CH AUTO
ActiveSummary
The computed 12-month bankruptcy probability of CH AUTO is 3.3% (moderate). The 2025 annual accounts show negative equity (-€22,776) and a net result of -€579. Equity is shrinking by ~19.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 11502 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
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Signals
This company filed its last 4 accounts on average 28 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
History
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Financials · fiscal year 2025, micro schema
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Peer companies
Historical observationOf the 6,038 companies that looked in July 2024 the way this one looks now, 7.3% went bankrupt within 24 months and 82% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
A further 2.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,038 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €25 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,286 | €477 | €477 | €477 | = |
| Other operating charges640/8 | €1,579 | €1,202 | €387 | €0 | ▼ 100.0% |
| Gross operating margin9900 | -€17,288 | -€21,434 | -€393 | -€56 | ▲ 85.7% |
| Operating profit (loss)9901 | -€21,178 | -€23,113 | -€1,257 | -€533 | ▲ 57.6% |
| Financial charges65/66B | €27 | €74 | €46 | €46 | ▲ 0.1% |
| Recurring financial charges65 | €27 | €74 | €46 | €46 | ▲ 0.1% |
| Profit (loss) for the period before taxes9903 | -€21,205 | -€23,187 | -€1,303 | -€579 | ▲ 55.5% |
| Profit (loss) for the period9904 | -€21,205 | -€23,187 | -€1,303 | -€579 | ▲ 55.5% |
| Profit (loss) for the period to be appropriated9905 | -€21,205 | -€23,187 | -€1,303 | -€579 | ▲ 55.5% |
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €21,666 | €14,255 | €5,142 | €4,728 | ▼ 8.0% |
| Fixed assets21/28 | €5,890 | €4,264 | €3,310 | €2,834 | ▼ 14.4% |
| Tangible fixed assets22/27 | €4,290 | €3,814 | €2,860 | €2,384 | ▼ 16.7% |
| Other tangible fixed assets26 | €4,290 | €3,814 | €2,860 | €2,384 | ▼ 16.7% |
| Financial fixed assets28 | €1,600 | €450 | €450 | €450 | = |
| Current assets29/58 | €15,776 | €9,991 | €1,831 | €1,894 | ▲ 3.4% |
| Stocks and contracts in progress3 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Stocks30/36 | €1,800 | €1,800 | €1,800 | €1,800 | = |
| Amounts receivable within one year40/41 | €5,694 | €3,822 | - | €94 | - |
| Trade receivables40 | €4,960 | €1,620 | - | - | - |
| Other amounts receivable41 | €734 | €2,202 | - | €94 | - |
| Cash at bank and in hand54/58 | €6,438 | €4,369 | €31 | - | - |
| Deferred charges and accrued income490/1 | €1,844 | - | - | - | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €21,666 | €14,255 | €5,142 | €4,728 | ▼ 8.0% |
| Equity10/15 | €3,795 | -€19,392 | -€22,197 | -€22,776 | ▼ 2.6% |
| Contributions10/11 | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Capital10 | €25,000 | - | - | - | - |
| Issued capital100 | €25,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€21,205 | -€44,392 | -€47,197 | -€47,776 | ▼ 1.2% |
| Amounts payable17/49 | €17,871 | €33,647 | €27,338 | €27,504 | ▲ 0.6% |
| Amounts payable within one year42/48 | €17,871 | €33,647 | €27,338 | €27,504 | ▲ 0.6% |
| Financial debts43 | - | - | - | €15 | - |
| Credit institutions430/8 | - | - | - | €15 | - |
| Trade debts44 | €9,095 | €1,968 | €393 | - | - |
| Suppliers440/4 | €9,095 | €1,968 | €393 | - | - |
| Other amounts payable47/48 | €8,776 | €31,679 | €26,945 | €27,489 | ▲ 2.0% |
| Line | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€21,205 | -€23,187 | -€1,303 | -€579 | ▲ 55.5% |
| + Depreciation and write-downs630 | €2,286 | €477 | €477 | €477 | = |
| Operating cash flow (approximation) | -€18,919 | -€22,710 | -€827 | -€103 | ▲ 87.6% |
| Investment in fixed assets (approximation) | - | €1,149 | - | €0 | - |
| Change in cash | - | -€2,069 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Directors · office · real estate
1 establishment unit
1 parcel
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52047A0125/00W000 | Wallonia | 5,575 m² | - | - |
Linked by address, not proof of ownership
Similar companies · same sector, comparable size
Identification & contact
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Register as of 28 September 2026 · Peppol Directory
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