CHALDOMA
ActiveCHALDOMA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 27407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-20
Solvency97▲+36
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 5.59 against 1.69 in 2024), and 45.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.8%
Return on assets
-12%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
62 d early
2023
273 d late
2022
67 d late
2021
29 d late
2020
55 d late
2019
119 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 18.0%
2024 · €61k
2018: €27k
2019: €33k
2020: €17k
2021: €17k
2022: €17k
2023: €59k
2024: €61k
2018 → 2025
Total assets
€91k▼ 56.5%
2024 · €210k
2018: €80k
2019: €63k
2020: €56k
2021: €60k
2022: €81k
2023: €161k
2024: €210k
2018 → 2025
Net result
€-11k
2024 · €3k
2018: €579
2019: €5k
2020: €-16k
2021: €-119
2022: €430
2023: €41k
2024: €3k
2018 → 2025
Working capital
€75k▼ 12.3%
2024 · €85k
2018: €27k
2019: €32k
2020: €41k
2021: €41k
2022: €42k
2023: €83k
2024: €85k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€17k▲ 2.6%€59k▲ 242%€61k▲ 4.3%€50k▼ 18.0%
Operating result€842-€1k▲ 33.8%€62k▲ 5,398%€4k▼ 93.7%€-11k
Net result€-119-€430€41k▲ 9,543%€3k▼ 94.0%€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €11k after €4k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91k
Fixed assets
€311▼ 61.8%
Current assets
€91k▼ 56.5%
Equity and liabilities €91k
Equity
€50k▼ 18.0%
Debt
€41k▼ 72.3%
The debt ratio falls from 70.9% to 45.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-10k▼
2024 · €4k
Cash flow
€-10k▼
2024 · €3k
Solvency
54.8%▲
2024 · 29.1%
Current ratio
5.59▲
2024 · 1.69
Quick ratio
4.85▲
2024 · 1.59
Debt / equity
0.82▼
2024 · 2.44
ROE
-21.9%▼
2024 · 4.1%
ROA
-12.0%▼
2024 · 1.2%
Interest coverage
-16.56▼
2024 · 7.93
Debt
€41k▼
2024 · €149k
Debt ≤ 1 year
€16k▼
2024 · €124k
Debt > 1 year
€25k=
2024 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€210k€91k▼
Fixed assets21/28€815€311▼
Tangible fixed assets22/27€815€311▼
Plant, machinery and equipment23€815€311▼
Current assets29/58€210k€91k▼
Stocks and contracts in progress3€12k€12k=
Stocks30/36€12k€12k=
Amounts receivable within one year40/41€168k€57k▼
Trade receivables40€120k€57k▼
Other amounts receivable41€49k€235▼
Cash at bank and in hand54/58€29k€22k▼
Deferred charges and accrued income490/1€83€540▲
Equity and liabilities
Total equity and liabilities10/49€210k€91k▼
Equity10/15€61k€50k▼
Contributions10/11€6k€6k=
Reserves13€44k€44k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€2k€2k=
Distributable reserves133€40k€40k=
Profit (loss) carried forward14€11k€157▼
Amounts payable17/49€149k€41k▼
Amounts payable after more than one year17€25k€25k=
Financial debts170/4€25k€25k=
Amounts payable within one year42/48€124k€16k▼
Trade debts44€85k-
Suppliers440/4€85k-
Taxes, remuneration and social security45€39k€16k▼
Taxes450/3€26k€16k▼
Remuneration and social security454/9€13k-
Other amounts payable47/48-€484
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€222€504▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€6k€-9k▼
Operating profit (loss)9901€4k€-11k▼
Financial income75/76B€43€121▲
Recurring financial income75€43€121▲
Financial charges65/66B€520€604▲
Recurring financial charges65€520€604▲
Profit (loss) for the period before taxes9903€3k€-11k▼
Income taxes67/77€926-
Profit (loss) for the period9904€3k€-11k▼
Profit (loss) for the period to be appropriated9905€3k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€157▼
Profit (loss) brought forward from the previous period14P€9k€11k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 5.59
Current ratio from 1.69 to 5.59; short-term debt falls from €124k to €16k.
30-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 273 days late
2023
31-12
Financial
Highest result since 2018net €41k ▲9543%
Operating result €62k, net result €41k, both a record.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-12
Financial
Back to profitnet €430
Net result €430 after 2 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
24-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 55 days late
2020
31-12
Financial
Weakest financial yearnet €-16k ▼404%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 119 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
17-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, As · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukenstraat 13A3665 AsGround area
585 m²
Building footprint
174 m²
Volume, LiDAR
11 m³
Parcel 71002C0644/00K000, Flanders · tallest building 1.5 m. Linked by address, not a title deed.
1 establishment unit
CHALDOMA
since 20102.188.780.254
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71002C0644/00K000 | Flanders | 585 m² | 1 · 174 m² | 1.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 536 EUR awarded · 536 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 536 EUR | 536 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,475 companies in sector 43222 we hold annual accounts for 5,625. 4,529 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-02-2010
Fiscal year end31-12
Activities, NACEBEL
43222Installation of electric heating, air conditioning, cooling and ventilation
43221Plumbing work
43230Insulation installation
43291Specialised construction activities
46150Agents in the wholesale of furniture, household goods and hardware
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.