CHAMANO
ActiveSummary
CHAMANO has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €416,119 and a net result of €23,186. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 92% of 39,152 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Financials · financial year 2025, micro format
Equity
€416,119▼ 6.2%
2024 · €443,766
Total assets
€449,256▼ 12.2%
2024 · €511,688
Net result
€23,186▼ 74.0%
2024 · €89,085
Working capital
-€3,881
2024 · €23,766
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €41,350 after €37,903 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
Operating result-€41,350
2025
Net result€23,186
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€449,256
2025
Equity€416,119
2025
Debt€33,137
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital-€3,881
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)5.2%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency92.6%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio0.88
2025
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result-€927--€996▼ 7.4%-€1,021▼ 2.6%-€983▲ 3.7%-€1,129▼ 14.8%-€5,054▼ 348%€37,903-€41,350
Net result€50,235-€51,044▲ 1.6%€52,231above the sector's middle half▲ 2.3%€53,288within the sector's middle half▲ 2.0%€53,058within the sector's middle half▼ 0.4%€109,253above the sector's middle half▲ 106%€89,085above the sector's middle half▼ 18.5%€23,186within the sector's middle half▼ 74.0%
Equity€131,267-€181,310▲ 38.1%€232,541within the sector's middle half▲ 28.3%€284,829above the sector's middle half▲ 22.5%€337,087above the sector's middle half▲ 18.3%€400,540above the sector's middle half▲ 18.8%€443,766above the sector's middle half▲ 10.8%€416,119above the sector's middle half▼ 6.2%
Total assets€437,128-€440,528▲ 0.8%€445,876within the sector's middle half▲ 1.2%€420,778within the sector's middle half▼ 5.6%€420,357within the sector's middle half▼ 0.1%€467,191within the sector's middle half▲ 11.1%€511,688above the sector's middle half▲ 9.5%€449,256above the sector's middle half▼ 12.2%
Debt€305,862-€259,217▼ 15.3%€213,334▼ 17.7%€135,949▼ 36.3%€83,270▼ 38.7%€66,651▼ 20.0%€67,922▲ 1.9%€33,137▼ 51.2%
Working capital-€198,341--€211,805▼ 6.8%-€187,459below the sector's middle half▲ 11.5%-€135,171below the sector's middle half▲ 27.9%-€82,913below the sector's middle half▲ 38.7%-€19,460below the sector's middle half▲ 76.5%€23,766within the sector's middle half-€3,881below the sector's middle half
Solvency30.0%-41.2%▲ 11.1pp52.2%within the sector's middle half▲ 11.0pp67.7%within the sector's middle half▲ 15.5pp80.2%above the sector's middle half▲ 12.5pp85.7%above the sector's middle half▲ 5.5pp86.7%above the sector's middle half▲ 1.0pp92.6%above the sector's middle half▲ 5.9pp
Current ratio0.08-0.09▲ 0.010.12below the sector's middle half▲ 0.030.01below the sector's middle half▼ 0.120.00below the sector's middle half=0.71below the sector's middle half▲ 0.701.35within the sector's middle half▲ 0.640.88below the sector's middle half▼ 0.47
Return on assets (ROA)11.5%-11.6%▲ 0.1pp11.7%within the sector's middle half▲ 0.1pp12.7%within the sector's middle half▲ 0.9pp12.6%within the sector's middle half=23.4%within the sector's middle half▲ 10.8pp17.4%within the sector's middle half▼ 6.0pp5.2%within the sector's middle half▼ 12.2pp
above
within
below
the middle half of NACE 70, Activities of head offices; management consultancy activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €449,256
Fixed assets
€420,000 =
Current assets
€29,256 ▼ 68.1%
Equity and liabilities €449,256
Equity
€416,119 ▼ 6.2%
Debt
€33,137 ▼ 51.2%
Debt's share of the balance-sheet total falls from 13.3% to 7.4%. Equity and debt are lower.
Key figures and ratios
Debt to equity
0.08▼
2024 · 0.15
ROE
5.6%▼
2024 · 20.1%
Debt ≤ 1 year
€33,137▼
2024 · €67,922
Income taxes
€5,265▼
2024 · €8,900
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Other operating charges640/8 | - | - | - | €348 | €348 | €434 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | -€579 | -€648 | -€674 | -€636 | -€781 | -€4,619 | €38,291 | -€40,951 | - |
| Operating profit (loss)9901 | -€927 | -€996 | -€1,021 | -€983 | -€1,129 | -€5,054 | €37,903 | -€41,350 | - |
| Financial income75/76B | - | - | - | €60,000 | €60,000 | €125,512 | €60,407 | €70,081 | ▲ 16.0% |
| Recurring financial income75 | €60,000 | €60,000 | €60,000 | €60,000 | €60,000 | €125,512 | €60,407 | €70,081 | ▲ 16.0% |
| Financial charges65/66B | - | - | - | €429 | €513 | €285 | €326 | €280 | ▼ 14.2% |
| Recurring financial charges65 | €4,339 | €2,961 | €1,548 | €429 | €513 | €285 | €326 | €280 | ▼ 14.2% |
| Profit (loss) for the period before taxes9903 | €54,735 | €56,044 | €57,431 | €58,588 | €58,358 | €120,173 | €97,985 | €28,451 | ▼ 71.0% |
| Income taxes67/77 | €4,500 | €5,000 | €5,200 | €5,300 | €5,300 | €10,920 | €8,900 | €5,265 | ▼ 40.8% |
| Profit (loss) for the period9904 | €50,235 | €51,044 | €52,231 | €53,288 | €53,058 | €109,253 | €89,085 | €23,186 | ▼ 74.0% |
| Profit (loss) for the period to be appropriated9905 | €50,235 | €51,044 | €52,231 | €53,288 | €53,058 | €109,253 | €89,085 | €23,186 | ▼ 74.0% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €437,128 | €440,528 | €445,876 | €420,778 | €420,357 | €467,191 | €511,688 | €449,256 | ▼ 12.2% |
| Fixed assets21/28 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | = |
| Financial fixed assets28 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | €420,000 | = |
| Current assets29/58 | €17,128 | €20,528 | €25,876 | €778 | €357 | €47,191 | €91,688 | €29,256 | ▼ 68.1% |
| Amounts receivable within one year40/41 | €11,000 | €5,500 | - | - | - | €7,308 | €46,320 | €2,355 | ▼ 94.9% |
| Trade receivables40 | - | - | - | - | - | €197 | €24,200 | - | - |
| Other amounts receivable41 | - | - | - | - | - | €7,111 | €22,120 | €2,355 | ▼ 89.4% |
| Cash at bank and in hand54/58 | €6,128 | €15,028 | €25,876 | €778 | €357 | €39,883 | €45,368 | €26,901 | ▼ 40.7% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €437,128 | €440,528 | €445,876 | €420,778 | €420,357 | €467,191 | €511,688 | €449,256 | ▼ 12.2% |
| Equity10/15 | €131,267 | €181,310 | €232,541 | €284,829 | €337,087 | €400,540 | €443,766 | €416,119 | ▼ 6.2% |
| Contributions10/11 | €6,200 | €6,200 | - | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €91,860 | €141,860 | €193,860 | €246,860 | €299,860 | €364,060 | €408,060 | €381,245 | ▼ 6.6% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | - | - | - | - |
| Distributable reserves133 | - | - | - | €245,000 | €298,000 | €364,060 | €408,060 | €381,245 | ▼ 6.6% |
| Profit (loss) carried forward14 | €33,207 | €33,250 | €32,481 | €31,769 | €31,027 | €30,280 | €29,506 | €28,674 | ▼ 2.8% |
| Amounts payable17/49 | €305,862 | €259,217 | €213,334 | €135,949 | €83,270 | €66,651 | €67,922 | €33,137 | ▼ 51.2% |
| Amounts payable after more than one year17 | €90,393 | €26,884 | - | - | - | - | - | - | - |
| Amounts payable within one year42/48 | €215,469 | €232,333 | €213,334 | €135,949 | €83,270 | €66,651 | €67,922 | €33,137 | ▼ 51.2% |
| Financial debts43 | - | - | - | - | €1,509 | - | €4,121 | - | - |
| Credit institutions430/8 | - | - | - | - | €1,509 | - | - | - | - |
| Other loans439 | - | - | - | - | - | - | €4,121 | - | - |
| Trade debts44 | €526 | €110 | €135 | €97 | €204 | €1,465 | €160 | €949 | ▲ 493% |
| Suppliers440/4 | - | - | - | €97 | €204 | €1,465 | €160 | €949 | ▲ 493% |
| Taxes, remuneration and social security45 | - | - | - | €1,500 | €1,600 | €23,505 | €17,783 | €13,332 | ▼ 25.0% |
| Taxes450/3 | - | - | - | €1,500 | €1,600 | €23,505 | €13,283 | €8,832 | ▼ 33.5% |
| Remuneration and social security454/9 | - | - | - | - | - | - | €4,500 | €4,500 | = |
| Other amounts payable47/48 | - | - | - | €134,352 | €79,957 | €41,681 | €45,859 | €18,856 | ▼ 58.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,235 | €51,044 | €52,231 | €53,288 | €53,058 | €109,253 | €89,085 | €23,186 | ▼ 74.0% |
| Operating cash flow (approximation) | €50,235 | €51,044 | €52,231 | €53,288 | €53,058 | €109,253 | €89,085 | €23,186 | ▼ 74.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €8,900 | €10,848 | -€25,098 | -€421 | €39,526 | €5,485 | -€18,467 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Latest 10 of 12 filings with the National Bank
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00361324 |
| 31-12-2024 | micro format | 10-04-2025 | 2025-00066947 |
| 31-12-2023 | micro format | 25-07-2024 | 2024-00280365 |
| 31-12-2022 | micro format | 25-07-2023 | 2023-00265172 |
| 31-12-2021 | micro format | 24-07-2022 | 2022-20214956 |
| 31-12-2020 | micro format | 13-09-2021 | 2021-67000263 |
| 31-12-2019 | micro format | 20-08-2020 | 2020-42400434 |
| 31-12-2018 | micro format | 08-07-2019 | 2019-29400320 |
| 31-12-2017 | micro format | 28-09-2018 | 2018-67000311 |
| 31-12-2016 | micro format | 28-09-2017 | 2017-63100400 |
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Of the 82,475 active companies whose main activity is business and other management consultancy (NACE 70200), figures are known for 54,494. 36,793 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.