Result
€322 ▼ 99.5%
The result fell in 2025 from €70,108 to €322.
CHAMALLOW CONSULT
Overview
Lifetime
3 annual accounts with figures on one time axispeak €157,425 (2023)
€2,680▼ 97.3%
peak €110,485 (2023)
€322▼ 99.5%
peak €185,914 (2025)
€185,914▲ 0.2%
€46,471▼ 18.5%
Board1 name since 2023
1 director
Documentsfilings and deeds
14-08-202614 days late
2025micro format
Gross margin from €98,449 to €2,680Result from €70,108 to €322Debts from €56,985 to €46,471
Key points
from the 2025 annual accountsChecked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,545 companies had the same profile as CHAMALLOW CONSULT has now. Each dot stands for 7 companies, two years later.
94.3%
were still trading
3.2%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,545 companies, not a prediction for CHAMALLOW CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797838757
Incorporation
Founding capital of €5,000, 100 shares · Founder: (hoofdelijk aansprakelijke vennoot en oprichter) · Appointment: (director) · published on 02-02-2023 · Gazette deed
First establishment
Goede Luchtlaan 11, Sint-Genesius-Rode
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| CHAMALLOW CONSULT Sint-Genesius-Rode | €232,385 | €2,680 | 80.0% | - |
| WBL Engineering Lede | €364,587 | €2,896 | 94.7% | - |
| TALATA Lennik | €138,109 | €2,295 | 60.1% | - |
| DM Solutions Brecht | €135,359 | €3,146 | 97.3% | - |
| MAVERICKS Advancing Higher Education Brussels | €133,700 | €2,078 | 34.3% | - |
| STDS-Invest Temse | €238,740 | €1,953 | -11.6% | 0 |
| GEWI CONSULT Antwerp | €219,672 | €1,376 | 76.2% | - |
These companies have the same main activity as CHAMALLOW CONSULT: other business support services (NACE 82990). They are comparable in size and age: total assets between €134,000 and €365,000, founded between 2020 and 2023.
Official details
Source: KBO- Status
- Active since 31-01-2023Normal situation
- Activity
- Other business support servicesNACE 82990and 1 other
- Establishment unit
- 2.341.402.2321640 Sint-Genesius-Rode, since 31-01-2023
- Financial year end
- 31 December
- Peppol
- Reachable since 31-01-2025
Annual accounts 2025
- €2,680▼ 97.3%
- €322▼ 99.5%
- €185,914▲ 0.2%
- €232,385▼ 4.2%
- Filing
- Filed on 14-08-2026
Insights on CHAMALLOW CONSULT
CHAMALLOW CONSULT files the micro format. That format states no turnover. The gross margin fell from €157,425 in 2023 to €2,680 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 14-08-2026, 14 days late€2,680
▼ 97.3%
€1,113
▼ 98.9%
€322
▼ 99.5%
€184,903
▲ 0.8%
80.0%
▲ 3.5 percentage points
4.98
▲ 0.76
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €16,000. Estimated: probably between €8,200 and €30,000.
Balance sheet
balance sheet total €232,385 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
80.0%
Higher than 80% of 10,252 companies in 2025.
4.98
Higher than 80% of 9,835 companies in 2025.
0.1%
Higher than 24% of 9,977 companies in 2025.
CHAMALLOW CONSULT
Middle half of the sector
80% of the sector
Micro accounts in office administrative support (NACE 82)
Net result: middle half · Equity: top quarter · Balance sheet total: middle half · Working capital: top quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| Balance sheet: assets | ||||
20/58 |
232,385 | 242,577 | 183,899 | |
21/28 |
1,012 | 2,076 | 2,037 | |
22/27 |
1,012 | 2,076 | 2,037 | |
24 |
1,012 | 2,076 | 2,037 | |
29/58 |
231,373 | 240,502 | 181,863 | |
40/41 |
5,063 | 3,637 | 36,300 | |
40 |
2,914 | 3,543 | 36,300 | |
41 |
2,149 | 95 | - | |
54/58 |
226,310 | 236,864 | 145,393 | |
490/1 |
- | 0 | 170 | |
| Balance sheet: equity and liabilities | ||||
10/49 |
232,385 | 242,577 | 183,899 | |
10/15 |
185,914 | 185,593 | 115,485 | |
10/11 |
5,000 | 5,000 | 5,000 | |
13 |
180,914 | 180,593 | 110,485 | |
133 |
180,914 | 180,593 | 110,485 | |
17/49 |
46,471 | 56,985 | 68,415 | |
42/48 |
46,471 | 56,985 | 68,415 | |
44 |
2,613 | 12,017 | 1,802 | |
440/4 |
2,613 | 12,017 | 1,802 | |
45 |
27,578 | 26,958 | 53,905 | |
450/3 |
27,578 | 26,958 | 53,905 | |
47/48 |
16,280 | 18,010 | 12,708 | |
| Income statement | ||||
9900 |
2,680 | 98,449 | 157,425 | |
630 |
1,064 | 797 | 319 | |
640/8 |
503 | 487 | 673 | |
9901 |
1,113 | 97,165 | 156,433 | |
75/76B |
0 | - | - | |
75 |
0 | - | - | |
65/66B |
171 | 128 | 122 | |
65 |
171 | 128 | 122 | |
9903 |
942 | 97,037 | 156,311 | |
67/77 |
621 | 26,929 | 45,826 | |
9904 |
322 | 70,108 | 110,485 | |
9905 |
322 | 70,108 | 110,485 | |
| Appropriation of the result | ||||
9906 |
322 | 70,108 | 110,485 | |
691/2 |
322 | 70,108 | 110,485 | |
6921 |
322 | 70,108 | 110,485 | |
| Social balance sheet | ||||
Hours worked1013 |
- | - | 0 | |
| Document | ||||
The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 14-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 14 days after the deadline. Filed on 14 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00398909.
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 |
|---|---|---|---|---|
| 2,177 | 97,961 | 156,752 | ||
| 1,386 | 70,905 | 110,804 | ||
| 0 | 836 | 2,356 | ||
| -10,555 | 91,471 | - | ||
| 184,903 | 183,517 | 113,448 | ||
| 80.0% | 76.5% | 62.8% | ||
| 4.98 | 4.22 | 2.66 | ||
| 0.25 | 0.31 | 0.59 | ||
| 0.2% | 37.8% | 95.7% | ||
| 0.1% | 28.9% | 60.1% | ||
| 12.76 | over 100 | over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Social balance sheet
| Item | 31-12-2023 |
|---|---|
| Employees at the balance-sheet date | 0 |
| full-time | 0 |
| part-time | 0 |
Source: social balance sheet in the 2023 annual accounts
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 |
|---|---|---|---|
| Tangible fixed assets | - | €836 | €2,356 |
| Financial fixed assets | €0 | - | - |
| €1,064 | €797 | €319 |
Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)
Insights on CHAMALLOW CONSULT
The operating result for 2025 is 99% lower than in 2024 and the lowest since 2023. It is the second fall in a row.
Debt's share of the balance-sheet total falls from 23.5% to 20.0%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 02-02-2023
term without a fixed end
listed in the 2025 annual accounts, filed on 14-08-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Iedere bestuurder vertegenwoordigt de vennootschap jegens derden en in rechte als eiser of als verweerder. Hij kan bijzondere machten…”deed of 02-02-2023
Mandates through the years
1 name, the dashed line is todayDirector (not named in the articles)
Board
Mandates as a list
-
- Director (not named in the articles), from 31-01-2023 to date
Control
Founder
This company
CHAMALLOW CONSULT
Equity €185,914
Profit €322 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €1,859 in 2025
- Source
- deed of 02-02-2023
Articles of association
deed of 02-02-2023 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of May at 18:00
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Benoemd voor een hernieuwbare termijn van drie jaar, toevertrouwd aan één of meerdere commissarissen”
Founder
At incorporation
deed of 02-02-2023 ↗
- sole founder · 100% at incorporation
Network & group
No group
CHAMALLOW CONSULT has no parent and no holdings in its annual accounts. is the only director. CHAMALLOW CONSULT shares no director with another company.
At the same address
Goede Luchtlaan 11, 1640 Sint-Genesius-Rode · 4 other companies| CARAT MANAGEMENT
establishment since 22-09-2006 · founded in 2006 |
total assets €6.6m (2025) 0883.461.548 |
| Archimède 36
registered office since 15-06-2026 |
founded in 2026 1039.043.214 |
| Wahba, Marc (sole trader)
establishment since 15-09-2017 |
founded in 2017 0681.507.944 |
| Gabay, Isabelle (sole trader)
establishment since 07-08-2001 |
founded in 2001 0813.183.563 |
Timeline
Timeline
8 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 14 days late
2025
Weakest financial year net €322 ▼99.5% The net result drops to €322, the lowest from 2023 to 2025.
Annual accounts 2024 filed PDFmicro format · 4 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0797838757
2024
Equity above €150,000 equity €185,593 ▲60.7% With a profit in every financial year since 2023, equity grows to €185,593.
Annual accounts 2023 filed PDFmicro format · 26 days late
2023
IncorporationFounding capital of €5,000, 100 shares · Founder: (hoofdelijk aansprakelijke vennoot en oprichter) · Appointment: (director) · published on 02-02-20235 points ▸
- Founder, (hoofdelijk aansprakelijke vennoot en oprichter)
- Founding capital, €5,000, 100 shares
- Board rule, 1
- Director appointment, (director (not named in the articles))
- Power of attorney,
First establishment Goede Luchtlaan 11, Sint-Genesius-Rode
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0797.838.757
- VAT number
- BE 0797.838.757
- Peppol ID
- 0208:0797838757
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-01-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Thursday of May at 18:00deed of 02-02-2023 (in Dutch)
- Voting ruleThe articles set which majority the meeting decides by, for example a simple or a special majority.
- “Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht…”“Een aandeelhouder die niet aanwezig kan zijn, heeft tevens de mogelijkheid om zijn stem vooraf schriftelijk uit te brengen, Een verleende…”“Meerderheid van stemmen, ongeacht het aantal effecten dat op de algemene vergadering vertegenwoordigd is, Elke gewone of buitengewone…”deed of 02-02-2023 (in Dutch)
- Peppol
- Reachable since 31-01-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- CHAMALLOW CONSULT in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Goede Luchtlaan 11, 1640 Sint-Genesius-Rode”deed of 02-02-2023 (in Dutch)
Activities
NACEBEL 202582990
Other business support services main activity
Codes under NACEBEL 2008
82990
Other business support services main activity
82110
Office administrative, office support and other business support activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “1. het advies aan natuurlijke of rechtspersonen in alle commerciële, industriële, administratieve of juridische aangelegenheden. Het…”deed of 02-02-2023 (in Dutch)
9 activities
- 1. het advies aan natuurlijke of rechtspersonen in alle commerciële, industriële, administratieve of juridische aangelegenheden. Het verlenen van diensten met betrekking tot commercialisering, strategie, verkoop en aankoop, voorraadbeheer, management, administratie, algemeen secretariaat of juridisch advies en, in het algemeen, elke vorm van advies met betrekking tot het beheer van ondernemingen.
- 2. het verlenen van administratieve, en informatische diensten, secretariële en vertaling diensten. Het organiseren van events, seminaries, workshops, conferenties, congressen of algemene vergaderingen van aandeelhouders;
- 3. De vennootschap mag investeringen en beleggingen uitvoeren zoals onder meer de aankoop, de verkoop, de verhuring, de ruiling, de oprichting, het verbouwen en het verkavelen, van onroerende goederen, en onder meer met het oog op het verlonen van haar bestuurder(s) in geld en/of in natura. Alle onroerende zakelijke optreden en beheren.
- 4. het creëren, verbeteren en beheren van een roerend vermogen voor eigen rekening alleen. Daartoe kan de vennootschap deelnemen aan inschrijvingen, aan- en verkopen van alle effecten, aandelen, obligaties, converteerbare obligaties of obligaties met inschrijvingsrechten, deelneming in alle industriële- en commerciële ondernemingen; en in het algemeen alle activiteiten uitvoeren met betrekking tot het beheer van haar vermogen en haar activiteiten. De vennootschap zal ook in staat zijn om te kopen, verkopen, geven of nemen in huur al antiek meubilair of al kunstwerk, ongeacht de aard ervan.
- De vennootschap kan optreden als bestuurder, secretaris-generaal, volmacht drager, mandataris of vereffenaar in alle vennootschappen, ondernemingen, verenigingen, stichtingen en academische
- De vennootschap kan zich zowel voor eigen verbintenissen als voor verbintenissen van derden borg stellen, onder meer door haar goederen inclusief de eigen handelszaak in hypotheek of in pand te geven.
- Bovenvermelde opsomming is niet beperkend, zodat de vennootschap alle handelingen kan stellen van commerciële, industriële, onroerende, roerende en financiële aard, die rechtstreeks of onrechtstreeks met haar voorwerp verwant of verknocht zijn of op welke wijze ook kunnen bijdragen tot de verwezenlijking van haar maatschappelijk voorwerp.
- De hierboven vermelde activiteiten waarvoor een vergunning/attest nodig is of aan nog andere voorschriften moet voldoen zijn, zullen bijgevolg slechts mogen uitgeoefend worden nadat de vereiste vergunning/attest ter beschikking zal zijn of aan de desbetreffende voorschriften zal zijn voldaan.
- De vennootschap mag door middel van bijdrage, inbreng, fusie, inschrijving, financiële tussenkomst, deelnemingen, investeringen, of op eender welke wijze belangen nemen in of aan het bestuur deelnemen van verenigingen, ondernemingen of vennootschappen die eenzelfde, gelijkaardig of verwant voorwerp hebben, of die van aard zijn de ontwikkeling van haar bedrijf te bevorderen of de verwezenlijking van haar activiteiten te vergemakkelijken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Goede Luchtlaan 11 registered office 1640 Sint-Genesius-Rode | 31-01-2023 | 2.341.402.232 |
Buildings and parcels at the address
- Ground area
- 1,058 m²
- Buildings
- 233 m²
- Volume, LiDAR
- 1,718 m³
- Tallest building
- 11.5 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 22552F0002/02A018 | 1,058 m² | 1 · 233 m² | 11.5 m · 3 |