Chalmet Trading

Active

Private limited companyfounded 2021active for 5 yearsLangelede 19, 9185 Lochristi, BelgiumKBO/BCE: BE 0776.365.927

Summary

Chalmet Trading has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €160,834 and a net result of €50,486. Equity is growing by about 44% per year across the filed financial years. Its solvency ranks better than 55% of 22,536 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisFollow Report Compare

Chalmet TradingActiveChecked score 66/100

Risk analysis Report Compare

Activity

Retail sale of cars and light vans (up to 3.5 tonnes)

NACE 47811

1 site

Size

€407,291total assets 2025

Equity: €160,834
Profit: €50,486

Turnover not published (micro format)

Financial health

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.2%

Structure

Accounts filed 31 days late1 of 2 deeds read

Why 66raises riskLatest accounts 31 days late; 1 of the last 3 lateFounded in 2021Sector: Retail trade (NACE 47)Size: total assets €407,291Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 66% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 64+9

equity 39.5% of total assets

Liquidity 45+6

short-term debt 34.6% · cash 8.6%

Profitability 84-6

return on assets 12.4%

Bankruptcy probability, 12 months

1.2% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)

Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.5%● unchanged vs 03-2025 05-2025: 1.6%▲ +0.1 percentage points vs 04-2025 06-2025: 1.5%▼ -0.1 percentage points vs 05-2025 07-2025: 1.3%▼ -0.2 percentage points vs 06-2025 08-2025: 1.8%▲ +0.5 percentage points vs 07-2025highest value 09-2025: 0.8%▼ -1.0 percentage point vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025lowest value 02-2026: 0.8%● unchanged vs 01-2026lowest value 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.9%▲ +0.1 percentage points vs 03-2026 05-2026: 1.0%▲ +0.1 percentage points vs 04-2026 06-2026: 1.0%● unchanged vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 1.2%▼ -0.3 percentage points vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026

Credit of up to €10,000 on 30-day terms is acceptable

Liquidity ample (current ratio 2.82, compared with 2.48 in 2024, above the usual 1.5; short-term debt: 34.6% and cash: 8.6% of total assets), but 60.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 55% on solvency, 44% on liquidity, 78% on profitability and 85% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises riskneutral

Latest accounts 31 days late; 1 of the last 3 late

NBB · filings

Founded in 2021

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Retail trade (NACE 47)

KBO

Size: total assets €407,291

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 4 filings

Deviation from the deadline

2025

31 days late

2024

25 days late

2023

30 days late

2022

23 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

31-08-2026 Annual accounts filedfinancial year 2025 · micro…
09-06-2026 Amendment of the articlesPurpose change
31-12-2025 Equity above €150,000equity €160,834 ▲45.8%

Key points

Positive: Among the best 12% on net resultsector median €5,077 · 22,517 companies €50,486 View
Positive: Equity rose in 2025from €110,347 to €160,834 ▲ 45.8% View
Total assets 20254 financial years filed €407,291 View

By topic

Financials

Financial year: 2025
Total assets: €407,291
Profit: €50,486
Solvency: 39.5%

Total assets▲ 9.8%

Net result

20222025

Go to Financials

Timeline

Events: 8
Since: 2023
Next accounts: by 31-07-2027

25-08-2025Annual accounts filed
31-12-2024Highest result from 2022 to 2025
31-12-2024Equity above €100,000

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Retail sale of cars and light vans (up…NACE 47811
Founded: 21-10-2021
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Chalmet Trading

What is the company number of Chalmet Trading?: 0776.365.927. In Belgium the VAT number is the company number with BE in front: BE 0776.365.927.
Where is Chalmet Trading based?: The registered office is at Langelede 19, 9185 Lochristi.Company details
What does Chalmet Trading do?: According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of Chalmet Trading?: Private limited company (BV).
When was Chalmet Trading founded?: On 21-10-2021.
Is Chalmet Trading still active?: Yes, Chalmet Trading is an active enterprise in the KBO register.
What is the turnover of Chalmet Trading?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Chalmet Trading profitable?: In financial year 2025, Chalmet Trading made a profit of €50,486.
Where can I find the annual accounts of Chalmet Trading?: Chalmet Trading filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Chalmet Trading due?: By 31-07-2027, for financial year 2026.Timeline