CH CONSULTANTS
ActiveCH CONSULTANTS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €182k and a net result of €-2k. Equity is growing by ~16.1% per year across the filed fiscal years. Its solvency ranks better than 32% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-11
Solvency61=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.82 against 1.65 in 2024; short-term debt: 7.7% and cash: 3.9% of total assets), but 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 01-04-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
27 d early
2023
on the day
2022
30 d early
2021
26 d early
2020
28 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€182k▼ 1.3%
2024 · €185k
2018: €43k
2019: €60k
2020: €89k
2021: €125k
2022: €145k
2023: €165k
2024: €185k
2018 → 2025
Total assets
€500k▼ 3.4%
2024 · €518k
2018: €154k
2019: €163k
2020: €191k
2021: €215k
2022: €230k
2023: €333k
2024: €518k
2018 → 2025
Net result
€-2k
2024 · €19k
2018: €11k
2019: €16k
2020: €29k
2021: €36k
2022: €20k
2023: €20k
2024: €19k
2018 → 2025
Working capital
€32k▲ 10.2%
2024 · €29k
2018: €14k
2019: €24k
2020: €51k
2021: €43k
2022: €53k
2023: €20k
2024: €29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€145k▲ 16.0%€165k▲ 14.1%€185k▲ 11.8%€182k▼ 1.3%
Operating result€54k-€38k▼ 30.2%€36k▼ 4.9%€37k▲ 2.5%€9k▼ 76.7%
Net result€36k-€20k▼ 44.1%€20k▲ 1.9%€19k▼ 4.8%€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€429k▼ 3.4%
Current assets
€70k▼ 3.5%
Equity and liabilities €500k
Equity
€182k▼ 1.3%
Debt
€317k▼ 4.7%
The debt ratio falls from 64.3% to 63.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€39k▼
2024 · €42k
Cash flow
€28k▲
2024 · €24k
Solvency
36.5%▲
2024 · 35.7%
Current ratio
1.82▲
2024 · 1.65
Quick ratio
1.82▲
2024 · 1.65
Debt / equity
1.74▼
2024 · 1.80
ROE
-1.3%▼
2024 · 10.5%
ROA
-0.5%▼
2024 · 3.8%
Interest coverage
3.66▼
2024 · 4.44
Debt
€317k▼
2024 · €333k
Debt ≤ 1 year
€39k▼
2024 · €44k
Debt > 1 year
€268k▼
2024 · €287k
Income taxes
€990▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€518k€500k▼
Fixed assets21/28€445k€429k▼
Tangible fixed assets22/27€445k€429k▼
Land and buildings22€143k€425k▲
Plant, machinery and equipment23€2k€939▼
Furniture and vehicles24€5k€3k▼
Assets under construction and advance payments27€295k€0▼
Current assets29/58€73k€70k▼
Amounts receivable within one year40/41€35k€48k▲
Trade receivables40€2k€26k▲
Other amounts receivable41€33k€22k▼
Cash at bank and in hand54/58€24k€19k▼
Deferred charges and accrued income490/1€14k€3k▼
Equity and liabilities
Total equity and liabilities10/49€518k€500k▼
Equity10/15€185k€182k▼
Contributions10/11€12k€12k=
Reserves13€145k€145k=
Distributable reserves133€145k€145k=
Profit (loss) carried forward14€27k€25k▼
Amounts payable17/49€333k€317k▼
Amounts payable after more than one year17€287k€268k▼
Financial debts170/4€287k€268k▼
Amounts payable within one year42/48€44k€39k▼
Current portion of amounts payable after more than one year42€26k€27k▲
Trade debts44€5k€861▼
Suppliers440/4€5k€861▼
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€11k€9k▼
Remuneration and social security454/9€2k€2k=
Accrued charges and deferred income492/3€1k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€31k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€44k€41k▼
Operating profit (loss)9901€37k€9k▼
Financial income75/76B€848€790▼
Recurring financial income75€848€790▼
Financial charges65/66B€9k€11k▲
Recurring financial charges65€9k€11k▲
Profit (loss) for the period before taxes9903€28k€-1k▼
Income taxes67/77€9k€990▼
Profit (loss) for the period9904€19k€-2k▼
Profit (loss) for the period to be appropriated9905€19k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€25k▼
Profit (loss) brought forward from the previous period14P€27k€27k▲
Transfer to equity691/2€19k€0▼
To other reserves6921€19k€0▼
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-2k ▼112%
Net result drops to €-2k, the lowest in the series.
03-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €150kEq €165k ▲14.1%
6 profitable years in a row build equity to €165k.
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Highest result since 2018net €36k ▲21.7%
Operating result €54k, net result €36k, both a record.
30-09
Financial
Equity above €100kEq €125k ▲40.3%
4 profitable years in a row build equity to €125k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laarne · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoekstraat 159270 LaarneGround area
867 m²
Building footprint
127 m²
Volume, LiDAR
775 m³
Parcel 42010B0858/00L000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CH CONSULTANTS
since 20142.233.580.792
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42010B0858/00L000 | Flanders | 867 m² | 1 · 127 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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QBIT
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More A.I.
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VIKTORIOUS DATA SOLUTIONS
BE 0797.450.757
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Of 29,995 companies in sector 62200 we hold annual accounts for 18,391. 15,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2014
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56301Cafés and bars
56302Nightclubs
58290Other software publishing
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:chris.hoogwys@telenet.be
E-mail:chris.hoogwys@gmail.com
Phone:0476718854