CHALBE
ActiveFinancials · financial year 2025, micro format
Annual accounts 2025 filed on 15-07-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
| Line | 2025 |
|---|---|
| Other operating charges640/8 | €400 |
| Gross operating margin9900 | €10,113 |
| Operating profit (loss)9901 | €9,713 |
| Financial charges65/66B | €24 |
| Recurring financial charges65 | €24 |
| Profit (loss) for the period before taxes9903 | €9,689 |
| Income taxes67/77 | €1,938 |
| Profit (loss) for the period9904 | €7,751 |
| Profit (loss) for the period to be appropriated9905 | €7,751 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €19,229 | |
| Current assets29/58 | €19,229 | |
| Amounts receivable within one year40/41 | €310 | |
| Other amounts receivable41 | €310 | |
| Cash at bank and in hand54/58 | €18,920 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €19,229 | |
| Equity10/15 | €10,751 | |
| Contributions10/11 | €3,000 | |
| Profit (loss) carried forward14 | €7,751 | |
| Amounts payable17/49 | €8,478 | |
| Amounts payable within one year42/48 | €8,478 | |
| Trade debts44 | €6,540 | |
| Suppliers440/4 | €6,540 | |
| Taxes, remuneration and social security45 | €1,938 | |
| Taxes450/3 | €1,938 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €7,751 |
| Operating cash flow (approximation) | €7,751 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 11,279 companies had the same profile as CHALBE has now. Two years later, 96.6% were still going and 0.7% had gone bankrupt.
- Micro
- under 2 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
That fits the bankruptcy probability of CHALBE itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for CHALBE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 15-07-2026 | 2026-00296068 |