CH Trans
ActiveSummary
The computed 12-month bankruptcy probability of CH Trans is 3.7% (moderate). The 2025 annual accounts show equity of €60k and a net result of €-675. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 33% of 4603 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▼-10
Solvency47▼-4
Growth52=
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity short (current ratio 0.92 against 1.48 in 2024; short-term debt: 44.7% and cash: 7.7% of total assets), and 77.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
22.3%
Return on assets
-0.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-12-2025, 35 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
35 d early
2024
24 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 2.1%
2024 · €61k
2023: €45k
2024: €61k
2023 → 2025
Total assets
€266k▲ 13.8%
2024 · €234k
2023: €197k
2024: €234k
2023 → 2025
Net result
€-675
2024 · €17k
2023: €32k
2024: €17k
2023 → 2025
Working capital
€-9k
2024 · €25k
2023: €16k
2024: €25k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€45k-€61k▲ 36.4%€60k▼ 2.1%
Operating result€43k-€31k▼ 27.4%€9k▼ 72.2%
Net result€32k-€17k▼ 47.7%€-675
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 72% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €266k
Fixed assets
€157k ▼ 0.8%
Current assets
€110k ▲ 44.1%
Equity and liabilities €266k
Equity
€60k ▼ 2.1%
Debt
€207k ▲ 19.4%
Debt's share of the balance-sheet total rises from 74.0% to 77.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€61k▼
2024 · €66k
Cash flow
€52k▼
2024 · €52k
Current ratio
0.92▼
2024 · 1.48
Debt to equity
3.48▲
2024 · 2.85
ROE
-1.1%▼
2024 · 27.7%
ROA
-0.3%▼
2024 · 7.2%
Interest coverage
6.32▼
2024 · 8.36
Debt ≤ 1 year
€119k▲
2024 · €51k
Debt > 1 year
€87k▼
2024 · €122k
Income taxes
€171▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€234k€266k▲
Fixed assets21/28€158k€157k▼
Tangible fixed assets22/27€158k€156k▼
Land and buildings22€12k€11k▼
Plant, machinery and equipment23€263€2k▲
Furniture and vehicles24€50k€79k▲
Leasing and similar rights25€95k€65k▼
Financial fixed assets28€285€285=
Current assets29/58€76k€110k▲
Amounts receivable within one year40/41€22k€82k▲
Trade receivables40€22k€77k▲
Other amounts receivable41-€5k
Cash at bank and in hand54/58€42k€21k▼
Deferred charges and accrued income490/1€12k€7k▼
Equity and liabilities
Total equity and liabilities10/49€234k€266k▲
Equity10/15€61k€60k▼
Contributions10/11€10k€10k=
Reserves13€49k€49k=
Distributable reserves133€49k€49k=
Profit (loss) carried forward14-€-675
Investment grants15€2k€1k▼
Amounts payable17/49€173k€207k▲
Amounts payable after more than one year17€122k€87k▼
Financial debts170/4€122k€87k▼
Amounts payable within one year42/48€51k€119k▲
Current portion of amounts payable after more than one year42€35k€42k▲
Trade debts44€8k€39k▲
Suppliers440/4€8k€39k▲
Taxes, remuneration and social security45€9k€7k▼
Taxes450/3€9k€7k▼
Other amounts payable47/48-€31k
Accrued charges and deferred income492/3€256€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€53k▲
Other operating charges640/8€807€978▲
Gross operating margin9900€67k€62k▼
Operating profit (loss)9901€31k€9k▼
Financial income75/76B€609€600▼
Recurring financial income75€609€600▼
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€24k€-504▼
Income taxes67/77€7k€171▼
Profit (loss) for the period9904€17k€-675▼
Profit (loss) for the period to be appropriated9905€17k€-675▼
Appropriation of the result
Profit (loss) to be appropriated9906€17k€-675▼
Transfer to equity691/2€17k-
To other reserves6921€17k-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
27-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Weakest financial yearnet €-675 ▼104%
Net result drops to €-675, the lowest in the series.
07-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lichtervelde · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Europalaan 88810 LichterveldeGround area
590 m²
Building footprint
159 m²
Volume, LiDAR
759 m³
Parcel 36011E0393/00Z000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CH Trans
since 20222.326.852.529
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36011E0393/00Z000 | Flanders | 590 m² | 1 · 159 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 4 entries · 3,140 EUR awarded · 3,140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 48 EUR | 48 EUR |
| 2023 | 1 | 48 EUR | 48 EUR |
| 2022 | 2 | 3,044 EUR | 3,044 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
HASTIK
BE 0771.645.292
Boechout · Eq €59,518
VANHEETRA
BE 0778.413.419
Oostrozebeke · Eq €59,552
ADM TRANS
BE 0781.431.505
Sint-Jans-Molenbeek · Eq €59,608
MDT TRANS
BE 1003.993.253
Vleteren · Eq €59,430
SELCUK TRANSPORT SERVICE
BE 0700.656.734
Ganshoren · Eq €59,621
Of 12,604 companies in sector 49410 we hold annual accounts for 8,202. 6,107 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-01-2022
Fiscal year end30-06
Activities, NACEBEL 2025
49410Freight transport by road
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.