 · 21.21
Debt ≤ 1 year
€214,607▼
2024 · €287,936
Debt > 1 year
€46,735▼
2024 · €98,435
Income taxes
€14,416▲
2024 · €564
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €78,651 | €59,377 | €59,309 | €58,550 | €58,550 | €58,550 | €50,651 | €50,217 | ▼ 0.9% |
| Other operating charges640/8 | - | - | - | €25,595 | €30,925 | €34,826 | €30,394 | €31,442 | ▲ 3.4% |
| Gross operating margin9900 | €297,940 | €620,392 | €101,981 | €192,608 | €129,654 | €158,040 | €298,515 | €168,550 | ▼ 43.5% |
| Operating profit (loss)9901 | €180,603 | €522,861 | -€526 | €108,464 | €40,179 | €64,664 | €217,469 | €86,892 | ▼ 60.0% |
| Financial income75/76B | - | - | - | - | - | €134 | €542 | €25 | ▼ 95.3% |
| Recurring financial income75 | €80 | - | - | - | - | €134 | €542 | €25 | ▼ 95.3% |
| Financial charges65/66B | - | - | - | €27,401 | €22,065 | €22,421 | €12,643 | €10,397 | ▼ 17.8% |
| Recurring financial charges65 | €50,032 | €38,804 | €30,193 | €27,401 | €22,065 | €22,421 | €12,643 | €10,397 | ▼ 17.8% |
| Profit (loss) for the period before taxes9903 | €130,650 | €484,057 | -€30,720 | €81,063 | €18,114 | €42,377 | €205,368 | €76,520 | ▼ 62.7% |
| Income taxes67/77 | €164 | €150 | €137 | €135 | €117 | €416 | €564 | €14,416 | ▲ 26× |
| Profit (loss) for the period9904 | €130,486 | €483,907 | -€30,857 | €80,928 | €17,997 | €41,961 | €204,804 | €62,104 | ▼ 69.7% |
| Profit (loss) for the period to be appropriated9905 | €130,486 | €483,907 | -€30,857 | €80,928 | €17,997 | €41,961 | €204,804 | €62,104 | ▼ 69.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €4.1m | €3.8m | €3.7m | €3.6m | €3.5m | €3.4m | €3.4m | €3.3m | ▼ 1.9% |
| Fixed assets21/28 | €3.9m | €3.6m | €3.5m | €3.5m | €3.4m | €3.3m | €3.2m | €3.1m | ▼ 1.6% |
| Intangible fixed assets21 | €0.001m | €484 | - | - | - | - | - | - | - |
| Tangible fixed assets22/27 | €1.4m | €1.1m | €1.0m | €1.0m | €0.9m | €0.8m | €0.7m | €0.6m | ▼ 7.5% |
| Land and buildings22 | - | - | - | €0.9m | €0.9m | €0.8m | €0.7m | €0.6m | ▼ 7.5% |
| Furniture and vehicles24 | - | - | - | €0.02m | €0.008m | - | - | - | - |
| Financial fixed assets28 | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | €2.5m | = |
| Current assets29/58 | €0.2m | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | €0.2m | €0.2m | ▼ 6.8% |
| Stocks and contracts in progress3 | €0.1m | €0.07m | €0.05m | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Stocks30/36 | - | - | - | €0.03m | €0.03m | €0.03m | €0.03m | €0.03m | = |
| Amounts receivable within one year40/41 | €0.07m | €0.05m | €0.04m | €0.02m | €0.01m | €0.009m | €0.1m | €0.1m | ▼ 2.1% |
| Trade receivables40 | - | - | - | €0.01m | €0.01m | €0.008m | €0.01m | €0.009m | ▼ 22.4% |
| Other amounts receivable41 | - | - | - | €0.006m | €83 | €0.001m | €0.1m | €0.1m | = |
| Cash at bank and in hand54/58 | €0.05m | €0.1m | €0.1m | €0.1m | €0.07m | €0.05m | €0.03m | €0.02m | ▼ 32.9% |
| Deferred charges and accrued income490/1 | - | - | - | €0.009m | €0.009m | €0.009m | €0.01m | €0.01m | ▼ 14.0% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €4.1m | €3.8m | €3.7m | €3.6m | €3.5m | €3.4m | €3.4m | €3.3m | ▼ 1.9% |
| Equity10/15 | €2.2m | €2.7m | €2.6m | €2.7m | €2.7m | €2.8m | €3.0m | €3.0m | ▲ 2.1% |
| Contributions10/11 | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | = |
| Capital10 | - | - | - | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | = |
| Issued capital100 | - | - | - | €1.9m | €1.9m | €1.9m | €1.9m | €1.9m | = |
| Reserves13 | €0.07m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | €0.1m | = |
| Non-distributable reserves130/1 | - | - | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Legal reserve130 | - | - | - | €0.08m | €0.08m | €0.08m | €0.08m | €0.08m | = |
| Tax-exempt reserves132 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Profit (loss) carried forward14 | €0.2m | €0.7m | €0.6m | €0.7m | €0.7m | €0.8m | €1.0m | €1.0m | ▲ 6.3% |
| Amounts payable17/49 | €1.9m | €1.2m | €1.1m | €0.9m | €0.8m | €0.7m | €0.4m | €0.3m | ▼ 32.4% |
| Amounts payable after more than one year17 | €0.8m | €0.6m | €0.6m | €0.5m | €0.4m | €0.2m | €0.1m | €0.05m | ▼ 52.5% |
| Financial debts170/4 | - | - | - | €0.5m | €0.4m | €0.2m | €0.1m | €0.05m | ▼ 52.5% |
| Amounts payable within one year42/48 | €1.2m | €0.5m | €0.5m | €0.4m | €0.4m | €0.5m | €0.3m | €0.2m | ▼ 25.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.1m | €0.1m | €0.1m | €0.1m | €0.05m | ▼ 55.7% |
| Trade debts44 | €0.03m | €0.02m | €0.03m | €0.01m | €0.01m | €0.04m | €0.01m | €0.007m | ▼ 37.3% |
| Suppliers440/4 | - | - | - | €0.01m | €0.01m | €0.04m | €0.01m | €0.007m | ▼ 37.3% |
| Taxes, remuneration and social security45 | - | - | - | €0.01m | €0.004m | €0.004m | €0.002m | €0.01m | ▲ 472% |
| Taxes450/3 | - | - | - | €272 | €0.004m | €0.004m | €0.002m | €0.01m | ▲ 472% |
| Remuneration and social security454/9 | - | - | - | €0.01m | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | €0.3m | €0.3m | €0.3m | €0.2m | €0.1m | ▼ 9.8% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €130,486 | €483,907 | -€30,857 | €80,928 | €17,997 | €41,961 | €204,804 | €62,104 | ▼ 69.7% |
| + Depreciation and write-downs630 | €78,651 | €59,377 | €59,309 | €58,550 | €58,550 | €58,550 | €50,651 | €50,217 | ▼ 0.9% |
| Operating cash flow (approximation) | €209,137 | €543,284 | €28,452 | €139,478 | €76,546 | €100,510 | €255,456 | €112,321 | ▼ 56.0% |
| Investment in fixed assets (approximation) | - | €235,428 | €0 | €0 | €0 | €0 | €122,143 | €0 | ▼ 100% |
| Change in cash | - | €56,800 | -€9,861 | €24,873 | -€50,556 | -€20,561 | -€23,914 | -€8,570 | ▲ 64.2% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 47 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 28-08-2026 | 2026-00440936 | |
| 31-12-2024 | micro format | 21-08-2025 | 2025-00387811 | |
| 31-12-2023 | micro format | 30-08-2024 | 2024-00406988 | |
| 31-12-2022 | micro format | 31-08-2023 | 2023-00395125 | |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20363304 | |
| 31-12-2020 | full format | 31-08-2021 | 2021-65500058 | |
| 31-12-2019 | full format | 26-10-2020 | 2020-62800320 | |
| 31-12-2018 | full format | 14-08-2019 | 2019-46800266 | |
| 31-12-2017 | full format | 22-08-2018 | 2018-49100164 | |
| 31-12-2016 | full format | 21-08-2017 | 2017-45400177 |