CHAJUMA
ActiveSummary
The computed 12-month bankruptcy probability of CHAJUMA is 2.7% (moderate). The 2025 annual accounts show equity of €153,417 and a net result of €47,849. Equity is growing by ~45.6% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability40=
Solvency29▲+2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days only on tighter terms
Liquidity short (current ratio 0.01 against 0.01 in 2024; short-term debt: 96.5% and cash: 0.1% of total assets), and 96.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.5%
Return on assets
1.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
4 d early
2024
60 d early
2023
1 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 3 accounts on average 22 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€153,417▲ 45.3%
2024 · €105,568
Total assets
€4.4m=
2024 · €4.4m
Net result
€47,849▼ 1.0%
2024 · €48,354
Working capital
-€4.2m▲ 1.1%
2024 · -€4.2m
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result-€1,583--€1,402▲ 11.4%-€1,837▼ 31.0%
Net result€48,213-€48,354▲ 0.3%€47,849▼ 1.0%
Equity€57,213-€105,568▲ 84.5%€153,417▲ 45.3%
Total assets€4.4m-€4.4m=€4.4m=
Debt€4.3m-€4.3m▼ 1.1%€4.2m▼ 1.2%
Working capital-€4.3m--€4.2m▲ 1.1%-€4.2m▲ 1.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,837 in 2025 against €1,402 in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.4m
Fixed assets
€4.3m =
Current assets
€54,415 ▼ 3.9%
Equity and liabilities €4.4m
Equity
€153,417 ▲ 45.3%
Debt
€4.2m ▼ 1.2%
Debt's share of the balance-sheet total falls from 97.6% to 96.5%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
0.01▼
2024 · 0.01
Debt to equity
27.55▼
2024 · 40.51
ROE
31.2%▼
2024 · 45.8%
ROA
1.1%▼
2024 · 1.1%
Debt ≤ 1 year
€4.2m▼
2024 · €4.3m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Other operating charges640/8 | - | - | €998 | - |
| Gross operating margin9900 | -€1,583 | -€1,402 | -€839 | ▲ 40.2% |
| Operating profit (loss)9901 | -€1,583 | -€1,402 | -€1,837 | ▼ 31.0% |
| Financial income75/76B | €50,000 | €50,000 | €50,000 | = |
| Recurring financial income75 | €50,000 | €50,000 | €50,000 | = |
| Financial charges65/66B | €203 | €243 | €314 | ▲ 28.9% |
| Recurring financial charges65 | €203 | €243 | €314 | ▲ 28.9% |
| Profit (loss) for the period before taxes9903 | €48,213 | €48,354 | €47,849 | ▼ 1.0% |
| Profit (loss) for the period9904 | €48,213 | €48,354 | €47,849 | ▼ 1.0% |
| Profit (loss) for the period to be appropriated9905 | €48,213 | €48,354 | €47,849 | ▼ 1.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €4.4m | €4.4m | €4.4m | = |
| Fixed assets21/28 | €4.3m | €4.3m | €4.3m | = |
| Financial fixed assets28 | €4.3m | €4.3m | €4.3m | = |
| Current assets29/58 | €57,213 | €56,596 | €54,415 | ▼ 3.9% |
| Amounts receivable within one year40/41 | €50,000 | €50,000 | €50,000 | = |
| Other amounts receivable41 | €50,000 | €50,000 | €50,000 | = |
| Cash at bank and in hand54/58 | €7,213 | €6,596 | €4,415 | ▼ 33.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €4.4m | €4.4m | €4.4m | = |
| Equity10/15 | €57,213 | €105,568 | €153,417 | ▲ 45.3% |
| Contributions10/11 | €9,000 | €9,000 | €9,000 | = |
| Profit (loss) carried forward14 | €48,213 | €96,568 | €144,417 | ▲ 49.5% |
| Amounts payable17/49 | €4.3m | €4.3m | €4.2m | ▼ 1.2% |
| Amounts payable within one year42/48 | €4.3m | €4.3m | €4.2m | ▼ 1.2% |
| Trade debts44 | - | €1,029 | €998 | ▼ 2.9% |
| Suppliers440/4 | - | €1,029 | €998 | ▼ 2.9% |
| Other amounts payable47/48 | €4.3m | €4.3m | €4.2m | ▼ 1.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,213 | €48,354 | €47,849 | ▼ 1.0% |
| Operating cash flow (approximation) | €48,213 | €48,354 | €47,849 | ▼ 1.0% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - |
| Change in cash | - | -€617 | -€2,181 | ▼ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €47,849 ▼1%
Net result drops to €47,849, the lowest in the series.
30-06
Financial
Equity above €150,000Eq €153,417 ▲45.3%
3 profitable years in a row build equity to €153,417.
2024
02-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2023net €48,354 ▲0.3%
Operating result -€1,402, net result €48,354, both a record.
30-06
Financial
Equity above €100,000Eq €105,568 ▲84.5%
2 profitable years in a row build equity to €105,568.
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2022
Ground area
4,452 m²
Building footprint
216 m²
Volume, LiDAR
1,745 m³
Parcel 25762G0236/00A000, Wallonia · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
CHAJUMA
since 20222.337.840.847
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25762G0236/00A000 | Wallonia | 4,452 m² | 1 · 216 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 holdingOwners 0
No owner stated in the accounts, acts or LEI register we read.
Holdings 1
- Sourceaccounts SCHAU 202550%
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Identification & contact
Identification
Legal formPrivate limited company
Founded19-05-2022
Fiscal year end30-06
Contact
E-mail
marie.scholasse@hotmail.be
Phone
0490115908
E-invoicing
Reachable via Peppol
Peppol ID
0208:0786394935
Also
9925:BE0786394935
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.