Summary
CHABAL MANAGEMENT is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €29k and a net result of €9k. Its solvency ranks better than 20% of 8048 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 8048 sector peers (2025).
NBB · sector comparisonPosition among 8048 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
88 d early
2024
71 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€29k▲ 41.1%
2024 · €21k
Net result
€9k▼ 40.3%
2024 · €16k
Total assets
€193k▲ 12.4%
2024 · €172k
Solvency
15.1%▲ 3.1pp
2024 · 12.0%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€25k-€20k▼ 21.1%
Net result€16k-€9k▼ 40.3%
Equity€21k-€29k▲ 41.1%
Total assets€172k-€193k▲ 12.4%
Debt€151k-€164k▲ 8.4%
Working capital€110k-€114k▲ 3.8%
Solvency12.0%-15.1%▲ 3.1pp
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €193k
Fixed assets
€61k ▲ 21.6%
Current assets
€133k ▲ 8.6%
Equity and liabilities €193k
Equity
€29k ▲ 41.1%
Debt
€164k ▲ 8.4%
Debt's share of the balance-sheet total falls from 88.0% to 84.9%. Equity and debt are higher.
Key figures and ratios
ROE
32.1%▼
2024 · 75.8%
ROA
4.8%▼
2024 · 9.1%
Debt ≤ 1 year
€19k▲
2024 · €13k
Debt > 1 year
€141k▲
2024 · €135k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €793 | - |
| Other operating charges640/8 | - | €82 | - |
| Gross operating margin9900 | €25k | €21k | ▼ 17.6% |
| Operating profit (loss)9901 | €25k | €20k | ▼ 21.1% |
| Financial income75/76B | €686 | €3k | ▲ 391% |
| Recurring financial income75 | €686 | €3k | ▲ 391% |
| Financial charges65/66B | €4k | €10k | ▲ 135% |
| Recurring financial charges65 | €4k | €10k | ▲ 135% |
| Profit (loss) for the period before taxes9903 | €22k | €13k | ▼ 38.5% |
| Income taxes67/77 | €6k | €4k | ▼ 33.8% |
| Profit (loss) for the period9904 | €16k | €9k | ▼ 40.3% |
| Profit (loss) for the period to be appropriated9905 | €16k | €9k | ▼ 40.3% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €172k | €193k | ▲ 12.4% |
| Fixed assets21/28 | €50k | €61k | ▲ 21.6% |
| Tangible fixed assets22/27 | - | €11k | - |
| Furniture and vehicles24 | - | €11k | - |
| Financial fixed assets28 | €50k | €50k | = |
| Current assets29/58 | €122k | €133k | ▲ 8.6% |
| Amounts receivable within one year40/41 | - | €100 | - |
| Other amounts receivable41 | - | €100 | - |
| Current investments50/53 | €82k | €120k | ▲ 46.7% |
| Cash at bank and in hand54/58 | €40k | €11k | ▼ 73.0% |
| Deferred charges and accrued income490/1 | €514 | €2k | ▲ 253% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €172k | €193k | ▲ 12.4% |
| Equity10/15 | €21k | €29k | ▲ 41.1% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €16k | €24k | ▲ 54.2% |
| Amounts payable17/49 | €151k | €164k | ▲ 8.4% |
| Amounts payable after more than one year17 | €135k | €141k | ▲ 4.8% |
| Financial debts170/4 | €135k | €141k | ▲ 4.8% |
| Amounts payable within one year42/48 | €13k | €19k | ▲ 50.6% |
| Current portion of amounts payable after more than one year42 | - | €3k | - |
| Trade debts44 | €466 | €917 | ▲ 96.8% |
| Suppliers440/4 | €466 | €917 | ▲ 96.8% |
| Taxes, remuneration and social security45 | €12k | €14k | ▲ 14.1% |
| Taxes450/3 | €10k | €14k | ▲ 33.0% |
| Remuneration and social security454/9 | €2k | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €859 | - |
| Accrued charges and deferred income492/3 | €4k | €4k | = |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €16k | €9k | ▼ 40.3% |
| + Depreciation and write-downs630 | - | €793 | - |
| Operating cash flow (approximation) | €16k | €10k | ▼ 35.3% |
| Investment in fixed assets (approximation) | - | €-12k | - |
| Change in cash | - | €-29k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Welkenraedt · 1 establishment unit since 2024
Ground area
739 m²
Building footprint
50 m²
Volume, LiDAR
466 m³
Parcel 63084A0159/00B002, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
CHABAL MANAGEMENT
since 20242.354.774.473
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63084A0159/00B002 | Wallonia | 739 m² | 1 · 50 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
69940072RETS4KS1N394
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ARDEA INTERMEDIA
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 8,706 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70100Activities of head offices
70200Business and other management consultancy
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.