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CHAKER

Active
Private limited company (pre-2019)founded 2015active for 11 yearsTongerenstraat 13, 1040 Etterbeek, BelgiumKBO/BCE: BE 0607.836.345
Summary

The computed 12-month bankruptcy probability of CHAKER is 3.5% (moderate). The 2025 annual accounts show equity of €19,696 and a net result of €31,838. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 22,382 sector peers (NACE 47, financial year 2025). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742
1 site
Size
€427,623total assets 2025
Equity
€19,696
Profit
€31,838
Turnover not published (micro format)
Financial health
50 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
3.5%
Structure
Accounts filed 304 days late0 of 2 deeds read
Why 50raises riskLatest accounts 304 days late; 2 of the last 3 lateFigures for financial year 2025 (filed 31-08-2026)Sector: Retail trade (NACE 47)lowers riskFounded in 2015Show the evidence

Checked score

Score 2025
50 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 50% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Average
Solvency 30+8
equity 4.6% of total assets
Liquidity 12+8
short-term debt 95.4% · cash 9.4%
Profitability 78+1
return on assets 7.4%
Bankruptcy probability, 12 months
3.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,224 companies, NACE 47, micro)
Last 24 months 11-2024: 3.4% 12-2024: 3.5%▲ +0.1 percentage points vs 11-2024 01-2025: 1.4%▼ -2.1 percentage points vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.4%● unchanged vs 03-2025 05-2025: 1.4%● unchanged vs 04-2025 06-2025: 1.4%● unchanged vs 05-2025 07-2025: 1.4%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.1 percentage points vs 07-2025 09-2025: 1.2%▼ -0.3 percentage points vs 08-2025lowest value 10-2025: 1.3%▲ +0.1 percentage points vs 09-2025 11-2025: 1.7%▲ +0.4 percentage points vs 10-2025 12-2025: 2.1%▲ +0.4 percentage points vs 11-2025 01-2026: 3.1%▲ +1.0 percentage point vs 12-2025 02-2026: 3.3%▲ +0.2 percentage points vs 01-2026 03-2026: 4.2%▲ +0.9 percentage points vs 02-2026 04-2026: 5.8%▲ +1.6 percentage points vs 03-2026 05-2026: 5.8%● unchanged vs 04-2026 06-2026: 6.1%▲ +0.3 percentage points vs 05-2026highest value 07-2026: 5.5%▼ -0.6 percentage points vs 06-2026 08-2026: 5.3%▼ -0.2 percentage points vs 07-2026 09-2026: 3.1%▼ -2.2 percentage points vs 08-2026 10-2026: 3.5%▲ +0.4 percentage points vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: the latest accounts were filed more than 90 days after the deadline
Liquidity insufficient (current ratio 0.46, compared with 0.34 in 2024, below 1; short-term debt: 95.4% and cash: 9.4% of total assets), and 95.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 22% on solvency, 12% on liquidity, 67% on profitability and 97% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · Latest accounts 304 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2015
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Figures for financial year 2025 (filed 31-08-2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 22382 sector peers (2025).
NBB · sector comparison
Position among 22382 sector peers
Solvency
better than 25%
← weakest strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-08-2026, 304 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
304 days late
2024
30 days late
2023
51 days late
2022
5 days early
2021
151 days late
2020
19 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 79 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 31-03-2026 is due by 31-10-2026. Nothing is late today. The company usually files around 21 December (4 of the last 5 filed years within 100 days of that day).
Companies Code · seven months
Where today falls in the filing period
31-03-2026 year end19-10-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2019 to 2025net €31,838 ▲15.5%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Latest accounts filed lateafter the legal deadline 304 days View
  • Positive: Among the best 20% on net resultsector median €5,095 · 22,363 companies €31,838 View
  • Total assets 20256 financial years filed €427,623 View

By topic

Financials

Financial year
2025
Total assets
€427,623
Profit
€31,838
Solvency
4.6%
Total assets▲ 8.1%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 31-10-2026
  1. 31-03-2024Back to profit
  2. 21-12-2023Annual accounts filed
  3. 31-03-2023Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
19-03-2015
Year ends
31-03
Peppol
Reachable for e-invoices
Go to Company details

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