CHAMARAL
Open bankruptcyA bankruptcy procedure is open for CHAMARAL according to publications in the Belgian State Gazette. The 2023 annual accounts show equity of €127k and a net result of €68k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 17-06-2024, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
44 d early
2022
6 d early
2021
57 d late
2020
31 d late
2019
119 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, abbreviated schema
Equity
€127k▲ 117%
2022 · €58k
2018: €1.01M
2019: €140k
2020: €111k
2021: €68k
2022: €58k
2018 → 2023
Net result
€68k
2022 · €-10k
2018: €-131k
2019: €-1.00M
2020: €-1.03M
2021: €-43k
2022: €-10k
2018 → 2023
Total assets
€133k▲ 107%
2022 · €64k
2018: €1.06M
2019: €156k
2020: €114k
2021: €72k
2022: €64k
2018 → 2023
Solvency
94.9%▲ 4.1pp
2022 · 90.8%
2018: 95.9%
2019: 89.4%
2020: 97.3%
2021: 93.9%
2022: 90.8%
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€140k-€111k▼ 20.4%€68k▼ 38.8%€58k▼ 14.2%€127k▲ 117%
Operating result€-792k-€-33k▲ 95.8%€-44k▼ 34.0%€-12k▲ 73.1%€66k
Net result€-1.00M-€-1.03M▼ 2.8%€-43k▲ 95.8%€-10k▲ 77.7%€68k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2023: €66k after a loss of €12k in 2022, the highest year so far.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €133k
Equity
€127k▲ 117%
Debt
€7k▲ 14.7%
The debt ratio falls from 9.2% to 5.1%: equity grows faster than debt.
Key figures and ratios
Solvency
94.9%▲
2022 · 90.8%
ROE
53.8%▲
2022 · -16.5%
ROA
51.1%▲
2022 · -15.0%
Debt
€7k▲
2022 · €6k
Debt ≤ 1 year
€7k▲
2022 · €2k
Income taxes
€368▲
2022 · €345
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Total assets
20/58€64k€133k▲
Current assets
29/58€64k€133k▲
Amounts receivable within one year
40/41€41k€78k▲
Investments
50/53€255€226▼
Cash & bank
54/58€22k€54k▲
Total equity & liabilities
10/49€64k€133k▲
Equity
10/15€58k€127k▲
Contributions / capital
10/11€1.01M€1.01M=
Reserves
13€136k€136k=
Accumulated profits (losses)
14€-1.08M€-1.02M▲
Amounts payable
17/49€6k€7k▲
Amounts payable within one year
42/48€2k€7k▲
Trade debts payable within one year
44€1k€1k▼
Income statement
Code20222023
Gross operating margin
9900€-11k€75k▲
Operating result
9901€-12k€66k▲
Financial income
75€3k€3k▲
Financial charges
65€98€149▲
Result before taxes
9903€-9k€69k▲
Income taxes
67/77€345€368▲
Net result for the period
9904€-10k€68k▲
Result to be appropriated
9905€-10k€68k▲
Timeline · acts, filings and financial milestones
2025
31-10
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · CHAMARAL NV ESDOORN- STRAAT 19, 2580 BEERZEL · event 27-10-2025
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €68k
Net result €68k after 5 loss-making years.
31-12
Financial
Equity above €100kEq €127k ▲117%
Equity rises from €58k to €127k.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
26-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 57 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Weakest financial yearnet €-1.03M
Net result drops to €-1.03M, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 36.15
Current ratio from 9.12 to 36.15; short-term debt falls from €17k to €3k.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 395 days late
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
08-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Putte · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Esdoornstraat 192580 PutteGround area
980 m²
Building footprint
208 m²
Volume, LiDAR
1,162 m³
Parcel 12001C0114/00D000, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CHAMARAL
since 20082.169.857.732
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12001C0114/00D000 | Flanders | 980 m² | 1 · 208 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | TOON BRAWERS ZOMERSTRAAT 16, 2590 BERLAAR- |
27-10-2025 → present |
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Of 24,686 companies in sector 64210 we hold annual accounts for 19,489. 12,744 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded26-02-2008
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 27-08-2026. Scores and ratios are computed by Checked and are not a credit decision.