CHALINE SEMPELS

Active

Private limited companyfounded 20241 yr activeKortijsstraat 11/A, 3890 Gingelom, BelgiumKBO/BCE: BE 1016.350.360

Summary

CHALINE SEMPELS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,799 and a net result of €21,631. Its solvency ranks better than 90% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

CHALINE SEMPELSActiveChecked score 99/100

Risk analysis Report Compare

What they do

Activities of lawyers

NACE 69101

1 site

How big

€29,591total assets 2025

Equity: €26,799
Profit: €21,631

Turnover not published (abridged schema)

Financially healthy?

99 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Who decides

Accounts 25 d early0 of 2 deeds read

Why 99- 1 change of registered office in 24 months+ Sector Legal and accounting activities (NACE 69)+ Liquidity: current ratio 10.60, cash €22,958+ Figures for FY 2025 (filed 06-07-2026)Show the evidence

Checked score

Score 2025

99 / 100

Excellent

Probability in this band: under 0.55%

Better than 91% of its sector peers (NACE 69, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 100+57

equity 90.6% of total assets

Liquidity 100+80

short-term debt 9.4% · cash 77.6%

Profitability 100+27

return on assets 73.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)

Sector Legal and accounting activities (NACE 69) lowers the probability
Liquidity: current ratio 10.60, cash €22,958 lowers the probability
1 change of registered office in 24 months raises the probability
Figures for FY 2025 (filed 06-07-2026) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 10.6 against 1.21 in 2024; short-term debt: 9.4% and cash: 77.6% of total assets), and 9.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 82%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Legal and accounting activities (NACE 69)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 10.60, cash €22,958

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Figures for FY 2025 (filed 06-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

25 d early

2024

13 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 19 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

06-07-26 Annual accounts filedfiscal year 2025 · micro…
31-12-25 Liquidity times 9current ratio 10.60
18-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Positive: Among the best 11% on solvencysector median 57.2% · 14,009 companies 90.6% View
Total assets 20252 fiscal years filed €29,591 View
Active since 2024founded 19-11-2024 1 years View