CHACADENT
ActiveSummary
CHACADENT has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €727k and a net result of €12k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▼-46
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 12.25 against 12.98 in 2024; short-term debt: 8% and cash: 7.7% of total assets), and 13.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
1.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
29 d early
2023
83 d early
2022
89 d early
2021
65 d early
2020
77 d early
2019
57 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€727k▼ 4.3%
2024 · €760k
2018: €293k
2019: €347k
2020: €397k
2021: €508k
2022: €586k
2023: €676k
2024: €760k
2018 → 2025
Total assets
€837k▼ 1.5%
2024 · €849k
2018: €338k
2019: €397k
2020: €453k
2021: €587k
2022: €639k
2023: €772k
2024: €849k
2018 → 2025
Net result
€12k▼ 92.1%
2024 · €154k
2018: €54k
2019: €71k
2020: €50k
2021: €142k
2022: €125k
2023: €187k
2024: €154k
2018 → 2025
Working capital
€751k▼ 2.0%
2024 · €766k
2018: €302k
2019: €318k
2020: €383k
2021: €464k
2022: €556k
2023: €668k
2024: €766k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€508k-€586k▲ 15.3%€676k▲ 15.3%€760k▲ 12.4%€727k▼ 4.3%
Operating result€188k-€211k▲ 12.3%€248k▲ 17.2%€196k▼ 21.0%€7k▼ 96.4%
Net result€142k-€125k▼ 11.5%€187k▲ 49.6%€154k▼ 18.0%€12k▼ 92.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €837k
Fixed assets
€19k ▼ 0.7%
Current assets
€817k ▼ 1.5%
Equity and liabilities €837k
Equity
€727k ▼ 4.3%
Provisions
€0 ▼ 100%
Debt
€109k ▲ 71.1%
Debt's share of the balance-sheet total rises from 7.5% to 13.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€11k▼
2024 · €200k
Cash flow
€17k▼
2024 · €158k
Current ratio
12.25▼
2024 · 12.98
Debt to equity
0.15▲
2024 · 0.08
ROE
1.7%▼
2024 · 20.2%
ROA
1.5%▼
2024 · 18.1%
Interest coverage
2.94▼
2024 · 45.93
Debt ≤ 1 year
€67k▲
2024 · €64k
Debt > 1 year
€43k
Income taxes
€4k▼
2024 · €66k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€849k€837k▼
Fixed assets21/28€19k€19k▼
Tangible fixed assets22/27€19k€19k▼
Plant, machinery and equipment23€2k€251▼
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26€12k€14k▲
Current assets29/58€830k€817k▼
Amounts receivable after more than one year29€4k€0▼
Other amounts receivable291€4k€0▼
Amounts receivable within one year40/41€17k€34k▲
Trade receivables40€7k€11k▲
Other amounts receivable41€10k€23k▲
Current investments50/53€655k€715k▲
Cash at bank and in hand54/58€151k€64k▼
Deferred charges and accrued income490/1€4k€5k▲
Equity and liabilities
Total equity and liabilities10/49€849k€837k▼
Equity10/15€760k€727k▼
Contributions10/11€50k€50k=
Reserves13€710k€677k▼
Distributable reserves133€710k€677k▼
Profit (loss) carried forward14-€0
Provisions and deferred taxes16€25k€0▼
Provisions for liabilities and charges160/5€25k€0▼
Pensions and similar obligations160€25k€0▼
Amounts payable17/49€64k€109k▲
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€64k€67k▲
Trade debts44€5k€17k▲
Suppliers440/4€5k€17k▲
Taxes, remuneration and social security45€25k€4k▼
Taxes450/3€23k€831▼
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€34k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-25k
Other operating charges640/8€2k€7k▲
Gross operating margin9900€201k€-7k▼
Operating profit (loss)9901€196k€7k▼
Financial income75/76B€28k€13k▼
Recurring financial income75€28k€13k▼
Financial charges65/66B€4k€4k▼
Recurring financial charges65€4k€4k▼
Profit (loss) for the period before taxes9903€219k€16k▼
Income taxes67/77€66k€4k▼
Profit (loss) for the period9904€154k€12k▼
Profit (loss) for the period to be appropriated9905€154k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€215k€12k▼
Profit (loss) brought forward from the previous period14P€61k€0▼
Transfer from equity791/2€70k€45k▼
Transfer to equity691/2€215k€12k▼
To other reserves6921€215k€12k▼
Profit to be distributed694/7€70k€45k▼
Return on contributions (dividend)694€70k€45k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €12k ▼92.1%
Net result drops to €12k, the lowest in the series.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €187k ▲49.6%
Operating result €248k, net result €187k, both a record.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Liquidity doublescurrent ratio 21.43
Current ratio from 9.73 to 21.43; short-term debt falls from €53k to €27k.
24-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Equity above €500kEq €508k ▲28.1%
4 profitable years in a row build equity to €508k.
12-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grobbendonk · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 612288 GrobbendonkGround area
507 m²
Building footprint
219 m²
Volume, LiDAR
1,045 m³
Parcel 13005B0016/00S005, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Dorp 61, 2288 Grobbendonk
since 19992.185.248.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13005B0016/00S005 | Flanders | 507 m² | 1 · 219 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Ortho-C
BE 0809.209.236
Herstal · Eq €727,895
TANDARTSHUIS DE MAST
BE 0683.795.560
Sint-Niklaas · Eq €728,146
Orthodontie Hilde Joachum
BE 0837.946.574
Lubbeek · Eq €725,394
Rekik Dental
BE 0648.679.283
Sint-Agatha-Berchem · Eq €724,617
TANDARTSPRAKTIJK KATRIEN SMET
BE 0870.818.884
Sint-Niklaas · Eq €729,521
Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 3,221 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-1999
Fiscal year end31-12
Activities, NACEBEL 2025
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.