CHABET

Active

Cooperative companyfounded 200917 yrs activeGrensstraat 5, 2960 Brecht, BelgiumKBO/BCE: BE 0812.370.941

Summary

The annual accounts of CHABET for fiscal year 2025 show a net loss of 152% of total assets and of 60% of the equity at the start of that year. The 2025 annual accounts show equity of €2.1m and a net result of -€3.2m. Equity remains stable across the filed fiscal years (±1% per year). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysis Watch Report Compare

CHABETActiveChecked score 59/100

Risk analysis Report Compare

Checked score

Score 2025

59 / 100

Fair

A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-62

Solvency100=

Growth32▼-26

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €120,000 at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

short-term debt: 0% and cash: 5.6% of total assets, and 0% of the assets are financed with debt.

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

100%

Return on assets

-151.8%

Age of the figures

15 mo

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

33 d early

2024

35 d early

2023

29 d late

2022

109 d early

2020

53 d early

2019

20 d late

2018

on the day

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 26 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 27 December (4 of the last 5 filed years within 64 days of that day).

Companies Code · seven months

Position in the running window

30-06-2026 close29-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

History

CHABET was incorporated on 18 June 2009.¹ Total assets fell from EUR 5.5 million in 2019 to EUR 2.1 million in 2025.²

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Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, abbreviated schema

Equity

€2.1m▼ 60.3%

2024 · €5.4m

Total assets

€2.1m▼ 63.7%

2024 · €5.9m

Net result

-€3.2m

2024 · €578,788

Working capital

€119,046▲ 0.5%

2024 · €118,493

Trend over the years

Chart Table

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before

favourable unfavourable

Line20202022202320242025

Operating result-€5,518▼ 381%-€1,575--€2,576▼ 63.6%-€751▲ 70.9%-€2,417▼ 222%

Net result€950,739€686,646--€2,644€578,788-€3.2m

Equity€5.5m▲ 0.3%€5.5m-€5.3m▼ 3.3%€5.4m▲ 1.4%€2.1m▼ 60.3%

Total assets€6.4m▲ 17.4%€6.1m-€5.5m▼ 10.7%€5.9m▲ 7.3%€2.1m▼ 63.7%

Debt€937,400▲ 18,288%€660,805-€182,863▼ 72.3%€504,000▲ 176%€120▼ 100.0%

Working capital€253,797▲ 7.8%€222,749-€43,705▼ 80.4%€118,493▲ 171%€119,046▲ 0.5%

Staff (FTE)0

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €2,417 in 2025 against €751 in 2024; the loss grows.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €2.1m

94.4%

Fixed assets €2.0m ▼ 61.7%

Current assets €119,166 ▼ 80.9%

Equity and liabilities €2.1m

100.0%

Equity €2.1m ▼ 60.3%

Debt €120 ▼ 100.0%

Debt's share of the balance-sheet total falls from 8.6% to 0.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

Debt to equity

0.00▼

2024 · 0.09

ROE

-151.8%▼

2024 · 10.8%

ROA

-151.8%▼

2024 · 9.9%

Debt ≤ 1 year

€120▼

2024 · €504,000

A ratio outside any meaningful range has been withheld (balance sheet total €2.1m, equity €2.1m).

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Annual accounts

OverviewIncome statement Balance sheet Cash flow

Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines

Balance sheet Code20242025

Assets

Total assets20/58€5.9m€2.1m▼

Fixed assets21/28€5.2m€2.0m▼

Financial fixed assets28€5.2m€2.0m▼

Current assets29/58€622,493€119,166▼

Amounts receivable within one year40/41€579,600€874▼

Other amounts receivable41€579,600€874▼

Cash at bank and in hand54/58€42,893€118,292▲

Equity and liabilities

Total equity and liabilities10/49€5.9m€2.1m▼

Equity10/15€5.4m€2.1m▼

Contributions10/11€18,550€18,550=

Reserves13€5.3m€2.1m▼

Non-distributable reserves130/1€0-

Reserves not available under the articles1311€0-

Distributable reserves133€5.3m€2.1m▼

Profit (loss) carried forward14€72,144€0▼

Amounts payable17/49€504,000€120▼

Amounts payable within one year42/48€504,000€120▼

Trade debts44€0€120▲

Suppliers440/4€0€120▲

Other amounts payable47/48€504,000€0▼

Income statement Code20242025

Other operating charges640/8€502€1,088▲

Gross operating margin9900-€248-€1,330▼

Operating profit (loss)9901-€751-€2,417▼

Financial income75/76B€579,600€3,103▼

Recurring financial income75€579,600€3,103▼

Financial charges65/66B€61€3.2m▲

Recurring financial charges65€61€132▲

Non-recurring financial charges66B-€3.2m

Profit (loss) for the period before taxes9903€578,788-€3.2m▼

Profit (loss) for the period9904€578,788-€3.2m▼

Profit (loss) for the period to be appropriated9905€578,788-€3.2m▼

Appropriation of the result

Profit (loss) to be appropriated9906€576,144-€3.2m▼

Profit (loss) brought forward from the previous period14P-€2,644€72,144▲

Transfer from equity791/2-€3.2m

Profit to be distributed694/7€504,000€0▼

Return on contributions (dividend)694€504,000€0▼

Social balance

Average headcount (FTE)9087-0.0

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line	2020	2022	2023	2024	2025	Change
Other operating charges640/8	-	€970	€977	€502	€1,088	▲ 116%
Gross operating margin9900	-€5,518	-€605	-€1,599	-€248	-€1,330	▼ 435%
Operating profit (loss)9901	-€5,518	-€1,575	-€2,576	-€751	-€2,417	▼ 222%
Financial income75/76B	-	€688,275	-	€579,600	€3,103	▼ 99.5%
Recurring financial income75	€956,294	€688,275	-	€579,600	€3,103	▼ 99.5%
Financial charges65/66B	-	€54	€68	€61	€3.2m	▲ 5,277,896%
Recurring financial charges65	€0	€54	€68	€61	€132	▲ 116%
Non-recurring financial charges66B	-	-	-	-	€3.2m	-
Profit (loss) for the period before taxes9903	€950,776	€686,646	-€2,644	€578,788	-€3.2m	▼ 658%
Income taxes67/77	€37	-	-	-	-	-
Profit (loss) for the period9904	€950,739	€686,646	-€2,644	€578,788	-€3.2m	▼ 658%
Profit (loss) for the period to be appropriated9905	€950,739	€686,646	-€2,644	€578,788	-€3.2m	▼ 658%

Line	2020	2022	2023	2024	2025	Change
Assets
Total assets20/58	€6.4m	€6.1m	€5.5m	€5.9m	€2.1m	▼ 63.7%
Fixed assets21/28	€5.2m	€5.2m	€5.2m	€5.2m	€2.0m	▼ 61.7%
Financial fixed assets28	€5.2m	€5.2m	€5.2m	€5.2m	€2.0m	▼ 61.7%
Current assets29/58	€1.2m	€883,554	€226,567	€622,493	€119,166	▼ 80.9%
Amounts receivable within one year40/41	-	-	-	€579,600	€874	▼ 99.8%
Other amounts receivable41	-	-	-	€579,600	€874	▼ 99.8%
Cash at bank and in hand54/58	€1.2m	€883,554	€226,567	€42,893	€118,292	▲ 176%
Equity and liabilities
Total equity and liabilities10/49	€6.4m	€6.1m	€5.5m	€5.9m	€2.1m	▼ 63.7%
Equity10/15	€5.5m	€5.5m	€5.3m	€5.4m	€2.1m	▼ 60.3%
Contributions10/11	€18,550	€18,550	€18,550	€18,550	€18,550	=
Reserves13	€5.5m	€5.4m	€5.3m	€5.3m	€2.1m	▼ 60.0%
Non-distributable reserves130/1	-	€1,855	€1,855	€0	-	-
Reserves not available under the articles1311	-	€1,855	€1,855	€0	-	-
Distributable reserves133	-	€5.4m	€5.3m	€5.3m	€2.1m	▼ 60.0%
Profit (loss) carried forward14	-	-	-€2,644	€72,144	€0	▼ 100%
Amounts payable17/49	€937,400	€660,805	€182,863	€504,000	€120	▼ 100.0%
Amounts payable within one year42/48	€937,400	€660,805	€182,863	€504,000	€120	▼ 100.0%
Trade debts44	-	€605	€1,463	€0	€120	-
Suppliers440/4	-	€605	€1,463	€0	€120	-
Other amounts payable47/48	-	€660,200	€181,400	€504,000	€0	▼ 100%

Line	2020	2022	2023	2024	2025	Change
Profit (loss) for the period9904	€950,739	€686,646	-€2,644	€578,788	-€3.2m	▼ 658%
Operating cash flow (approximation)	€950,739	€686,646	-€2,644	€578,788	-€3.2m	▼ 658%
Investment in fixed assets (approximation)	-	-	€0	€0	€3.2m	-
Change in cash	-	-	-€656,986	-€183,675	€75,400	▲ 141%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 31-01-2027

2025

29-12

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

30-06

Financial Weakest financial yearnet -€3.2m

Net result drops to -€3.2m, the lowest in the series.

30-06

Financial Liquidity times 804current ratio 993.05

Current ratio from 1.24 to 993.05; short-term debt falls from €504,000 to €120.

2024

27-12

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

30-06

Financial Back to profitnet €578,788

Net result €578,788 after one loss-making year.

29-02

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 29 days late

2022

14-10

NBB filing Annual accounts filed

fiscal year 2022 · abbreviated schema

2020

09-12

NBB filing Annual accounts filed

fiscal year 2020 · abbreviated schema

30-06

Financial Back to profitnet €950,739

Net result €950,739 after one loss-making year.

20-02

NBB filing Annual accounts filed

fiscal year 2019 · abbreviated schema · 20 days late

2019

31-01

NBB filing Annual accounts filed

fiscal year 2018 · abbreviated schema

2017

30-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

2016

28-02

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 28 days late

2014

12-11

NBB filing Annual accounts filed

fiscal year 2014 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

0 of 1 act read

About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brecht · 1 establishment unit since 2009

seat establishment The establishment unit on the map

Ground area

215 m²

Parcel 11043C0195/00R000, Flanders. Linked by address, not a title deed.

5 companies at this address See who is registered here

1 establishment unit

CHABET

Grensstraat 5, 2960 BrechtHoldings

since 20092.269.931.246

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11043C0195/00R000	Flanders	215 m²	-	-

Linked by address, not proof of ownership

Good to know

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 holding

Owners 0

The accounts to 30-06-2025 list no shareholders, and no other source names one.

Holdings 1

JOCHEMS CHAPEWERKENsubsidiary

Sourceown accounts 30-06-2025
Equity €789,142Result €187,889

99.93%

According to the annual accounts to 30-06-2025 of CHABET and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification

Legal formCooperative company

Founded18-06-2009

Fiscal year end30-06

E-invoicing

Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Scores and ratios are computed by Checked and are not a credit decision.