CH'TIMMO
ActiveSummary
CH'TIMMO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €334,844 and a net result of €39,040. Equity is growing by ~17% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability84=
Solvency76▲+8
Growth63▼-15
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity tight (current ratio 1.01 against 0.89 in 2023; short-term debt: 10.4% and cash: 8.3% of total assets), and 49.2% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
37 d early
2024
65 d early
2023
30 d late
2022
191 d late
2021
8 d late
2020
9 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 21 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, unclassified schema
Turnover
€102,000=
2023 · €102,000
EBIT margin
60.1%▼ 0.8pp
2023 · 60.9%
Net result
€39,040▲ 2.5%
2023 · €38,086
Working capital
€445
2023 · -€7,786
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€102,000€102,000=
Operating result€65,667▲ 54.4%€61,091▼ 7.0%€61,607▲ 0.8%€62,158▲ 0.9%€61,338▼ 1.3%
Net result€45,977▲ 82.9%€34,398▼ 25.2%€37,425▲ 8.8%€38,086▲ 1.8%€39,040▲ 2.5%
EBIT margin60.9%60.1%▼ 0.8pp
Equity€185,895▲ 32.9%€220,293▲ 18.5%€257,718▲ 17.0%€295,804▲ 14.8%€334,844▲ 13.2%
Total assets€787,858▼ 2.3%€750,047▼ 4.8%€719,349▼ 4.1%€689,911▼ 4.1%€659,557▼ 4.4%
Debt€601,962▼ 9.7%€529,754▼ 12.0%€461,631▼ 12.9%€394,107▼ 14.6%€324,714▼ 17.6%
Working capital€6,027-€22,971-€15,919▲ 30.7%-€7,786▲ 51.1%€445
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €659,557
Fixed assets
€590,769 ▼ 6.0%
Current assets
€68,789 ▲ 12.4%
Equity and liabilities €659,557
Equity
€334,844 ▲ 13.2%
Debt
€324,714 ▼ 17.6%
Debt's share of the balance-sheet total falls from 57.1% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€99,307▼
2023 · €100,127
Cash flow
€77,008▲
2023 · €76,054
Current ratio
1.01▲
2023 · 0.89
Debt to equity
0.97▼
2023 · 1.33
ROE
11.7%▼
2023 · 12.9%
ROA
5.9%▲
2023 · 5.5%
Interest coverage
11.22▲
2023 · 9.54
Debt ≤ 1 year
€68,344▼
2023 · €68,959
Debt > 1 year
€256,298▼
2023 · €324,642
Income taxes
€13,013▼
2023 · €13,122
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | - | - | - | €102,000 | €102,000 | = |
| Turnover70 | - | - | - | €102,000 | €102,000 | = |
| Operating charges60/66A | - | - | - | €39,842 | €40,662 | ▲ 2.1% |
| Services and other goods61 | - | - | - | €1,873 | €2,693 | ▲ 43.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €34,716 | €37,434 | €37,968 | €37,968 | €37,968 | = |
| Other operating charges640/8 | - | €162 | - | - | - | - |
| Gross operating margin9900 | €100,503 | €98,687 | €99,575 | - | - | - |
| Operating profit (loss)9901 | €65,667 | €61,091 | €61,607 | €62,158 | €61,338 | ▼ 1.3% |
| Financial income75/76B | - | - | - | - | €0 | - |
| Recurring financial income75 | €210 | - | - | - | €0 | - |
| Other financial income752/9 | - | - | - | - | €0 | - |
| Financial charges65/66B | - | €14,282 | €12,640 | €10,951 | €9,285 | ▼ 15.2% |
| Recurring financial charges65 | €16,000 | €14,282 | €12,640 | €10,951 | €9,285 | ▼ 15.2% |
| Debt charges650 | - | - | - | €10,496 | €8,850 | ▼ 15.7% |
| Other financial charges652/9 | - | - | - | €455 | €435 | ▼ 4.3% |
| Profit (loss) for the period before taxes9903 | €49,877 | €46,809 | €48,967 | €51,207 | €52,053 | ▲ 1.7% |
| Income taxes67/77 | €3,900 | €12,411 | €11,542 | €13,122 | €13,013 | ▼ 0.8% |
| Taxes670/3 | - | - | - | €13,122 | €13,013 | ▼ 0.8% |
| Profit (loss) for the period9904 | €45,977 | €34,398 | €37,425 | €38,086 | €39,040 | ▲ 2.5% |
| Profit (loss) for the period to be appropriated9905 | €45,977 | €34,398 | €37,425 | €38,086 | €39,040 | ▲ 2.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €787,858 | €750,047 | €719,349 | €689,911 | €659,557 | ▼ 4.4% |
| Fixed assets21/28 | €709,586 | €704,674 | €666,706 | €628,737 | €590,769 | ▼ 6.0% |
| Tangible fixed assets22/27 | €709,586 | €704,674 | €666,706 | €628,737 | €590,769 | ▼ 6.0% |
| Land and buildings22 | - | €693,982 | €658,686 | €623,391 | €588,096 | ▼ 5.7% |
| Plant, machinery and equipment23 | - | €10,693 | €8,019 | €5,346 | €2,673 | ▼ 50.0% |
| Current assets29/58 | €78,271 | €45,373 | €52,643 | €61,174 | €68,789 | ▲ 12.4% |
| Amounts receivable within one year40/41 | - | - | €958 | - | €13,987 | - |
| Other amounts receivable41 | - | - | €958 | - | €13,987 | - |
| Cash at bank and in hand54/58 | €78,271 | €45,373 | €51,685 | €61,174 | €54,802 | ▼ 10.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €787,858 | €750,047 | €719,349 | €689,911 | €659,557 | ▼ 4.4% |
| Equity10/15 | €185,895 | €220,293 | €257,718 | €295,804 | €334,844 | ▲ 13.2% |
| Contributions10/11 | - | €175,000 | €175,000 | €175,000 | €175,000 | = |
| Reserves13 | €10,895 | €17,500 | €17,500 | €17,500 | €17,500 | = |
| Non-distributable reserves130/1 | - | €17,500 | €17,500 | - | - | - |
| Reserves not available under the articles1311 | - | €17,500 | €17,500 | - | - | - |
| Distributable reserves133 | - | - | - | €17,500 | €17,500 | = |
| Profit (loss) carried forward14 | -€60,220 | €27,793 | €65,218 | €103,304 | €142,344 | ▲ 37.8% |
| Amounts payable17/49 | €601,962 | €529,754 | €461,631 | €394,107 | €324,714 | ▼ 17.6% |
| Amounts payable after more than one year17 | €529,674 | €461,330 | €392,986 | €324,642 | €256,298 | ▼ 21.1% |
| Financial debts170/4 | - | €461,330 | €392,986 | €324,642 | €256,298 | ▼ 21.1% |
| Credit institutions173 | - | - | - | €324,642 | €256,298 | ▼ 21.1% |
| Amounts payable within one year42/48 | €72,244 | €68,344 | €68,562 | €68,959 | €68,344 | ▼ 0.9% |
| Current portion of amounts payable after more than one year42 | - | €68,344 | €68,344 | €68,344 | €68,344 | = |
| Trade debts44 | - | - | €218 | €200 | - | - |
| Suppliers440/4 | - | - | €218 | €200 | - | - |
| Taxes, remuneration and social security45 | - | - | - | €416 | - | - |
| Taxes450/3 | - | - | - | €416 | - | - |
| Accrued charges and deferred income492/3 | - | €80 | €83 | €506 | €72 | ▼ 85.9% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €45,977 | €34,398 | €37,425 | €38,086 | €39,040 | ▲ 2.5% |
| + Depreciation and write-downs630 | €34,716 | €37,434 | €37,968 | €37,968 | €37,968 | = |
| Operating cash flow (approximation) | €80,693 | €71,831 | €75,393 | €76,054 | €77,008 | ▲ 1.3% |
| Investment in fixed assets (approximation) | - | -€32,522 | €0 | €0 | €0 | - |
| Change in cash | - | -€32,899 | €6,312 | €9,489 | -€6,372 | ▼ 167% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
State Gazette act
Resignations & appointmentsPower of attorney3 facts ▸
State Gazette act
Resignations & appointments
Power of attorney3 facts ▸
- Board meeting, 16-02-2026
- Power of attorney, LIDE MANAGEMENT
- Power of attorney, Lindsay DEMOULIN
24-06
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-05
NBB filing
Annual accounts filed
fiscal year 2024 · unclassified schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · unclassified schema · 30 days late
07-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 191 days late
2022
08-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 8 days late
2021
31-12
Financial
Equity above €200,000Eq €220,293 ▲18.5%
4 profitable years in a row build equity to €220,293.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €45,977 ▲82.9%
Operating result €65,667, net result €45,977, both a record.
31-12
Financial
Equity above €150,000Eq €185,895 ▲32.9%
3 profitable years in a row build equity to €185,895.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts
Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grâce-Hollogne · 1 establishment unit since 2016
Ground area
1,194 m²
Building footprint
326 m²
Volume, LiDAR
1,453 m³
Parcel 62453B0340/00N000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
11
companies at this address
See who is registered here
1 establishment unit
CH'TIMMO
since 20162.255.885.844
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62453B0340/00N000 | Wallonia | 1,194 m² | 1 · 326 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded17-10-2014
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID
0208:0564798237
Also
9925:BE0564798237
Registered
30-06-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.