Skip to content

CHAMBRES d'O

Active
Private limited companyfounded 2014active for 12 yearsWestlaan 47, 8400 Oostende, BelgiumKBO/BCE: BE 0546.987.354
Summary

CHAMBRES d'O has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38,105 and a net result of €2,397, of which €8,418 non-recurring income. Equity has been stable since 2019 (±0.8% per year). Its solvency ranks better than 83% of 1,597 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 21-02-2014 Normal situation
Activity
Guest rooms (bed and breakfast) NACE 55204and 1 other
Establishment unit
2.228.360.313 8400 Oostende, since 01-05-2014
Financial year end
30 September
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€11,946
▲ 14.8%
Turnover
≈ €61,000
estimated
Profit
€2,397
▲ 12×
Equity
€38,105
▲ 6.7%
Total assets
€56,198
▼ 4.5%
Filed on 27-04-2026, 3 days before the deadline
Score breakdownraises risk1 change of registered office in 24 monthslowers riskLiquidity: current ratio 15.18, cash €46,934Equity €38,105 (67.8% of total assets)Figures for financial year 2025 (filed on 28-04-2026)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 78% of micro companies in accommodation (NACE 55)
Financial strength · tick: 2024
Strong
Solvency 93+7
equity 67.8% of total assets
Liquidity 100+2
short-term debt 5.5% · cash 83.5%
Profitability 74+5
return on assets 4.3%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,521 companies, NACE 55, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: < 0.1%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%▲ +0.1 percentage points vs 11-2025 01-2026: 0.1%● unchanged vs 12-2025 02-2026: 0.2%▲ +0.1 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026highest value 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.1%▼ -0.1 percentage points vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 15.18 (6.56 in 2024), above the usual 1.5. Short-term debt is 5.5% and cash 83.5% of total assets. 32.2% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro). It does better than 83% of them on solvency, 99% on liquidity, 69% on profitability and 62% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 15.18, cash €46,934
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Equity €38,105 (67.8% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 28-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 days early
2024
14 days early
2023
46 days early
2022
47 days early
2021
1 day early
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 55), the median for financial year 2024 was 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 16 April (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 83% of companies in accommodationsector median 19.0% · 1,597 companies 67.8% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Recent changes

  1. · Gazette deed Registered office moved within OostendePermanent representative: Iris Carsau
  2. · Gazette deed Resignation: Conny BALCAEN (manager and director)Reappointment: Conny BALCAEN (director)
  3. · Gazette deed Incorporation
All 16 events

Comparable companies

These companies have the same main activity as CHAMBRES d'O: guest rooms (bed and breakfast) (NACE 55204). They are comparable in size and age: total assets between €33,900 and €97,200, founded between 2009 and 2016.

CompanyTotal assetsGross margin
CHAMBRES d'O Oostende€56,198€11,946
HET ZILTE ZAND Middelkerke€68,812€12,292
LA FIOLE AMBIANCE Ferrières€47,439€8,501
STRANGEWAYS Tervuren€97,194€13,665
BACANA Rotselaar€33,863€16,841
AB ROTHS Saint-Hubert€54,994€23,426
LA FERME DE SPA Spa€96,047€8,330
Full comparison

Key facts about CHAMBRES d'O

What is the company number of CHAMBRES d'O?
The company number of CHAMBRES d'O is 0546.987.354. The VAT number is the same number with BE in front: BE 0546.987.354.
Where is CHAMBRES d'O based?
The registered office is at Westlaan 47, 8400 Oostende.Company details
What does CHAMBRES d'O do?
According to the KBO register, the main activity is guest rooms (bed and breakfast) (NACE 55204).
What is the legal form of CHAMBRES d'O?
The legal form of CHAMBRES d'O is Private limited company (BV).
When was CHAMBRES d'O founded?
CHAMBRES d'O was founded on 21-02-2014.
Is CHAMBRES d'O still active?
Yes, CHAMBRES d'O is an active enterprise in the KBO register.
What is the turnover of CHAMBRES d'O?
The turnover in financial year 2025 is ≈ €61,000. This figure is estimated from the gross margin of €11,946 and 31 comparable companies (NACE 55). It probably lies between €35,000 and €100,000. It is a rough estimate.Financials
Is CHAMBRES d'O profitable?
In financial year 2025, CHAMBRES d'O made a profit of €2,397.
Where can I find the annual accounts of CHAMBRES d'O?
CHAMBRES d'O filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHAMBRES d'O due?
CHAMBRES d'O must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.