CHAMADENT
ActiveSummary
CHAMADENT has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €31,753 and a net result of €51,447. Equity is shrinking by about 8.6% per year across the filed financial years. Its solvency ranks better than 22% of 20,659 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
- Equity
- €31,753
- Profit
- €51,447
Why 91raises riskLast filed accounts filed 49 days late; 1 of the last 3 latelowers riskSector: Human health activities (NACE 86)Figures for financial year 2025 (filed 19-09-2026)Size: total assets €137,168Show the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 22% on solvency, 10% on liquidity, 80% on profitability and 96% on growth.
The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 3 accounts on average 24 days after the deadline; the sector median (NACE 86) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Back to profitnet €51,447
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2025 annual accounts filed late (49 days) Filed on 18 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00516319.
2023 to 2025, 3 financial years
The operating result returns to profit in 2025: €60,704 after a loss of €52,238 in 2024, the highest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 86, Human health activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,521 | €0 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €21,388 | €34,567 | €34,688 | ▲ 0.3% |
| Other operating charges640/8 | €163 | €6,048 | €528 | ▼ 91.3% |
| Gross operating margin9900 | €65,691 | -€11,623 | €95,921 | - |
| Operating profit (loss)9901 | €42,619 | -€52,238 | €60,704 | - |
| Financial income75/76B | - | €29 | €0 | ▼ 100% |
| Recurring financial income75 | - | €29 | €0 | ▼ 100% |
| Financial charges65/66B | €488 | €4,549 | €8,303 | ▲ 82.5% |
| Recurring financial charges65 | €488 | €4,549 | €8,303 | ▲ 82.5% |
| Profit (loss) for the period before taxes9903 | €42,131 | -€56,758 | €52,401 | - |
| Income taxes67/77 | €8,901 | €165 | €954 | ▲ 477% |
| Profit (loss) for the period9904 | €33,230 | -€56,924 | €51,447 | - |
| Profit (loss) for the period to be appropriated9905 | €33,230 | -€56,924 | €51,447 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €213,981 | €155,094 | €137,168 | ▼ 11.6% |
| Fixed assets21/28 | €127,795 | €155,048 | €121,789 | ▼ 21.5% |
| Intangible fixed assets21 | €124,961 | €104,240 | €83,520 | ▼ 19.9% |
| Tangible fixed assets22/27 | €2,835 | €50,808 | €38,269 | ▼ 24.7% |
| Plant, machinery and equipment23 | €2,835 | €1,441 | €46 | ▼ 96.8% |
| Furniture and vehicles24 | - | €49,368 | €38,223 | ▼ 22.6% |
| Current assets29/58 | €86,186 | €46 | €15,378 | ▲ 334× |
| Amounts receivable within one year40/41 | €1,800 | €0 | €9,046 | - |
| Trade receivables40 | - | €0 | - | - |
| Other amounts receivable41 | €1,800 | - | €9,046 | - |
| Cash at bank and in hand54/58 | €83,947 | €0 | €5,630 | - |
| Deferred charges and accrued income490/1 | €438 | €46 | €702 | ▲ 15× |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €213,981 | €155,094 | €137,168 | ▼ 11.6% |
| Equity10/15 | €37,230 | -€19,693 | €31,753 | - |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €33,230 | €0 | €27,753 | - |
| Distributable reserves133 | €33,230 | €0 | €27,753 | - |
| Profit (loss) carried forward14 | - | -€23,693 | €0 | - |
| Amounts payable17/49 | €176,751 | €174,788 | €105,414 | ▼ 39.7% |
| Amounts payable after more than one year17 | €60,583 | €107,403 | €59,232 | ▼ 44.9% |
| Financial debts170/4 | €60,583 | €107,403 | €59,232 | ▼ 44.9% |
| Amounts payable within one year42/48 | €116,169 | €67,105 | €45,751 | ▼ 31.8% |
| Current portion of amounts payable after more than one year42 | €6,825 | €0 | €25,497 | - |
| Financial debts43 | €5,000 | €38,495 | €3,396 | ▼ 91.2% |
| Credit institutions430/8 | €5,000 | €38,495 | €3,396 | ▼ 91.2% |
| Trade debts44 | - | - | €302 | - |
| Suppliers440/4 | - | - | €302 | - |
| Taxes, remuneration and social security45 | €3,901 | €1,253 | €165 | ▼ 86.8% |
| Taxes450/3 | €3,901 | €1,253 | €165 | ▼ 86.8% |
| Other amounts payable47/48 | €100,443 | €27,357 | €16,390 | ▼ 40.1% |
| Accrued charges and deferred income492/3 | - | €280 | €432 | ▲ 54.3% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €33,230 | -€56,924 | €51,447 | - |
| + Depreciation and write-downs630 | €21,388 | €34,567 | €34,688 | ▲ 0.3% |
| Operating cash flow (approximation) | €54,618 | -€22,356 | €86,135 | - |
| Investment in fixed assets (approximation) | - | -€61,820 | -€1,429 | ▲ 97.7% |
| Change in cash | - | -€83,947 | €5,630 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (3)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 18-09-2026 | 2026-00516319 |
| 31-12-2024 | micro format | 29-08-2025 | 2025-00438787 |
| 31-12-2023 | micro format | 24-07-2024 | 2024-00285471 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BERTIAUX Marie Nelly Gilberte |
|
Owners and capital
Capital and shareholders
- BERTIAUX Marie Nelly Gilberte 100 shares (100%) · €4,000 in cash
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-01-2023 Incorporation · €4,000 · 100 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
17-01
Gazette deed
IncorporationAppointment: BERTIAUX Marie Nelly Gilberte (director) · Permanent representative: BERTIAUX Marie Nelly Gilberte · Registered office clause18 facts ▸
- Other provision, “conformément à la loi, Dispositions finales et transitoires – effectivité” (deed in French)
- Registered office clause, “7080 Frameries, Rue de France”, 77 (deed in French)
- Director appointment, BERTIAUX Marie Nelly Gilberte (director (not named in the articles))
- Pre-incorporation commitments, “décision organe d'administration, takeover” (deed in French)
- Permanent representative, BERTIAUX Marie Nelly Gilberte
- Incorporation, “CHAMADENT” (deed in French)
- Founder, BERTIAUX Marie Nelly Gilberte (fondateur et souscripteur)
- Founding capital, €4,000
- Bank account, 4000, EUR
- Other provision, 05-01-2023
- Other provision, “responsabilité des fondateurs, faillite dans les trois ans de la constitution” (deed in French)
- Other provision, “avertissements du notaire instrumentant” (deed in French)
- +6 further facts in this act
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 31 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 53028C1277/00G002 | Wallonia | 567 m² | 1 · 125 m² | 9.7 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “La gestion de cabinets dentaires,de laboratoires de fabrication de prothèses et toutes activités connexes; Dans le cadre des activités…” (deed in French)
3 activities (deed in French)
- La gestion de cabinets dentaires,de laboratoires de fabrication de prothèses et toutes activités connexes
- Dans le cadre des activités précitées et du développement de la personne humaine,la formation individuelle,l’organisation et l’animation de stages,séminaires,conférences,cours,journées d’études,etc…
- La pratique de la dentisterie en général,l’implantologie,l’odontologie et toute autre pratique relevant de la médecine dentaire,en consultation privée ou en polyclinique,tant pour l’adulte que pour l’enfant,en ce compris,la réalisation éventuelle et la pose des appareils prothétiques et orthopédiques nécessaires,ainsi que la pose d’implants éventuels nécessaires dans le cadre du traitement
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- CHAMADENT
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Région wallonne, organe d’administration peut établir sièges administratifs,agences,ateliers,dépôts et succursales en Belgique et à…” (deed in French)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- “Article 11. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
- Board ruleHow the board is made up, meets and takes decisions.
- “Organe d’administration, 1” (deed in French)“Fixe ou proportionnelle, frais généraux” (deed in French)“1” (deed in French)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Nominatives, registre actions nominatives” (deed in French)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Moitié cédant et moitié acquéreurs proportionnellement si plusieurs, gérance” (deed in French)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Friday of June at 19:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Assemblée générale, formes prévues pour modifications aux statuts” (deed in French)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Dissolution-clôture en seul acte possible, quelque cause et moment” (deed in French)