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CHAMA

Active Public limited companyfounded 1995active for 31 yearsRijksweg 56 A, 3650 Dilsen-StokkemKBO/BCE: BE 0455.416.087

Lifetime

20 annual accounts with figures on one time axis, 31 filings since 1995
peak €141,016 (2021)
€78,259▲ 1.3%
lowest -€12,235 (2007)
€25,365▼ 8.5%
peak €542,185 (2025)
€542,185▲ 4.9%
€614,070▲ 46.8%
Board5 names since 2017
3 directors and 2 others
Owners4 names in the annual accounts
  
Documentsfilings and deeds
31-07-2026on the last day
2025abbreviated format
Debts from €418,364 to €614,070Investments €161,763Cash from €13,948 to €4,962

Key points

from the 2025 annual accounts

Equity

€542,185 ▲ 4.9%

CHAMA has made a profit without a break since 2009.

Turnover

≈ €220,000 estimated

The abbreviated format states no turnover.

Debts

€614,070 ▲ 46.8%
Financial debts
+154,743
Other debts
+5,020
Suppliers
+477
The rest
+35,465

Debts rose by €195,706 in 2025.

Investments

€161,763 65.5 × depreciation

Green is investment, beige is depreciation. Land and buildings stand 48.7% higher than in 2024.

Filings

31 annual accounts since 1995
AprilJune31 JulyOctober200020102020

Four of the last ten came late. The 2017 accounts came latest: 28 days after the end of the period.

Board

1 joined · 1 left

Board changed. Latest change 21-10-2026 · 3 in office.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 14,768 companies had the same profile as CHAMA has now. Each dot stands for 37 companies, two years later.

96.1%
were still trading
3.5%
stopped another way
0.2%
went bankrupt
  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 14,768 companies, not a prediction for CHAMA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Managing director
Director, since 21-12-2023
Director
  • annual accounts 2018
  • annual accounts 2018
  • annual accounts 2018
and 1 other shareholder

Shares in 1 company,

Board & ownership

Recent changes

New additional director appointed, resigned · General meeting of 08-10-2026 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0455416087
3 directors reappointed (managing director), and · “De verwerving van participaties en belangen,onder welke vorm ook,met name door inbreng in geld of in…” (deed in Dutch) · Capital of €62,000, 1,250 shares · General meeting of 21-12-2023 · Gazette deed
Resignation: (director) Board meeting of 17-12-2020 · Gazette deed
All 45 events

Official details

Source: KBO
Status
Active since 19-06-1995Normal situation
Activity
“De verwerving van participaties en belangen,onder welke vorm ook,met name door inbreng in geld…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
Establishment unit
2.072.932.8573650 Dilsen-Stokkem, since 06-09-1995
Financial year end
31 December
Peppol
Reachable since 21-10-2026
Company details

Annual accounts 2025

€1.2m▲ 23.6%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on CHAMA

CHAMA files the abbreviated format. That format states no turnover. The gross margin rose from €58,608 in 2006 to €78,259 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about CHAMA

What is the company number of CHAMA?
The company number of CHAMA is 0455.416.087. The VAT number is the same number with BE in front: BE 0455.416.087.
Where is CHAMA based?
The registered office is at Rijksweg 56 A, 3650 Dilsen-Stokkem.Company details
What is the legal form of CHAMA?
CHAMA is a public limited company (NV).
When was CHAMA founded?
CHAMA was founded on 19-06-1995.
Is CHAMA still active?
Yes, CHAMA is an active enterprise in the KBO register.
What is the turnover of CHAMA?
The turnover in financial year 2025 is ≈ €220,000. This figure is estimated from the gross margin of €78,259 and 1,299 comparable companies of the same size. It probably lies between €130,000 and €420,000. It is a rough estimate.Financials
Is CHAMA profitable?
In financial year 2025, CHAMA made a profit of €25,365.
Where can I find the annual accounts of CHAMA?
CHAMA filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHAMA due?
CHAMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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