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CHAMAGG

Active Risk: not assessed Private limited companyfounded 2023active for 3 yearsMeiliedstraat 17, 3500 HasseltKBO/BCE: BE 0801.912.757

Overview

Lifetime

3 annual accounts with figures on one time axis
Gross marginpeak €114,191 (2025)
€114,191▲ 44.7%
Resultpeak €84,018 (2025)
€84,018▲ 48.6%
Equitypeak €171,616 (2025)
€171,616▲ 95.9%
Debts
€85,122▲ 66.5%
Board1 name since 2023
1 directorLEROI Charline Huguette Paule Marie
Documentsfilings and deeds
30-07-20261 days before the deadline
2025micro format
Gross margin from €78,896 to €114,191Result from €56,551 to €84,018Equity from €87,598 to €171,616Debts from €51,122 to €85,122Investments €7,121Cash from €113,040 to €192,380

Key points

from the 2025 annual accounts

Equity

€171,616 ▲ 95.9%
€87,6002024€172,0002025

Equity rose in 2025 from €87,598 to €171,616.

Turnover

≈ €180,000 estimated

The micro format states no turnover.

Investments

€7,121 2.4 × depreciation
202320242025

Green is investment, beige is depreciation.

Financial institution: outside the modelBankruptcy probability: sector outside the model

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
1 day early
2024
4 days early
2023
16 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 7 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

  • LEROI Charline Huguette Paule Marie 100 sharesdeed of 24-05-2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0801912757
Incorporation Founding capital of €3,000, 100 shares · Founder: LEROI Charline Huguette Paule Marie · Appointment: LEROI Charline Huguette Paule Marie (director) · published on 24-05-2023 · Gazette deed
First establishment Meiliedstraat 17, Hasselt
All 8 events

Comparable companies

same main activity, similar in size and age
Company Total assets Gross margin Solvency Staff
CHAMAGG Hasselt €256,738 €114,191 66.8% -
EA-CONSULT Beringen €278,268 €116,613 80.3% -
TOMmorrow Alken €263,953 €124,149 77.2% -
HENRI MONNENS Kinrooi €256,489 €122,265 93.6% -
KEY4MORE Beringen €313,818 €99,135 76.9% -
LEVEL 3 Tongeren-Borgloon €203,971 €131,049 85.5% -
BelgianCows Maasmechelen €241,228 €92,351 69.9% -

These companies have the same main activity as CHAMAGG: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €204,000 and €314,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 20-05-2023Normal situation
Activity
Activities of holding companiesNACE 64210and 5 others
Establishment unit
2.345.331.0293500 Hasselt, since 20-05-2023
Financial year end
31 December
Peppol
Reachable since 27-08-2025
Company details

Annual accounts 2025

Profit
€84,018▲ 48.6%
Equity
€171,616▲ 95.9%
Total assets
€256,738▲ 85.1%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on CHAMAGG

CHAMAGG files the micro format. That format states no turnover. The gross margin rose from €42,230 in 2023 to €114,191 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
Equity
€171,616
▲ 95.9%
Balance sheet total
€256,738
▲ 85.1%
Profit
€84,018
▲ 48.6%
Solvency
66.8%
▲ 3.7 percentage points
Return on equity
49.0%
▼ 15.6 percentage points
Return on assets
32.7%
▼ 8.0 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €256,738 on 31-12-2025
What the company ownsHow it is paid for

Change in equityin euro

Change in cashin euro

Position in the sector

Solvency66.8%

Higher than 64% of 9,761 companies in 2025.

Return on assets32.7%

Higher than 80% of 9,615 companies in 2025.

CHAMAGG Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
Total assets20/58 256,738138,72067,518
Fixed assets21/28 12,6808,5049,704
Tangible fixed assets22/27 12,6808,5049,704
Land and buildings22 6,921--
Plant, machinery and equipment23 1,3731,9232,474
Furniture and vehicles24 4,3876,5807,230
Current assets29/58 244,057130,21657,814
Amounts receivable within one year40/41 49,93915,45015,000
Trade receivables40 49,91815,45015,000
Other amounts receivable41 21--
Cash at bank and in hand54/58 192,380113,04041,522
Deferred charges and accrued income490/1 1,7381,7261,292
Balance sheet: equity and liabilities
Total equity and liabilities10/49 256,738138,72067,518
Equity10/15 171,61687,59831,047
Contributions10/11 3,0003,0003,000
Reserves13 27,50027,50027,500
Distributable reserves133 27,50027,50027,500
Profit (loss) carried forward14 141,11657,098547
Amounts payable17/49 85,12251,12236,471
Amounts payable within one year42/48 83,63050,24236,192
Trade debts44 3,8701,1495,323
Suppliers440/4 3,8701,1495,323
Taxes, remuneration and social security45 50,57536,24721,770
Taxes450/3 47,32532,99718,520
Remuneration and social security454/9 3,2503,2503,250
Other amounts payable47/48 29,18512,8469,100
Accrued charges and deferred income492/3 1,492880279
Income statement
Gross operating margin9900 114,19178,89642,230
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 2,9452,4991,064
Other operating charges640/8 462462384
Operating profit (loss)9901 110,78575,93540,782
Financial income75/76B 0-0
Recurring financial income75 0-0
Financial charges65/66B 3,7763,9642,093
Recurring financial charges65 3,7763,9642,093
Profit (loss) for the period before taxes9903 107,01071,97138,689
Income taxes67/77 22,99215,41910,642
Profit (loss) for the period9904 84,01856,55128,047
Profit (loss) for the period to be appropriated9905 84,01856,55128,047
Appropriation of the result
Profit (loss) to be appropriated9906 141,11657,09828,047
Profit (loss) brought forward from the previous period14P 57,098547-
Transfer to equity691/2 --27,500
To other reserves6921 --27,500
Document PDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00370975 PDF
31-12-2024 micro format 27-07-2025 2025-00325233 PDF
31-12-2023 micro format 15-07-2024 2024-00255864 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
Investment in fixed assets 7,1211,29910,768
Change in cash 79,34071,518-
Solvency 66.8%63.1%46.0%
ROE 49.0%64.6%90.3%
ROA 32.7%40.8%41.5%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€7,121€1,299€10,768
Depreciation and write-downs of the year€2,945€2,499€1,064

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on CHAMAGG

The operating result for 2025 is 46% higher than in 2024 and the highest since 2023. It is the second rise in a row.

Debt's share of the balance-sheet total falls from 36.9% to 33.2%. Equity and debt are higher.

Board & ownership

Board

1 director, since incorporation
Director
appointed by deed of 24-05-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 30-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 24-05-2023

Office holders in the KBO →

Mandates through the years

1 name, the dashed line is today
Board
Mandates as a list
  • LEROI Charline Huguette Paule Marie
    • Director, appointed by deed of 24-05-2023, still in office

See the board, name and registered office on a given date →

Control

Founder
LEROI Charline Huguette Paule Marie
This company
CHAMAGG
Equity €171,616
Profit €84,018 in 2025

Capital

Contribution
€3,000
Shares
100
Contribution per share
€30
Equity per share
€1,716 in 2025
Source
deed of 24-05-2023

Articles of association

deed of 24-05-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Saturday of June at 20:00
Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
No statutory auditor

Shareholders

At incorporation deed of 24-05-2023 ↗

Network & group

No group

CHAMAGG has no parent and no holdings in its annual accounts. LEROI Charline Huguette Paule Marie is the only director.

Board mandates elsewhere

4 board mandates
Board mandates of CHAMAGGCHAMAGG sits on their board4
Director · 20 locations
Founded in 2012 · 45 FTE (2025) · negative equity
Director
Founded in 1990 · 8 FTE (2025)
Director · 3 locations
Founded in 2011 · 5 FTE (2025)
Director
No longer active · 15 FTE (2023)

Connections & network

1 current director
Depth

The board mandates are listed under Board mandates elsewhere. The network lets you explore the same ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

8 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Highest result from 2023 to 2025 net €84,018 ▲48.6% The operating result of €110,785 and the net result of €84,018 are both a record.
Equity above €150,000 equity €171,616 ▲95.9% With a profit in every financial year since 2023, equity grows to €171,616.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801912757
Annual accounts 2024 filed PDFmicro format · 4 days before the deadline
2024
Annual accounts 2023 filed PDFmicro format · 16 days before the deadline
2023
IncorporationFounding capital of €3,000, 100 shares · Founder: LEROI Charline Huguette Paule Marie · Appointment: LEROI Charline Huguette Paule Marie (director) · published on 24-05-20235 points ▸
  • Founder, LEROI Charline Huguette Paule Marie
  • Founding capital, €3,000, 100 shares
  • Registered office clause, Meiliedstraat 17, 3500 Hasselt
  • Board rule, 1
  • Director appointment, LEROI Charline Huguette Paule Marie
  • The deed holds 2 more points.

Open the deed in the Belgian Official Gazette

First establishment Meiliedstraat 17, Hasselt

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

On 20 May 2023, CHAMAGG was incorporated as a private limited company by one natural person, with a starting capital of €3,000.12 LEROI Charline Huguette Paule Marie is director of the company, appointed by deed of 24-05-2023.2 Total assets went from €67,518 in 2023 to €256,738 in 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 24-05-2023
  3. 3National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0801.912.757
VAT number
BE 0801.912.757
Peppol ID
0208:0801912757
Other Peppol ID
9925:BE0801912757
Legal form
Private limited company
Status
Active, normal situation
Founded
20-05-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
First Saturday of June at 20:00
deed of 24-05-2023 (in Dutch)
Peppol
Reachable since 27-08-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
CHAMAGG in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 24-05-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest”
deed of 24-05-2023 (in Dutch)

Activities

NACEBEL 2025
64210 Activities of holding companies main activity
63920 Other information service activities
70200 Business and other management consultancy
73300 Public relations and communication consultancy
82990 Other business support services
85599 Other education
Codes under NACEBEL 2008
64200 Holdings main activity
63990 Computing infrastructure, data processing, hosting and other information service activities
70210 Activities of head offices; management consultancy activities
70220 Business consulting
82990 Other business support services
85599 Other education
PurposeThe purpose describes the activities the company may carry out under its articles.
“Algemene dienstverlening,administratiebureau; Consulting op het gebied van beheer,management,(social)…”
22 activities
  1. Algemene dienstverlening,administratiebureau.
  2. Consulting op het gebied van beheer,management,(social) marketing,public-relations,press-relations,producten- en dienstontwikkeling en HR.
  3. Activiteiten omtrent changemanagement,general management en operational management.
  4. Tussenpersoon in de handel,als makelaar in goederen,als zelfstandige handelsvertegenwoordiger en als commissionair.
  5. Het voorbereiden en geven van trainingen,seminaries,lessen en het organiseren van evenementen in de ruime zin van het woord.
  6. Het aanbieden en commercialiseren op het net van diverse artikelen.
  7. Het aan- en verkopen van allerhande goederen en de eventuele installatie ervan.
  8. De vennootschap kan alle voormelde verrichtingen stellen zowel in eigen naam als voor rekening van derden,zowel alleen als in samenwerking met derden.
  9. Het uitvoeren van activiteiten van hoofdkantoren,adviesbureaus op het gebied van bedrijfsbeheer.
  10. Het verschaffen van accommodatie voor kortverblijf in onder andere:gastenkamers,al dan niet in combinatie met het verschaffen van maaltijden.
  11. De uitbating van ruimten met hotelbestemming,restaurantbestemming conferentie-bestemming,alle mogelijke verrichtingen die rechtstreeks of onrechtstreeks verband houden met het creëren,bouwen,verwerven,verkopen,verhuren,uitbaten van en investeren in hotelresidenties,hotels,restaurants,conferentieruimtes,verbruikssalons,boetiek en algemeen genomen,handelsinrichtingen.
  12. Het uitbaten van gastenkamers,het verzorgen van de ontvangst en het ontbijt voor de gasten,kortom het uitbaten van een bed and breakfast
  13. De vennootschap heeft tevens tot voorwerp,zowel in België als in het buitenland,het aan- en verkopen van onroerende goederen.
  14. Bemiddeling in en beheer van onroerend goed voor een vast bedrag of op contractbasis.
  15. Het beheren en oordeelkundig uitbreiden in de ruimste zin van het woord van een patrimonium,grotendeels bestaande uit onroerende goederen.
  16. Binnen het kader van haar maatschappelijk voorwerp zal de vennootschap mogen overgaan tot het aankopen en verkopen,opschikken,uitrusten,valoriseren,bouwen,laten bouwen en verbouwen,zakelijke rechten verlenen of afsluiten,in huur nemen of verhuren van onroerende goederen,bebouwd of onbebouwd,gemeubeld of ongemeubeld.
  17. De vennootschap mag aan haar bedrijfsleiders en/of werknemers gratis woonst verlenen,dit ter compensatie van de door hen uitgevoerde verrichtingen ten voordele van de vennootschap.
  18. De vennootschap mag voorts deelnemen in,het voeren van beheer over en het financieren en samenwerken met andere ondernemingen,vennootschappen en rechtspersonen.
  19. De vennootschap mag voor eigen rekening en/of voor rekening van derden alle commerciële,industriële,roerende en onroerende handelingen verrichten die rechtstreeks of onrechtstreeks geheel of gedeeltelijk verband houden met haar maatschappelijk voorwerp,en die van aard zouden zijn de verwezenlijking ervan te vergemakkelijken of uit te breiden.
  20. Zij mag tevens de activiteit van het verwerven,in portefeuille houden en verkopen van participaties in gelijk welke vennootschap of onderneming uitoefenen.Alsook het deelnemen aan het bestuur in gelijk welke vennootschap,al dan niet middels het uitoefenen van bestuursopdrachten.De vennootschap kan alle verrichtingen uitvoeren die nodig of dienstig zijn tot de verwezenlijking van haar voorwerp.
  21. De vennootschap handelt voor eigen rekening,in commissie,als tussenpersoon of als vertegenwoordiger.Zij mag haar onroerende goederen in hypotheek stellen en al haar andere goederen,met inbegrip van het handelsfonds,in pand stellen en mag aval verlenen voor alle leningen,kredietopeningen en andere verbintenissen zowel voor haarzelf als voor alle derden op voorwaarde dat zij er zelf belang bij heeft.
  22. Het waarnemen van alle bestuursopdrachten,het uitoefenen van opdrachten en functies.Dit alles in de ruimste zin van het woord.
deed of 24-05-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Meiliedstraat 17 registered office 3500 Hasselt 20-05-2023 2.345.331.029

Buildings and parcels at the address

Ground area
1,278 m²
Buildings
179 m²
Volume, LiDAR
947 m³
Tallest building
10.1 m
Buildings to scale, each on its own parcel
179 m², 10.1 m 179 m², 10.1 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
71324E0152/00G0041,278 m² 1 · 179 m² 10.1 m · 2

Contact

E-mail charlineleroi@gmail.com establishment in Hasselt