CHAMBORIMMO
ActiveSummary
CHAMBORIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €32,467 and a net result of -€11,195. Equity is shrinking by about 21% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 9% of 6,655 sector peers (NACE 64, financial year 2025). The company has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210
1 site
Size
€757,486total assets 2025
- Equity
- €32,467
- Loss
- -€11,195
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts filed 31 days late2 deeds in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sector2025 accounts filed 31 days lateShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Two signals.
raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 9% of 6655 sector peers (2025).
NBB · sector comparisonPosition among 6655 sector peers
Solvency
better than 9%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
29 days late
2023
33 days late
2022
30 days late
2021
31 days late
2020
31 days late
2019
106 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 42 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · micro…
- Annual accounts filedfinancial year 2023 · micro…
Financials · financial year 2025, abbreviated format
2025 annual accounts filed late (31 days) Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00457148.
Equity
€32,467▼ 25.6%
2024 · €43,662
Net result
-€11,195▲ 59.1%
2024 · -€27,386
Total assets
€757,486▼ 4.5%
2024 · €792,808
Solvency
4.3%▼ 1.2pp
2024 · 5.5%
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result stays negative: a loss of €11,059 in 2025 against €26,512 in 2024; the loss shrinks.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€0.01m
2025
Net result-€0.01m
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€0.8m
2025
Equity€0.03m
2025
Debt€0.7m
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€0.09m
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-1.5%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency4.3%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.31
2025
Average staff in full-time equivalents (FTE).
Staff (FTE)0.8
2020
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€0.03m-€0.01m-€0.03m-€0.01m▲ 56.4%-€0.02m▼ 71.0%-€0.03m▼ 39.9%-€0.03m▲ 23.7%-€0.01m▲ 58.3%
Net result-€0.03m-€0.008m-€0.04mbelow the sector's middle half-€0.02mbelow the sector's middle half▲ 51.7%-€0.03mbelow the sector's middle half▼ 56.0%-€0.04mbelow the sector's middle half▼ 32.6%-€0.03mbelow the sector's middle half▲ 26.3%-€0.01mbelow the sector's middle half▲ 59.1%
Equity€0.2m-€0.2m▲ 4.6%€0.2mwithin the sector's middle half▼ 19.4%€0.1mwithin the sector's middle half▼ 11.7%€0.1mwithin the sector's middle half▼ 20.6%€0.07mwithin the sector's middle half▼ 34.3%€0.04mwithin the sector's middle half▼ 38.5%€0.03mbelow the sector's middle half▼ 25.6%
Total assets€1.0m-€1.0m▼ 1.2%€0.9mabove the sector's middle half▼ 7.7%€0.9mabove the sector's middle half▼ 3.4%€0.9mwithin the sector's middle half▼ 4.3%€0.9mwithin the sector's middle half▼ 0.7%€0.8mwithin the sector's middle half▼ 7.7%€0.8mwithin the sector's middle half▼ 4.5%
Debt€0.8m-€0.8m▼ 2.5%€0.8m▼ 5.0%€0.8m▼ 1.7%€0.8m▼ 1.4%€0.8m▲ 4.1%€0.7m▼ 5.0%€0.7m▼ 3.2%
Working capital-€0.2m--€0.1m▲ 18.5%-€0.1mbelow the sector's middle half▲ 25.8%-€0.08mbelow the sector's middle half▲ 20.0%-€0.09mbelow the sector's middle half▼ 13.9%-€0.1mbelow the sector's middle half▼ 45.1%-€0.1mbelow the sector's middle half▲ 14.2%-€0.09mwithin the sector's middle half▲ 19.8%
Solvency17.8%-18.9%▲ 1.1pp16.5%below the sector's middle half▼ 2.4pp15.1%below the sector's middle half▼ 1.4pp12.5%below the sector's middle half▼ 2.6pp8.3%below the sector's middle half▼ 4.2pp5.5%below the sector's middle half▼ 2.8pp4.3%below the sector's middle half▼ 1.2pp
Current ratio0.26-0.37▲ 0.110.27below the sector's middle half▼ 0.090.41below the sector's middle half▲ 0.140.33below the sector's middle half▼ 0.070.28below the sector's middle half▼ 0.060.25below the sector's middle half▼ 0.030.31below the sector's middle half▲ 0.06
Return on assets (ROA)-3.1%-0.8%▲ 3.9pp-4.0%below the sector's middle half▼ 4.8pp-2.0%below the sector's middle half▲ 2.0pp-3.2%below the sector's middle half▼ 1.3pp-4.3%below the sector's middle half▼ 1.1pp-3.5%below the sector's middle half▲ 0.9pp-1.5%below the sector's middle half▲ 2.0pp
Staff (FTE)1-0.5▼ 50.0%0.8within the sector's middle half▲ 60.0%
above
within
below
the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €757,486
Fixed assets
€719,086 ▼ 5.0%
Current assets
€38,400 ▲ 6.0%
Equity and liabilities €757,486
Equity
€32,467 ▼ 25.6%
Debt
€725,019 ▼ 3.2%
Debt's share of the balance-sheet total rises from 94.5% to 95.7%. Equity and debt are lower.
Key figures and ratios
ROE
-34.5%▲
2024 · -62.7%
Debt ≤ 1 year
€125,319▼
2024 · €144,574
Debt > 1 year
€589,950=
2024 · €589,950
Income taxes
€0▼
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3,463 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39,573 | €48,922 | €49,212 | €41,146 | €40,786 | €42,112 | €42,881 | €44,666 | ▲ 4.2% |
| Other operating charges640/8 | - | - | - | €7,759 | €10,688 | €10,283 | €9,491 | €8,797 | ▼ 7.3% |
| Non-recurring operating charges66A | - | - | - | - | - | - | €3,442 | €0 | ▼ 100% |
| Gross operating margin9900 | €69,137 | €97,404 | €41,930 | €34,371 | €26,614 | €17,628 | €29,302 | €42,404 | ▲ 44.7% |
| Operating profit (loss)9901 | -€26,056 | €12,297 | -€33,332 | -€14,534 | -€24,860 | -€34,767 | -€26,512 | -€11,059 | ▲ 58.3% |
| Financial income75/76B | - | - | - | €0 | - | €2 | €3 | €198 | ▲ 61× |
| Recurring financial income75 | €1 | €2 | - | €0 | - | €2 | €3 | €198 | ▲ 61× |
| Financial charges65/66B | - | - | - | €2,940 | €2,479 | €1,829 | €877 | €333 | ▼ 62.0% |
| Recurring financial charges65 | €5,475 | €3,811 | €3,137 | €2,940 | €2,479 | €1,829 | €877 | €333 | ▼ 62.0% |
| Profit (loss) for the period before taxes9903 | -€31,530 | €8,462 | -€36,470 | -€17,474 | -€27,339 | -€36,594 | -€27,385 | -€11,195 | ▲ 59.1% |
| Income taxes67/77 | €127 | - | €711 | €491 | €689 | €562 | €0 | €0 | ▼ 18.9% |
| Profit (loss) for the period9904 | -€31,657 | €8,462 | -€37,181 | -€17,965 | -€28,028 | -€37,156 | -€27,386 | -€11,195 | ▲ 59.1% |
| Profit (loss) for the period to be appropriated9905 | -€31,657 | €8,462 | -€37,181 | -€17,965 | -€28,028 | -€37,156 | -€27,386 | -€11,195 | ▲ 59.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €1.0m | €1.0m | €0.9m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | ▼ 4.5% |
| Fixed assets21/28 | €1.0m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | €0.8m | €0.7m | ▼ 5.0% |
| Tangible fixed assets22/27 | €1.0m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | €0.8m | €0.7m | ▼ 5.0% |
| Land and buildings22 | - | - | - | €0.8m | €0.8m | €0.8m | €0.7m | €0.7m | ▼ 4.6% |
| Plant, machinery and equipment23 | - | - | - | €0.009m | €0.01m | €0.007m | €0.01m | €0.006m | ▼ 41.1% |
| Furniture and vehicles24 | - | - | - | €0.002m | €478 | €0.02m | €0.003m | €0.004m | ▲ 17.7% |
| Financial fixed assets28 | - | €250 | €350 | - | - | - | - | - | - |
| Current assets29/58 | €0.05m | €0.07m | €0.04m | €0.05m | €0.04m | €0.05m | €0.04m | €0.04m | ▲ 6.0% |
| Amounts receivable within one year40/41 | €0.05m | €0.06m | €0.03m | €0.04m | €0.04m | €0.04m | €0.03m | €0.03m | ▼ 0.4% |
| Trade receivables40 | - | - | - | €0.02m | €0.02m | €0.02m | €0.02m | €0.02m | = |
| Other amounts receivable41 | - | - | - | €0.02m | €0.02m | €0.02m | €0.01m | €0.01m | ▼ 1.1% |
| Cash at bank and in hand54/58 | - | €0.02m | €0.001m | €0.01m | €0.001m | €0.004m | €0.004m | €0.006m | ▲ 57.7% |
| Deferred charges and accrued income490/1 | - | - | - | €0.004m | €0.001m | €0.001m | €0.002m | €0.002m | ▲ 2.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €1.0m | €1.0m | €0.9m | €0.9m | €0.9m | €0.9m | €0.8m | €0.8m | ▼ 4.5% |
| Equity10/15 | €0.2m | €0.2m | €0.2m | €0.1m | €0.1m | €0.07m | €0.04m | €0.03m | ▼ 25.6% |
| Contributions10/11 | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Capital10 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Issued capital100 | - | - | - | €0.2m | €0.2m | €0.2m | €0.2m | €0.2m | = |
| Profit (loss) carried forward14 | -€0.05m | -€0.05m | -€0.08m | -€0.1m | -€0.1m | -€0.2m | -€0.2m | -€0.2m | ▼ 5.8% |
| Amounts payable17/49 | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.8m | €0.7m | €0.7m | ▼ 3.2% |
| Amounts payable after more than one year17 | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Financial debts170/4 | - | - | - | €0.03m | €0.02m | €0.007m | €0 | - | - |
| Other amounts payable178/9 | - | - | - | €0.6m | €0.6m | €0.6m | €0.6m | €0.6m | = |
| Amounts payable within one year42/48 | €0.2m | €0.2m | €0.1m | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | ▼ 13.3% |
| Current portion of amounts payable after more than one year42 | - | - | - | €0.008m | €0.009m | €0.009m | €0.007m | €0 | ▼ 100% |
| Trade debts44 | €0.004m | €0.009m | €0.001m | €0.001m | €0.003m | €0.001m | €0.006m | €0.001m | ▼ 78.2% |
| Suppliers440/4 | - | - | - | €0.001m | €0.003m | €0.001m | €0.006m | €0.001m | ▼ 78.2% |
| Taxes, remuneration and social security45 | - | - | - | €0.001m | €0.004m | €0.009m | €0.001m | €125 | ▼ 85.8% |
| Taxes450/3 | - | - | - | €0.001m | €0.004m | €0.009m | €0.001m | €125 | ▼ 85.8% |
| Other amounts payable47/48 | - | - | - | €0.1m | €0.1m | €0.2m | €0.1m | €0.1m | ▼ 4.8% |
| Accrued charges and deferred income492/3 | - | - | - | €0.03m | €0.02m | €0.02m | €0.01m | €0.01m | ▼ 33.3% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€31,657 | €8,462 | -€37,181 | -€17,965 | -€28,028 | -€37,156 | -€27,386 | -€11,195 | ▲ 59.1% |
| + Depreciation and write-downs630 | €39,573 | €48,922 | €49,212 | €41,146 | €40,786 | €42,112 | €42,881 | €44,666 | ▲ 4.2% |
| Operating cash flow (approximation) | €7,916 | €57,384 | €12,031 | €23,181 | €12,758 | €4,956 | €15,495 | €33,471 | ▲ 116% |
| Investment in fixed assets (approximation) | - | -€16,195 | -€9,741 | €7,317 | -€10,810 | -€31,806 | €11,606 | -€7,170 | - |
| Change in cash | - | - | -€13,936 | €8,956 | -€8,996 | €2,981 | -€316 | €2,265 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 25 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | abbreviated format | 31-08-2026 | 2026-00457148 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00486186 |
| 31-12-2023 | micro format | 02-09-2024 | 2024-00451507 |
| 31-12-2022 | micro format | 30-08-2023 | 2023-00408166 |
| 31-12-2021 | micro format | 31-08-2022 | 2022-20371542 |
| 31-12-2020 | micro format | 31-08-2021 | 2021-65800375 |
| 31-12-2019 | micro format | 14-11-2020 | 2020-70800579 |
| 31-12-2018 | micro format | 10-07-2019 | 2019-31300448 |
| 31-12-2017 | micro format | 04-07-2018 | 2018-29300578 |
| 31-12-2016 | micro format | 11-07-2017 | 2017-30100467 |
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Of the 24,459 active companies whose main activity is activities of holding companies (NACE 64210), figures are known for 20,049. 9,230 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Directors
No directors read yet: 0 of 2 Gazette acts processed. See the directors and other office holders in the KBO →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
History
Acts, filings and financial milestones
Next filing, financial year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
financial year 2025 · abbreviated format · 31 days late
2025
29-08
NBB filing
Annual accounts filed
financial year 2024 · micro format · 29 days late
2024
02-09
NBB filing
Annual accounts filed
financial year 2023 · micro format · 33 days late
2023
30-08
NBB filing
Annual accounts filed
financial year 2022 · micro format · 30 days late
2022
31-08
NBB filing
Annual accounts filed
financial year 2021 · micro format · 31 days late
2021
31-08
NBB filing
Annual accounts filed
financial year 2020 · micro format · 31 days late
2020
31-12
Financial
Weakest financial yearnet -€37,181
Net result drops to -€37,181, the lowest in the series; recovery starts the following year.
14-11
NBB filing
Annual accounts filed
financial year 2019 · micro format · 106 days late
2019
31-12
Financial
Back to profitnet €8,462
Net result €8,462 after one loss-making year.
10-07
NBB filing
Annual accounts filed
financial year 2018 · micro format
2018
04-07
NBB filing
Annual accounts filed
financial year 2017 · micro format
2017
11-07
NBB filing
Annual accounts filed
financial year 2016 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.Of the 25 annual accounts filed, the latest 10 are here; all 25 are under Financials.
0 of 2 deeds read
About the unread acts
We know of 2 Belgian Official Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPublic limited company
Founded09-08-2000
Financial year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0472574991
Also
9925:BE0472574991
Registered
09-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 26 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
Location & real-estate footprint
Registered office, Mettet · 1 establishment unit since 2001
Ground area
2,013 m²
Building footprint
270 m²
Building volume
2,082 m³
2 parcels, Wallonia · tallest building 10.4 m. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
Centre d'Affaire
since 2001unit no. 2.095.063.507
2 parcels
Wallonia
2
(100%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 92087B0139/00G000 | Wallonia | 1,321 m² | 1 · 211 m² | 9.1 m · 3 |
| 52007B0227/00R000 | Wallonia | 692 m² | 1 · 59 m² | 10.4 m · 3 |
How the parcels are linked
Good to know
Both parcels match the address exactly.